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    • March 23: As the coronavirus crisis escalates, the UK is placed into lockdown with strict limitations on travel. The Government guidelines state: “You should not be visiting family members who do not live in your home.” The prime minister tells the UK public they "must stay at home". People are warned not to meet friends or family members they do not live with. Those with symptoms had already been told to self-isolate     Friday 27 March: Downing Street On the day Cummings ran out of No 10, his wife, Mary Wakefield, appears to have been already ill, according to her Spectator article about the experience, in which she says: “My husband did rush home to look after me.”   Both Boris Johnson and Health Secretary Matt Hancock test positive for coronavirus, while chief medical officer Chris Whitty says he has symptoms of the disease and is self-isolating.   Mr Cummings said: "I suddenly got a call from my wife who was looking after our four-year-old child. She told me she suddenly felt badly ill." He went home and after a couple of hours his wife felt better and he returned to work. "There were many critical things at work and she asked me to return [to work] in the afternoon and I did." He then "drove up to Durham that night arriving at roughly midnight" with his family.     In spectator articles on 24th and 25th April * Wakefield (wife) wrote in the spectator that Cummings said “I feel weird” and collapsed 24 hours after he came home to look after her * She went on to explain that for the next 10 days “Dom couldn’t get out of bed. Day in, day out for ten days he lay doggo with a high fever and spasms that made the muscles lump and twitch in his legs.” * Cummings wrote that “at the end of March and for the first two weeks of April I was ill, so we were both shut in together.” * The following days, by Wakefield’s account, were a mixture of family idyll and health nightmare, as she made a “palace out of polystyrene packaging” with their son … even as Cummings’s breathing got so bad that she feared he should be in hospital. But 10 days after her husband first fell ill, she said, he began to feel better – just as Boris Johnson went into hospital. That would place the improvement in his condition around Sunday 5 April,     Sat March 28th Is apparently the day Cummings said “I feel weird” and collapsed 24 hours after he came home to look after her His wife went on to explain that for the next 10 days “Dom couldn’t get out of bed. Day in, day out for ten days he lay doggo with a high fever and spasms that made the muscles lump and twitch in his legs.” Cummings wrote that “at the end of March and for the first two weeks of April I was ill, so we were both shut in together.” 10 days from March 28th – would take us to the 7th April.   Mon March 30: Downing Street confirms Mr Cummings is suffering from coronavirus symptoms and is self-isolating.   Tuesday 31 March/1st April: Durham The police have said that on 31 March they were “made aware of reports” of Cummings’s presence in the area and had then contacted the family to “reiterate the appropriate advice around essential travel”.   2 April: During the night, Mr Cummings' four-year-old son "threw up and had a bad fever". Following medical advice, an ambulance took the child to hospital. He was accompanied by Mr Cummings' wife   3 April: Mr Cummings' son spent the night in hospital and woke up the next day having "recovered". He was tested for coronavirus and his mother, who was with him at the hospital, was told "they should return home". According to Mr Cummings, there were no taxis so he "drove to the hospital, picked him up and returned home". He said he "did not leave the car or have any contact with anybody on this short trip".   Sunday 5 April: The ‘Abba’ sighting (despite claims of ten days where he couldn’t get up with a high fever) Cummings alledgedly seen in Garden with AbbA blaring But 10 days after her husband first fell ill, she said, he began to feel better – just as Boris Johnson went into hospital. Which would place the improvement in his condition around Sunday 5 April, … Although the claimed 10 days after the 28th – the earliest point at which Cummings was said to have been symptomatic – would be the 7 April. The Guardian approaches Downing Street about the story, only to be told by a spokesman: “It will be a no comment on that one.” Mr Cummings said "after I started to recover, one day in the second week, I tried to walk outside the house". He confirmed he, his wife and his son went for a walk into woods owned by his father and it was at this point he was seen by passers-by but his family "had no interaction with them". The exact date is not clear but his second week isolating in Durham would have between 4-11th   6 April: At some point in the week leading up to this date, Mr Cummings discussed his decision to travel to Durham with the prime minister. "When we were both sick and in bed," he said, "I mentioned to him what I had done. Unsurprisingly given the condition we were in, neither of us remember the conversation in any detail."   Fri April 10: Number 10 is again contacted for comment regarding Mr Cumming’s trip by the Guardian. Instead of defending the journey, officials declined to comment.   Fri 10th/Sat 11th April: The 14-day period of Cummings’s isolation would have expired on 10/11th April, assuming it is counted from when Wakefield appears to have first fallen ill on 27 March or when Cummings fell ill 24 hours later.   