Jump to content

 

BankFodder BankFodder


  • Tweets

  • Posts

    • March 23: As the coronavirus crisis escalates, the UK is placed into lockdown with strict limitations on travel. The Government guidelines state: “You should not be visiting family members who do not live in your home.” The prime minister tells the UK public they "must stay at home". People are warned not to meet friends or family members they do not live with. Those with symptoms had already been told to self-isolate     Friday 27 March: Downing Street On the day Cummings ran out of No 10, his wife, Mary Wakefield, appears to have been already ill, according to her Spectator article about the experience, in which she says: “My husband did rush home to look after me.”   Both Boris Johnson and Health Secretary Matt Hancock test positive for coronavirus, while chief medical officer Chris Whitty says he has symptoms of the disease and is self-isolating.   Mr Cummings said: "I suddenly got a call from my wife who was looking after our four-year-old child. She told me she suddenly felt badly ill." He went home and after a couple of hours his wife felt better and he returned to work. "There were many critical things at work and she asked me to return [to work] in the afternoon and I did." He then "drove up to Durham that night arriving at roughly midnight" with his family.     In spectator articles on 24th and 25th April * Wakefield (wife) wrote in the spectator that Cummings said “I feel weird” and collapsed 24 hours after he came home to look after her * She went on to explain that for the next 10 days “Dom couldn’t get out of bed. Day in, day out for ten days he lay doggo with a high fever and spasms that made the muscles lump and twitch in his legs.” * Cummings wrote that “at the end of March and for the first two weeks of April I was ill, so we were both shut in together.” * The following days, by Wakefield’s account, were a mixture of family idyll and health nightmare, as she made a “palace out of polystyrene packaging” with their son … even as Cummings’s breathing got so bad that she feared he should be in hospital. But 10 days after her husband first fell ill, she said, he began to feel better – just as Boris Johnson went into hospital. That would place the improvement in his condition around Sunday 5 April,     Sat March 28th Is apparently the day Cummings said “I feel weird” and collapsed 24 hours after he came home to look after her His wife went on to explain that for the next 10 days “Dom couldn’t get out of bed. Day in, day out for ten days he lay doggo with a high fever and spasms that made the muscles lump and twitch in his legs.” Cummings wrote that “at the end of March and for the first two weeks of April I was ill, so we were both shut in together.” 10 days from March 28th – would take us to the 7th April.   Mon March 30: Downing Street confirms Mr Cummings is suffering from coronavirus symptoms and is self-isolating.   Tuesday 31 March/1st April: Durham The police have said that on 31 March they were “made aware of reports” of Cummings’s presence in the area and had then contacted the family to “reiterate the appropriate advice around essential travel”.   2 April: During the night, Mr Cummings' four-year-old son "threw up and had a bad fever". Following medical advice, an ambulance took the child to hospital. He was accompanied by Mr Cummings' wife   3 April: Mr Cummings' son spent the night in hospital and woke up the next day having "recovered". He was tested for coronavirus and his mother, who was with him at the hospital, was told "they should return home". According to Mr Cummings, there were no taxis so he "drove to the hospital, picked him up and returned home". He said he "did not leave the car or have any contact with anybody on this short trip".   Sunday 5 April: The ‘Abba’ sighting (despite claims of ten days where he couldn’t get up with a high fever) Cummings alledgedly seen in Garden with AbbA blaring But 10 days after her husband first fell ill, she said, he began to feel better – just as Boris Johnson went into hospital. Which would place the improvement in his condition around Sunday 5 April, … Although the claimed 10 days after the 28th – the earliest point at which Cummings was said to have been symptomatic – would be the 7 April. The Guardian approaches Downing Street about the story, only to be told by a spokesman: “It will be a no comment on that one.” Mr Cummings said "after I started to recover, one day in the second week, I tried to walk outside the house". He confirmed he, his wife and his son went for a walk into woods owned by his father and it was at this point he was seen by passers-by but his family "had no interaction with them". The exact date is not clear but his second week isolating in Durham would have between 4-11th   6 April: At some point in the week leading up to this date, Mr Cummings discussed his decision to travel to Durham with the prime minister. "When we were both sick and in bed," he said, "I mentioned to him what I had done. Unsurprisingly given the condition we were in, neither of us remember the conversation in any detail."   Fri April 10: Number 10 is again contacted for comment regarding Mr Cumming’s trip by the Guardian. Instead of defending the journey, officials declined to comment.   Fri 10th/Sat 11th April: The 14-day period of Cummings’s isolation would have expired on 10/11th April, assuming it is counted from when Wakefield appears to have first fallen ill on 27 March or when Cummings fell ill 24 hours later.   