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Cavdave

Cavdave VS Lloyds part 1

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Hi all

Like alot of you im new to the site and im just going to send my first letter off to Lloyds in the morning by recorded delivery

I worked out from 2002 untill now they have taken £1115 out of my bank :mad:

I will update this as and when i hear anything from the bank :D

Good luck to everyone thats doing the same !

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Hi Dave

 

Yep good look from me also -keep a watch on my thread we may be on a similar time scale -C


LSTB (business) S.A.R - (Subject Access Request) received 10th Dec prelim + Contractual interest claim sent 10th Jan07 £5k + change

Received partial reduction mount of £5,563 against loan & overdraft of £18k i.e. 30% reduction. Next step PPI's & managed loans. Jan 07

 

LSTB (Girlfriend) prelim sent 10th Jan07 1st account £670

Received partial refund into account of £457 9th Feb, sent rejection letter. donated 5% 10th Feb

LSTB (Girlfriend) prelim sent 10th Jan 07 £1,450

HSBC S.A.R - (Subject Access Request) sent 27th DEC (approx £3000)

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Thanks guys

If i win any money bank it would be sooooooooooooooooo handy at the moment as we have are 3rd child due in April

How long is the time span of getting money back from the bank as ive looked at some it it dont seem to take that long ?

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prelim 14 days, lba 14 days, start claim and their defence roughly 2 months.

 

Set timetable out for doing these and stick to the dates.

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One thing i didnt look up untill now is where do i send my letter lol

So after looking around the site is this the right address ?

 

LLOYDS TSB BANK PLC

25 GRESHAM STREET

LONDON

EC2V 7HN

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Thanks George

I havent had the time to post it today so i WILL do it first thing

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Well its in the post

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Got a letter today from Lloyds saying ive gone over my overdraft and they are going to charge me £30 hahahahah

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Right today i got this letter .......

 

page1.jpg

page2.jpg

 

 

I take its just the standard letter that they send out, I just want to make sure thats all. Do i now send off the seconded letter ?

I also got this questionnaire....

 

page3.jpg

 

Do i need to fill this out and send it back ?

They also sent me a prepaid envelope with this as the address..

 

Lloyds TSB bank plc

Quality control

Customer services recovery centre (c25)

Charlton place

Charlton road

Andover

SP10 1RE

 

Do i send my 2nd letter back in this envelope?

Sorry for all the questions but i dont get alot of time on the net or i could find out more :sad:

 

( hope im ok posting the pics, if not let me know and i will remove them )

 

Thanks for any info anyone can tell me :cool:

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Hi

Looks like a standard letter to me, I've never seen the feedback form before though:o !

I would send the LBA to whatever address you sent the first letter to. It's entirely up to you whether you fill the feedback thing in, I would, tell them what you really think!

Good luck!

Barty:)


I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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Ok thanks for the reply Barty

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Hi

Looks like a standard letter to me, I've never seen the feedback form before though:o !

I would send the LBA to whatever address you sent the first letter to. It's entirely up to you whether you fill the feedback thing in, I would, tell them what you really think!

Good luck!

Barty:)

 

LBA = Letter before action?

Am i right in saying this is the one......

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/92-3-letter-before-action.html

 

Thank you

Dave

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Thanks again Barty

I wasnt too sure as it does sound like the first one abit :grin:

Ive just been reading the LBA again and the red part im not too sure if to put it in as i dont know if ive had a default issued by the charges, would i have got a letter of somthing like it telling me?

And do i send all my statements off again showing all the charges im sure i do but need to make sure again :D ?

Im fine with all this letter sending off but i'm dead scared of it going to court im hoping it wont :confused:

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Hi

I think (though not 100%) that you would get a letter if you have been defaulted.

Send a copy of your schedule of charges with it.

Don't worry about going to court, the chances of this happening are really small, and we are all here to help and support you along the way.:)

Barty:)


I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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But would you all come to court with me lol

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We are there with you always as any other member too, all the advise you need is on this site and you must always be prepared to go to court if required, anything else is a bonus.

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mmmm well there 14 days was up last friday i guess the next step is court

Can anyone tell me please what to do now ?

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but what will that be for ?

Sorry i dont get alot of time on the net so havent looked the site up to know whats what

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Hi Cavdave

I have also rec'd the above letter, after reading the above i will now send my LBA.

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I was sort of hoping they would have tryed giving me the £750 so that would pay for taking them to court lol

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