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freelancer vs 5 banks (HSBC)

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As we all know, these banks are just culprit, and it's my fault by not having a lots of savings and organise my account, but the charges is just hell, how's on earth everything is now fully computerised, they still claiming for 'manual intervention' and even after I sent hsbc S.A.R - (Subject Access Request), they did admit that there is manual intervention on the administration of some sort, of course things like data entry stuff.. common..


so after I calculate all bank charges here they're listed..


HSBC - £1066.96

NatWest - £724.85

HSBC CC ~ £500

Barclays ~ £1000 - £1500 (Haven't give SAR yet), but I did have all my statement, just need time to accumulate

Barclaycard ~ £200


I will going to sent off HSBC & Natwest PAL and wait for their boringly damning justification letter, and wait till small claims court letter arrived, they will retreat.. wish me all the best..

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Seem to have done your homework, goodluck.

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