11 April: Believing he had recovered by this date, albeit "feeling weak and exhausted", Mr Cummings said he "sought expert medical advice". "I explained our family's symptoms and all the timings and asked if it was safe to return to work on Monday or Tuesday, seek childcare and so on. I was told that it was safe and I could return to work"   Sunday 12 April: Barnard Castle Wakefield’s birthday, according to Companies House records – they allegedly made a trip to Barnard Castle, a charming town 30 miles from the Cummings’s family property, described on the English Heritage website as having “fantastic views” and “plenty to do for families on a day out”. That detail emerged in an interview with Robin Lees, a retired chemistry teacher who lives in the town. Lees, who says he has a photographic memory, told the Guardian he was “a bit gobsmacked” to see Cummings, and then was so incensed that he made a note of the family car’s numberplate and checked it online when he got home. Cummings acknowledges he drove to Barnard Castle, 30 miles from his parents' home in Durham, with his wife and child. He explained this episode as needing to test his driving was fine before making the long drive back to London. He said he'd been having problems with his vision   Tuesday 14 April: London The Guardian asked Wakefield to confirm whether the family had been in London throughout the lockdown period, but received no reply. Cummings was photographed back in Downing Street on 14 April   Sunday 19 April: ‘bluebell’ woods - Cummings and Wakefield in Houghall woods? Could Cummings have then gone back to the north-east from London? Downing Street is emphatic that he did not. The denial came after another witness claimed to the Guardian and Sunday Mirror that they had seen Cummings and Wakefield on a country walk in Houghall Woods, a beauty spot near his parents’ property in Durham. According to this account, Cummings said: “Aren’t the bluebells lovely?” Cummings says he did not return to Durham   Monday 20 April Cummings seen in London again   May 23: Downing Street statement: “Owing to his wife being infected with suspected coronavirus and the high likelihood that he would himself become unwell, it was essential for Dominic Cummings to ensure his young child could be properly cared for.” The statement said: “At no stage was he or his family spoken to by the police about this matter, as is being reported. “His actions were in line with coronavirus guidelines. Mr Cummings believes he behaved reasonably and legally.” Speaking outside his home, Mr Cummings reiterated: “I behaved reasonably and legally”. When a reporter suggested to him that his actions did not look good, he replied: “Who cares about good looks? “It’s a question of doing the right thing. It’s not about what you guys think.” Later at the daily Downing Street briefing, Transport Secretary Grant Shapps said Mr Cummings had the PM’s “full support” and that Mr Johnson “knew that he was unwell and that he was in lockdown”. Mr Shapps said it had always been permissible for families to travel to be closer to their relatives as long as they “go to that location and stay in that location”. Meanwhile, deputy chief medical officer for England, Dr Jenny Harries, said that travelling during lockdown was permissible if “there was an extreme risk to life”, with a “safeguarding clause” attached to all advice to prevent vulnerable people being stuck at home with no support.   Health Secretary Matt Hancock and Chancellor of the Exchequer Rishi Sunak have tweeted their support for Mr Cummings.   Education Secretary Gavin Williamson said on Monday morning that Mr Cummings had "set out absolutely clearly and absolutely categorically he didn't break the rules and didn't break the law". The attorney general, Suella Braverman, tweet on Saturday in which she quoted the full text of the No 10 statement on Boris Johnson’s chief aide in which the prime minister said he had behaved “responsibly and legally”.   (Disgraceful) Boris Johnson said at the weekend Cummings acted “responsibly and legally and with integrity”   “The PM’s risible defence of Cummings is an insult to all those who have made such sacrifices to ensure the safety of others,” said Johne Inge, the bishop of Worcester, on Twitter.   “What planet are they on?” asked a front page headline in the Daily Mail, an influential right-wing paper usually supportive of Johnson.   https://descrier.co.uk/politics/dominic-cummings-and-wife-tried-to-cover-up-lockdown-breach-in-articles-for-the-spectator/   https://www.theguardian.com/politics/2020/may/24/dominic-cummings-timeline-what-we-know-about-his-movements   https://www.eveningexpress.co.uk/news/uk/timeline-the-coronavirus-lockdown-and-dominic-cummings-trip-to-durham/   https://www.bbc.co.uk/news/uk-politics-52784290   https://www.theguardian.com/politics/2020/may/25/attorney-general-faces-calls-to-resign-defends-dominic-cummings-suella-braverman   https://uk.reuters.com/article/uk-health-coronavirus-britain-cummings/what-planet-are-they-on-no-respite-for-johnson-and-aide-idUKKBN2310UE   https://cyprus-mail.com/2020/05/25/what-plant-are-they-on-press-slams-johnson-and-cummings/
    • simply tell them on the phone writing only sorry as I might want to escalate this to the fos or court. sorry but no speaky..speaky   you night find this interesting?   https://www.theguardian.com/money/2012/jun/09/life-insurance-misselling-aviva-hamilton-life   dx
    • I've had a few missed calls and then text from RBS wanting to talk about the letter I sent, two posts up.    Am I best to wait for them to write? Didn't really want to get into a discussion with them about it ideally!
    • I haven’t even looked.  I doubt some PR bod would have been in the loop.
    • Gove will be rubbing his little hands together in glee. He been quite careful in his limited wording in 'supporting demonic. but he poo'd his own pot a bit with that priority preferential test   No confidence vote (in PM not party).
  • Our picks