11 April: Believing he had recovered by this date, albeit "feeling weak and exhausted", Mr Cummings said he "sought expert medical advice". "I explained our family's symptoms and all the timings and asked if it was safe to return to work on Monday or Tuesday, seek childcare and so on. I was told that it was safe and I could return to work"   Sunday 12 April: Barnard Castle Wakefield’s birthday, according to Companies House records – they allegedly made a trip to Barnard Castle, a charming town 30 miles from the Cummings’s family property, described on the English Heritage website as having “fantastic views” and “plenty to do for families on a day out”. That detail emerged in an interview with Robin Lees, a retired chemistry teacher who lives in the town. Lees, who says he has a photographic memory, told the Guardian he was “a bit gobsmacked” to see Cummings, and then was so incensed that he made a note of the family car’s numberplate and checked it online when he got home. Cummings acknowledges he drove to Barnard Castle, 30 miles from his parents' home in Durham, with his wife and child. He explained this episode as needing to test his driving was fine before making the long drive back to London. He said he'd been having problems with his vision   Tuesday 14 April: London The Guardian asked Wakefield to confirm whether the family had been in London throughout the lockdown period, but received no reply. Cummings was photographed back in Downing Street on 14 April   Sunday 19 April: ‘bluebell’ woods - Cummings and Wakefield in Houghall woods? Could Cummings have then gone back to the north-east from London? Downing Street is emphatic that he did not. The denial came after another witness claimed to the Guardian and Sunday Mirror that they had seen Cummings and Wakefield on a country walk in Houghall Woods, a beauty spot near his parents’ property in Durham. According to this account, Cummings said: “Aren’t the bluebells lovely?” Cummings says he did not return to Durham   Monday 20 April Cummings seen in London again   May 23: Downing Street statement: “Owing to his wife being infected with suspected coronavirus and the high likelihood that he would himself become unwell, it was essential for Dominic Cummings to ensure his young child could be properly cared for.” The statement said: “At no stage was he or his family spoken to by the police about this matter, as is being reported. “His actions were in line with coronavirus guidelines. Mr Cummings believes he behaved reasonably and legally.” Speaking outside his home, Mr Cummings reiterated: “I behaved reasonably and legally”. When a reporter suggested to him that his actions did not look good, he replied: “Who cares about good looks? “It’s a question of doing the right thing. It’s not about what you guys think.” Later at the daily Downing Street briefing, Transport Secretary Grant Shapps said Mr Cummings had the PM’s “full support” and that Mr Johnson “knew that he was unwell and that he was in lockdown”. Mr Shapps said it had always been permissible for families to travel to be closer to their relatives as long as they “go to that location and stay in that location”. Meanwhile, deputy chief medical officer for England, Dr Jenny Harries, said that travelling during lockdown was permissible if “there was an extreme risk to life”, with a “safeguarding clause” attached to all advice to prevent vulnerable people being stuck at home with no support.   Health Secretary Matt Hancock and Chancellor of the Exchequer Rishi Sunak have tweeted their support for Mr Cummings.   Education Secretary Gavin Williamson said on Monday morning that Mr Cummings had "set out absolutely clearly and absolutely categorically he didn't break the rules and didn't break the law". The attorney general, Suella Braverman, tweet on Saturday in which she quoted the full text of the No 10 statement on Boris Johnson’s chief aide in which the prime minister said he had behaved “responsibly and legally”.   (Disgraceful) Boris Johnson said at the weekend Cummings acted “responsibly and legally and with integrity”   “The PM’s risible defence of Cummings is an insult to all those who have made such sacrifices to ensure the safety of others,” said Johne Inge, the bishop of Worcester, on Twitter.   “What planet are they on?” asked a front page headline in the Daily Mail, an influential right-wing paper usually supportive of Johnson.   https://descrier.co.uk/politics/dominic-cummings-and-wife-tried-to-cover-up-lockdown-breach-in-articles-for-the-spectator/   https://www.theguardian.com/politics/2020/may/24/dominic-cummings-timeline-what-we-know-about-his-movements   https://www.eveningexpress.co.uk/news/uk/timeline-the-coronavirus-lockdown-and-dominic-cummings-trip-to-durham/   https://www.bbc.co.uk/news/uk-politics-52784290   https://www.theguardian.com/politics/2020/may/25/attorney-general-faces-calls-to-resign-defends-dominic-cummings-suella-braverman   https://uk.reuters.com/article/uk-health-coronavirus-britain-cummings/what-planet-are-they-on-no-respite-for-johnson-and-aide-idUKKBN2310UE   https://cyprus-mail.com/2020/05/25/what-plant-are-they-on-press-slams-johnson-and-cummings/
    • simply tell them on the phone writing only sorry as I might want to escalate this to the fos or court. sorry but no speaky..speaky   you night find this interesting?   https://www.theguardian.com/money/2012/jun/09/life-insurance-misselling-aviva-hamilton-life   dx
    • I've had a few missed calls and then text from RBS wanting to talk about the letter I sent, two posts up.    Am I best to wait for them to write? Didn't really want to get into a discussion with them about it ideally!
    • I haven’t even looked.  I doubt some PR bod would have been in the loop.
    • Gove will be rubbing his little hands together in glee. He been quite careful in his limited wording in 'supporting demonic. but he poo'd his own pot a bit with that priority preferential test   No confidence vote (in PM not party).
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brian midgley

