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Guest DEK1

Can I do 4 at once??

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Guest DEK1

Hi to everyone on this fantastic site, I've been reading through this site for several weeks now but only just registered today.

 

I feel as though I'm now ready to take on HSBC but need something clarifying before I start. Between myself and my partner we have or have had 3 accounts with HSBC and one Credit Card, all with my name related to the account. I'm aware that I can make the claims on these accounts as my name was on all of them, what I need to know is can I do one single S.A.R. or do I need to make a total of 4.

Also I noticed that in the S.A.R template letter you are required to enter a date for which you wish your statements to go back to, what if you don't know when you opened the account, can you just put a date 6 years back from the date of writing the letter. Also with regards to sending these S.A.R's can they all go to the same place or are there different addresses for the Bank and Credit Card claims.

 

Sorry if it's a lot of questions in one hit but would really like to join in the fun and get back my money too.

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Hi and welcome..

 

Firstly, i would keep all the accounts seperate for simplicity. And also if you end up filing a court claim it will keep the total amount down, which will determine if it goes thru the small claims court or not.

 

I would also just ask for all your statements from when you opened the account and see what comes back. There may be a chance in future to be able to go back further than 6 years, dependent on cases that are going on at the moment.

 

Good luck

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Guest DEK1

Thanks for that Josamolly, I suppose it makes sense to keep the four claims separate, just wondering if I could save on fees.

 

Any ideas on the address question?? I've found one address for Canada Square, is this the correct one, and can I send both bank S.A.R and credit card S.A.R here??

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Hi, Have a look in the HSBC forum there are plenty people in there willing to help you.

 

Best wishes.

 

Scott.


 
 

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Early there were cases where banks asked the courts to amalgamate claims and it effectively took them out of small claims.

However it has been accepted more recently as ok for those who know that it wont go that route anyway,to launch claims together,this is in instances where there are cards and joint accounts.The decision is up to you.

 

As regards the S.A.R - (Subject Access Request) request Send here;

 

Mr Colin Langdale

Hsbc bank plc

Arlington Business centre

Millshaw Park Lane

Leeds LS11 0PP


Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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