    • View this quiz Employment status during COVID-19
      What do you do if you’ve been told not to come to work due to the current crisis.  Watch the video here or on the Youth Consumer Service Instagram page.

      Did you learn anything? Do the quiz
       
       
      Submitter BankFodder Type One Right Answer Time 5 minutes Total Questions 8 Category The Youth Consumer Service Submitted 15/05/20  
      • 0 replies
    • One Parking Solutions - Damning judgement. Read more at https://www.consumeractiongroup.co.uk/topic/421148-one-parking-solutions-damning-judgement/
        • Thanks
        • Like
      • 63 replies
    • View this quiz Coping with extreme hardship
      Life can be tough when you're entering the world of work and in the present virus crisis, things are even more difficult.

      Watch the video below or go to the Youth Consumer Service Instagram page . Afterwards, you can see if you've understood the points which are being made by taking the quiz.
       
       
      Submitter BankFodder Type One Right Answer Time 5 minutes Total Questions 8 Category The Youth Consumer Service Submitted 15/05/20  
      • 1 reply
    • View this quiz: Pre-pay meters
      An explanation of how some gas and electric companies offer emergency quarantine support.

       
      Watch the video here – or go to the Youth Consumer Service Instagram page and watch it there. Then come back here and do the quiz
       
       
      Submitter BankFodder Type One Right Answer Time 5 minutes Total Questions 6 Category The Youth Consumer Service Submitted 15/05/20  
      • 1 reply
fingerscrossed4me

Please Help New User!! :)

style="text-align:center;"> Please note that this topic has not had any new posts for the last 4781 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi Everyone,

 

I am a CAG virgin and I desperately need some help. The bank have completely ripped me off over the last few years whilst I've been a student and continually charged me up to £90 a month for going over my overdraft. I really need to get this money back from them and need some help in doing so. I have rang them and asked them to send me the last 6 years worth of statements and am currently awaiting their arrival.

 

If anyone knows how I can successfully receive my money back I would really appreciate some help!!

 

Thanks guys

Share this post


Link to post
Share on other sites

Have a read of a few threads.

Especially the ones with **WON** in the title, then youll have a rough idea of the whole process.

Its a bit long winded, and youll probably feel like your stumbling all over the place on the way, but there are loads of people who have completed the process, and are more than happy to help with any issues you might have.

This is the most helpful place ive ever been a part of, and i just hope i can help people in the future the way people have helped me thusfar.

Stick with it!! Its not impossible, and its worth the wait to get back what your owed!!


THE STORY SO FAR:

 

 

~Asked for my Statements: 2/10/06

~Got them within 14 days (fair play)

~Asked for the money back:18/10/06

~Computer said no!!!! (not all of it anyway)

~Rejected the (crap) offer (£570/£1300): 11/11/06

~Computer said Hell no!!!!

 

~Barclays said I can go to court if I want (like they've got the balls to go that far!)