Brian V's Lloyds ** WON **

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hi everyone

Let me start with many thanks for the site as it has been a great help in the whole process of claiming back unfair bank charges.

I have followed the process within the site to claim back charges against lloyds TSB. I'm sure it will not supprise anyone but they have been giving my whole process a dam good ignoring.

I have received a date for court which is fastly approching and I need to fully prepare to ensure all bases are covered I would appreciate any guidance to help me compile my water tight claim.

The court date was sent with some requirements mainly for the defendant but would appreciate advice on the following statement " The parties shall send copies of all relevant documents to each other and the court." During all my procedings copies of all documentation has been sent to both the court and Lloyds TSB. I assume this covers this requirement but if not please let me know soonest so I can get it sent again.

Like Gary H I never included the 8% interest charge to my claim. Is it worth mentioning this at court or have I lost the opurtunity.

Cheers Brian M:smile:

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This appears to be the main hearing and not a preliminary hearing. This link should help:

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html

 

What you have exchanged thus far certainly does not cover it.

 

The provision of this bundle should act as a catalyst for settlement of your claim.

 

Turning to your interest question I presume you did you not include it in your particulars. I doubt you will make it to court to mention the 8%, but in the event you do, I would mention to the judge that you omitted to include it, the judge may sympathise as you are a litigant in person.


If I have been helpful please click on my star and add a comment.

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Many thanks GuidoT

 

Thats just perfect I will get to work on that immediatley, and will keep you informed of my progress. Once again many thanks

 

Brian

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The court bundle is complete and sent special delivery on Saturday I missed the guarantee delivery for Monday so this will arrive with them slightly late of the 14 days period. Has anyone had any problems with SC&M with them receiving this late. I have never received a copy of the AQ from SC&M and now I have not recevied any relevant documents for the court case is this all normal.

 

Brian

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Courts are generally not be too concerned if you miss a deadline by a few days - I presume you sent the bundle to them too.

 

Do not be too concerned about the AQ, not really that important now.

 

Unlikely you will receive a bundle from SCM, but once the deadline passes, write to SCM and copy the court and say that they have failed to comply with a court order and accordingly their defence should be struck out. This should help speed up the settlement.

 

Have you read post number 15 of this? Should be a real turning point:

http://www.consumeractiongroup.co.uk/forum/lloyds-bank/20752-kazzaw-lloyds-asset-card.html


If I have been helpful please click on my star and add a comment.

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Cheers once again

I did send it to the court also and thats a fab idea about writing to them saying they failed to comply with the court order. I am virtually ready to go to court if required and feel it would be a little bit of a anti-climax if they settled before. But would save taking the afternoon of work.

 

Will keep everyone updated on my progress.

 

Brian

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Hi everyone,

 

Just spoke to the court to ensure my bundle had arrived, the person I spoke too seemed very impressed. THANK YOU.

 

I also asked if they had recevied any correspondence from SC&M they hadn't and advised me to write to the court as GuidoT suggested as they have failed to comply with a court order and accordingly their defence should be struck out.

 

Do you think its worth a call to SC&M in the first place to ask if they have received my bundle and if they had sent myself anything even though I know they haven't and I sent it special delivery so I know its there. It would give them the opportunity to respond over the phone and finally realise I am serious.:)

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Brian, Hi

 

They know you are serious. Personally I would not contact SC&M, I would just write to the court. That said, some folks here have spoken to SC&M at this stage and been advised of offers to settle - so if your motivation is to try and settle sooner rather than later, then call.

 

Sounds like you are nearly there though.

 

Regards

 

Paula

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:p Well I called SC&M disguised as a courtesy call to ensure they had received my bundle. They had and I also asked if I should expect anything from them. They just said they havn't been instructed to do anything as of yet. Quite plesant though. Now I need to consider if I should write to the court to state they have failed to comply with a court order and accordingly their defence should be struck out.

 

Personnely I think the wait till next Thursday (18th) wouldn't hurt just to get the slim chance to see the judge what are your thoughts?

