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joint accounts

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iam in the process of reclaiming my charges with the help of this site. the thing is the account is a joint account, with my ex husband who i no longer have any contact with, but i had been using it for the last 6 years. will this affect my claim the fact that i am the only one who used it ? and if i get my charges back will the cheque be made out to both of us ?? knowing that abbey are being so so difficult !!!!!!!!!!!

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