 

~MCOL done 29/11/06

~Barclays acknowledged: 18/12/06

~AQ received, filled out and returned: 4/01/2007

~Court date set for 28/03/2007

 

Cant help thinking that soon, Barclays might have to have a go with a test case.... Hope they dont choose me!!!!

 

Small (SORRY) donation given, cos i reckon i might win in the end, and without you guys i would never have started this process!!: 16/11/06

Share this post


Link to post
Share on other sites

Hi Fingerscrossed4me

 

Before you start please have a thorough read of the FAQs (there’s a Step by Step guide here too). You should print both of these out to refer to, so as to avoid having to ask basic questions later. Our aim is to make you aware of your rights as a consumer, enabling you to fight back against unlawful bank, credit and store card charges. In the website you will find information on how you could get your money back

 

Then look at other threads in your bank’s forum, so as you know what you can expect to happen. You can claim back your charges, and a few are trying for the payback of Early Redemption Charges on loans and Mortgages.

You need to spend 2 or 3 days gradually getting your head round everything. If you find a forum/thread/post of interest, save it in your Favourites, so as you can always find it easily.

 

There’s a lot to take in, but it’s time well spent and will ensure that you succeed in your claim without problems. Remember it’s not a race, don’t rush, just follow the guidelines one step at a time.

 

Take your time and have a good read around this site. Then come and join us in our forum. Here we can guide you every step of the way. Please remember, we are here to help you help your self.

 

When you feel confident that you understand the process and the various stages involved, start a new thread in your bank’s forum and post your progress and any questions there and you’ll get plenty of help.

If you any questions please do come to the forum and we will only be too happy to help you!

 

All the info to get you started is here:

http://www.consumeractiongroup.co.uk...se-read-these/

There are more links below to assist you get around the site.

 

Good luck

Ukaviator

 


Some useful links.

FAQ's

Making Posts

Letter Template Library

Bank Contact Details

AQ Guide to Completion

Court Fees

Data Protection non Compliance

Witness Statements for Court Bundle

Banking Code Website

Limitations Act

Fast Track Costs

A-Z Index

Mis-Claim Tutorial

Step By Step Instructions

 

Remember: The Ark was built by amateurs-The Titanic by professionals.

 

Please click my scales if you find my advice helpful !

 

If your claim is successful, please donate 5% so that it can continue to help others.

 

Your decisions and actions are your own, and should you be in any doubt, please seek qualified professional legal Help.

 

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

 

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

YOU CAN NOW COMPLAIN TO THE OFT ABOUT THEIR CONDUCT UNDER THE CONSUMER PROTECTION FROM UNFAIR TRADING REGULATIONS 2008.

Share this post


Link to post
Share on other sites

also any letters you need to send you will find in the Bank Templates Library .you will find that just under the FAQ section.

good luck.:)

Share this post


Link to post
Share on other sites

Thanks so much guys. You have been a great help. I have just printed off a SAR to send to Barclays tomorrow!!

Share this post


Link to post
Share on other sites

Hi,

 

Just a quick question for all u experienced folk - from what I've read I'm estimating it costs around £200 to file a court case. If I am right am I able to add this to my settlement figure???

 

If someone could let me know it would be much appreciated.

 

April

Share this post


Link to post
Share on other sites

It depends on how much you are claiming. Mine is £850 I paid £80 for the small claim action, when u send in the allocation questionaire in at a later stage if it is over a certain ammount (which) I am unsure of you may have to pay a further charge

 

You should be able to add this to your claim. when you make the claim online you add the cost to the claim there and then.

Share this post


Link to post
Share on other sites

Hi,

 

So 3 weeks later and all I've had is a letter from Barclays saying blah blah blah ...we don't have to give you any information but in this instance will do free of charge.. blah blah blah...we will not add where manual intervention has taken place... etc etc. Can anyone tell me if this is a standard letter they send out? And should I now send them another letter warning them their 40 days will soon be up??

 

If someone could help me i would appreciate it

 

Aprilx

Share this post


Link to post
Share on other sites

Hi April,

I received exactly the same letter so have a lot of other people so yes it is a standard letter that they send. I received my statements shortly afterwards.

Hope that helps.

Regards

Sandbag.

Share this post


Link to post
Share on other sites

OK so I received my statements today and overall the bank have taken £1695 from my account in the last 6 years. I have printed off a PAL letter and a schedule of accounts to send today. I haven't added any interest as it seems to be a little complicated and as I doubt very much it will be a great amount I have given up with it!!