 

Also I have read previously but can not find now how would I go about claiming back the charges applied to my account after procceding started. Is it a case of starting again with another claim for them? Was hoping to bring them up at court but by the sounds of it I wont get there.

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Also I have read previously but can not find now how would I go about claiming back the charges applied to my account after procceding started. Is it a case of starting again with another claim for them? Was hoping to bring them up at court but by the sounds of it I wont get there.

 

Unless you specified in your particulars of claim that you wanted to include any future charges then I don't think you can demand them back. I think it is a case of starting a brand new claim, but if they settle then you have that to use against them. That's hoping that they might actually pay attention and decide to get something done before they waste too much money. ;)

 

Lucid :)


Mindzai & Lucid vs Lloyds TSB

*Won unconditionally with contractual interest (29.85% compounded)

Lucid's Account - £749.62 * Joint Account - £2019.64 * Mindzai's Account - £595.65

*All settled in full - 6/2/07

*Hearings - 7/2/07

*Prelims sent - 9/8/06

_______

GOT A COURT DATE? A guide to the later stages

 

[sIGPIC][/sIGPIC]

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thought as much never mind will start that once this one is resolved:)

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Well after yesterdays disappointment of talking to SC&M and after having a good day today with an issurance claim being sorted to my satisfaction I was feeling lucky.

 

So I called them to see if they have been given direction and if any documents were inbound. They kept me waiting for a few minutes then came back and stated they were settleing with me. They were unsure of the ammount but stated that LloydsTSB would transfer the funds.

 

Get this they even advised me to not contact the court till the funds had cleared which I would do anyway.

 

Does anyone know how long this transfer takes and when should I be out partying before my next claim?

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well if u look at my thread it wasnt for the want of trying i can tell u... at point of giving up now


 

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Dont give up PLEASE you are nearly there.

I would of loved to go to court I wrote notes and came up with loads of points about my case and how SC&M have repeatable missed deadlines.

 

Did you file the bundle, thats what I used to speak to someone stating I was enquiring if they had received my bundle and if I was to expect anything from them. I was initially told they hadn't received direction so I then called today to see if they had been given direction and was I going to receive any documents 10 minutes later they settled

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Forget What I Just Said, Just Checked My Bank And The Money Is In There, Must Of Paid It In Within The Last Hour As Ive Just Checked


 

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Dont give up PLEASE you are nearly there.

I would of loved to go to court I wrote notes and came up with loads of points about my case and how SC&M have repeatable missed deadlines.

 

Did you file the bundle, thats what I used to speak to someone stating I was enquiring if they had received my bundle and if I was to expect anything from them. I was initially told they hadn't received direction so I then called today to see if they had been given direction and was I going to receive any documents 10 minutes later they settled

 

Can you let us know when you recieve the money please

I will then change your thread title to won and move your claim to litigation concluded . :)


When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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Can you let us know when you recieve the money please

I will then change your thread title to won and move your claim to litigation concluded . :)

 

I asked earlier if anyone knew how long it takes to get the money.

 

Maybe a thick question but how do you want me to contact you on this thread or by a message.:):D:)

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Congratulations Brian!!:D :D

If you click on mjanets name, and then click on send a private message, you can then email her when you receive the money.

They usually say about 5 working days to settle, but usually only takes a couple of days.

Barty:)


I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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Just winning the battle is great and for people who are worried, so was I but stick with it and follow the advice around this forum and we will win the WAR together.

 

Thanks Barty once I have the funds in my account I will inform mjanets then I can continue to re-apply for further charges applied to my account since starting the claim. Any advice as now they have settled once I hope it will be a case of writing to them and then having them refund the charges. touch wood.:p

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Still heard nothing and nothing into my account since SC&M told me lloyds were going to settle the claim yesterday morning. you'd think waiting a few days wouldn't be an issue seeing as i have been persueing this since may 06.

 

Just would like to know when this will happen and how much so if need be I can still prepare in full for the 18th just worried this may be another stalling tactic so I go to court not fully prepared

 

What are your thoughts on giving SC&M another call or is it out of their hands now:(

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Recieved your PM saying you had won

CONGRATULATIONS


When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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YIPEEE I'm a winner

 

Just checked my account and its a been credited to me. Not that I end up with a lot but its got rid of my overdrafts.

 

Now to claim back the charges that have been applied to my account since starting procedings in May. Any thoughts on how to approach this was thinking about writing to lloyds and ask for them back as they settled previous we dont want to go down the court process and it would save them the court fees and the 8% interest.

:D

Have informed MJANET to have my thread changed to WINNER :D

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