Jump to content

 

BankFodder BankFodder


  • Tweets

  • Posts

    • Yes, The Motor Ombudsman. To be honest, I don't know a huge amount about how exactly they operate. It was just the route I was recommended. I've been in touch with one of their board of directors to get more answers about my case, and it was exactly what I'd feared, so am trying to investigate as much as possible myself to find out exactly who can be held financially accountable to either provide them with those details and/or know who to take to court.   Whole story is quite long, but essentially I purchased the vehicle back in January 2018. Within a week faults became apparent - faults that they knew about but said it was just a 'dash light malfunction' and it would be fixed before they handed it over.   Took it back to them to fix once I realised I couldn't drive it in that condition. They had it for a week or two despite calling me a couple times to say it was ready to pick up. Finally got it back and had the same gearbox issues but even worse. Took the car to another garage who estimated damages to be £2500+, so took the car back and requested refund. That kicked off the whole process and of course they denied refund saying I should go through their 'warranty program', which wouldn't cover it all anyways.    I then took it to TMO, who then decided I needed to get another opinion so we went straight to a VW specialist as the car was VW - they estimated min £3000. Resubmitted that to TMO and it's been ongoing.    Received a final decision on 01 Feb 2019 in my favour granting full refund, but I have had no contact or update since then, despite attempting to call and email numerous times.   I've brought my case to the attention of two MPs, however imagine they are extremely busy at the moment given the current climate.   I have then called Citizen's Advice to find out what further steps I can take, and they've recommended small claims court.   I wanted to get all the information from TMO first before I consider/start going down this route so I've reached out via LinkedIn to some of the board of directors for TMO which has been successful and I've actually received an update, although it's what I feared and expected. That said, he assured me they would be meeting about it today to investigate further who can be held accountable/whether they're still trading, etc. I can't trust a speedy investigation given it's been 28 months already so I'm now trying to look into it to find more information.   I gather the parent and registered company is under Crown Motors Direct Limited, which might be owned by Ahmed Al-Waheeb and/or Nadjeem Kheloufi. They do still look to be actively trading locally under Chobham Central Garage. I've been in touch enquiring about a car and asked for Nadjeem, who they said I must mean 'Nathan'.    On companycheck it reckons the below, this is the company linked to director Ahmed Al-Waheeb. Not sure how reliable that information is.   Another interesting link is https://beta.companieshouse.gov.uk/company/09967993/filing-history - confirmation statement was made on 31 Jan 2020, and 17 Jan director Ahmed changed his DOB and address.
    • Getting to the point of my post, I took an Egg loan for £4000 in February 2001, paid it for 7 months before becoming unemployed and defaulting on the loan. Much happened at this time and I ended up moving a lot as well as being technically homeless.   I finally got settled and entered into an IVA with Eversheds for £5.00 per month in June 2005 and have since been making payments.   My issue is that having paid over £2,900 the balance is still in the region of £3,147.86!   I DSAR'd Egg back in 2011 and have the information in the attached PDF. According, to their own information they defaulted me 29/04/02 when the balance was £3,697.39 and marked non-acrr. The balance remained the same, or at least no changes shown until 20/11/02 when a £60 "Waive Fee" and £226.04 "Bad Debt Charge Off" fee increasing the balance to £3,983.43   Next change is when the loan account is sold to Arrow and the balance becomes £4,859.43!   Opinions and advice very welcome!   PDF Doc via Google Drive https://drive.google.com/file/d/1b39Rq3YZm7CdXDl8p_tITqf5aR5fckVp/view?usp=sharing        
    • agreed, you need a wills and probate experienced lawyer, don't try and do it using a self serve will kit, they're not much use at all.
    • When you say TMO, I suppose that you are referring to The Motoring Ombudsman. I don't know very much about them and I don't know whether their decisions can be enforced directly in the County Court. I will have a look. Meanwhile, please can you tell us the whole story of what has happened and the value of this problem. Even with small claims – you can win but you can still have difficulty enforcing the judgement and that could well be the case here. Do they have a premises? Do they have vehicles there? I'm asking this question is because I'm trying to find out if they have assets against which a judgement could be enforced – and I mean assets which wouldn't simply disappear
    • The airline says it will cover 75% of route network in August, but the number of daily services will be low. View the full article
  • Our picks

willmurr6

Won second summery claim

style="text-align:center;"> Please note that this topic has not had any new posts for the last 4873 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi all,would just like to let yous know have just checked online banking and halifax have paid my second summery claim,so can a moderator move it to the won section please.I will also make a donation once i find a way of doing it,as i dont have a debit card or credit card.Thanks again to this great site,off to start 3rd claim them 1 small claim to go.:D :D

Share this post


Link to post
Share on other sites

Well done Willmurr... im still struggling with mine because Halifax are faffing around with my IVA.. But well done you..

Share this post


Link to post
Share on other sites

CONGRATULATIONS!!!!

i am still waiting for them to put my money in the bank!!

claire


Halifax have settled!!!!

Share this post


Link to post
Share on other sites

Hi All

Haven't posted for a little while so thought i would update,i have filed my 3rd summery cause claim with one more and one small claim to go,so thought i would give halifax a phone on wednesday to see if they would be prepared to just pay it at all at once and lo and behold they said yes.so am waiting on letter to confirm.Also i have been told my account is out of head office control so they have ordered a new debit card and cheque book for me,so at long last i will be able to DONATE to this brilliant site.Will post again when i receive funds,and good luck to all yous who are waiting.

Share this post


Link to post
Share on other sites

Congrates.... Ive won mine also, but as prviously posted they were faffing around because i have an IVA.. alas in my case because of the IVA they idnt pay me, they sent a cheque directly to my insolvency practitioners.. and guess what they said.. thanks very much we will add it to your estate!! so even though i won.. i wont see any of it.. despite it being in my contract that they can have 50%..

 

Have stareted ball rolling now with Nationwide, but they werent involved in IVA so Sshhhh and also sent off for Halifax credit cards x 3, lots of charges there.. but like the last they will send it to IVA, but it reduces my debts so im not that concerned..

Share this post


Link to post
Share on other sites

Hi

 

Can i ask if you signed the acceptance form they sent you as I sent a letter of acceptance which they refused to accept as the conditions on it was that they could apply future charges.They have rfused to refund the funds of £1,718.00 due to this

Should I just sign and post there acceptance form they claim agin for other charges

many thanks

Share this post


Link to post
Share on other sites

Hi Shearers

In reply to your post,we haven't received the acceptance form yet but will only be signing it if the conditions suite us.We have another 2yrs to claim from bos as we only put our first claim in from when Halifax merged.so will be going for more.All the best with your claim.

Willmurr6

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...