 

Have been reading some other threads and everyone seems to be doing really well which is great.

 

Will keep you up to date with developments.

 

(PS. When I received the statements there was a letter inside saying that had taken £5 from my account for the print offs..I had already sent a PO which they had returned! Did anyone else get this letter??)

 

April x

Share this post


Link to post
Share on other sites

DON'T add the interest until you start a claim with the court!!!

 

Whilst writing to the bank using Prelims and LBA letter, your simply claiming for the charges they have applied. When you entered a court claim, you can then claim interest plus a daily amount of interest until settlement.

 

Have you read FAQ and other threads?


Barclays Bank - SETTLED - £4225.00

First National - SETTLED - £125.00

Lloyds TSB - SETTLED - £994.87

Capital 1 - SETTLED - £827.95

Online Finance - SETTLED - £349.60

Argos - SETTLED - £121.00

Share this post


Link to post
Share on other sites

Thanks for the message. I have checked out FAQ's and other threads and it was the step by step instructions that confused me. I originally thought u added the 8% once you take court action but then other threads were talking about adding the interest they have charged you for going over your overdraft!

 

Not to worry I haven't added it so that's good!

 

Thanks a lot for your help on that.

 

April x

Share this post


Link to post
Share on other sites

OK so an update....

 

This morning I received a letter saying "Thank you for your letter...blah blah blah...we will get back to you but cannot guarantee it will be in the timescale you set...we do aim to find a solution within 4 weeks.

 

Reading other threads I understand other people have also received this letter. I was just wondering however whether anyone has waited for a reply from Barclays before sending the next letter? Does anyone think it will perhaps make them more generous with their settlement??

 

Any help would be appreciated.

 

Thanks guys!!

Share this post


Link to post
Share on other sites

Hi guys,

 

Just a quick message to keep you updated!

 

So I sent Barclays the PAL letter and received a letter back saying they would contact me in up to 4 weeks :mad:

 

Then about a week later (the last of the 14 days) I received a letter offering me £865 settlement (this of course is out of the £1695 they owe me!) So the same day I sent them a LBA that I played about with accepting their offer but only partially and so they still had 14 days to pay up or HELLO!! to court.

 

So now I've got to wait till 1st March to fill out MCOL.

 

Have been reading some threads and everyone seems to be getting on well.

 

KEEP UP THE GOOD WORK!!!

Share this post


Link to post
Share on other sites

Hi. I have been successful in claiming my money back from HSBC getting £423 after sending the 'notice before court action' letter. I am now beginning my claim with Barclays for £1195. When I recieved the standard stalling letters from HSBC I just ignored them and sent my next letter as per my schedule. Barclays have stalled for about two months in passing over my account/ charge details, but this is partially due to me not chasing them. As soon as you persevere they begin to help out. Also occassionally you speak to a kind soul who just prints out your details and sends them straight away.

Getting to the point, could anyone help me? I want to find my account details for a Barclaycard I had which I closed the account for in 2003. They have got back to me after much arguing, and told me that they do not have any details on my account as they were deleted when I closed it. Has this happened to anyone else? I am going to send the 'Data Protection' letter and see where it gets me.

Please respond if you can help.

Ed :)

Share this post


Link to post
Share on other sites

Hi,

 

So, I've been ridiculously busy and have only just been able to apply to court through MCOL. I've just realised I've accidentally put in the wrong amount of interest for the claim :o

 

I have emailed Money Claim to ask them to amend this...does anyone know if they will do this???????

 

Please help!!!!!!!!!

 

 

April xx

Share this post


Link to post
Share on other sites

Be resiliant and wait, you will recieve all the charges back, Barclays will not go to court.

Share this post


Link to post
Share on other sites

Hi All

 

Sent my request with the 10 pounds for bank statements covering the last 6 yrs to LLoyds TSB, on 25.2.07. I had a reply on 6.3.07 which stated that the bank would respond within about 2 weeks after they had carried out investigation into my complaint. On the 13.3.07, I received a letter stating that they would send me my statements under seperate cover within the next 3 weeks. As of yet (24.4.07), I have not received any further corespondance and wonder what I should do next. I notice the letters I have had are not from the branch were I sent the original requests but from Lloyds customer services recovery centre at Andover.

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...