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kelly101 vs Nationwide *WON*

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Hi peeps,

 

I'm in the process of claiming £317 of charges from Nationwide and I'm at step 6, having received the "our Members Service Dept. will review your complaint, blah, blah, blah", and plan to issue a court claim. Since sending the LBA I have incurred more charges on my account. Can I add them onto this claim and place that sum on the court claim or do I have start at square 1 to retrieve them too?

 

Thanks in advance.:)


Kelly

Settled: Nationwide £372.55

Before you do anything read this:

Guide to Reclaiming Bank Charges

 

Most questions can be answered by checking out these links:

Frequently Asked Questions

Step by step instructions

Letter Templates

And don't forget to use the search facility! Chances are your question has already been answered on another thread. Good luck

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Hi all,

 

I filed my claim for £372.55 at the local County Court. It was issued on 9th February and deemed served on 11th February. Nationwide acknowledge it on 14th February indicating an intention to defend all of the claim :-|. I've been checking my account since then and I still haven't received any mystery credits. I notice many others have received at least partial payment within a week or so of acknowledgement. Nationwide still hasn't submitted a defence though. Is that a good sign, or should I be worried? I'm reading up on what could happen next just in case but I'd be grateful if someone could share their knowledge and/or experience.

 

Thanks

 

Kelly


Kelly

Settled: Nationwide £372.55

Before you do anything read this:

Guide to Reclaiming Bank Charges

 

Most questions can be answered by checking out these links:

Frequently Asked Questions

Step by step instructions

Letter Templates

And don't forget to use the search facility! Chances are your question has already been answered on another thread. Good luck

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hi kelly, i wouldn't worry just now.....it seems they are inudated with claims, you may however receive an allocation questionnaire from the court, so i would have a read up on how to fill this in,just think of the interest you are gaining while they still have your money.x

  • Haha 2

PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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Thanks for the reassurance Lori :). It's like the calm before the storm and it's making me nervous lol. I have been checking out the AQ guide but... I'd rather they didn't let it go that far. Not that I won't fight if I have to but it would be so much more pleasant if they would just pay up. :p

 

Kelly


Kelly

Settled: Nationwide £372.55

Before you do anything read this:

Guide to Reclaiming Bank Charges

 

Most questions can be answered by checking out these links:

Frequently Asked Questions

Step by step instructions

Letter Templates

And don't forget to use the search facility! Chances are your question has already been answered on another thread. Good luck

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OMG OMG OMG :o I just checked my account for the 3rd time today and there it was staring back at me 'Correction £347.42'. :D That's a partial settlement. I will be pursuing the other £25.13. And to think that yesterday I was having cold sweats about having to see them in court. :p Now I need to calm down and think about a carefully worded acceptance of partial settlement letter.

 

Kelly


Kelly

Settled: Nationwide £372.55

Before you do anything read this:

Guide to Reclaiming Bank Charges

 

Most questions can be answered by checking out these links:

Frequently Asked Questions

Step by step instructions

Letter Templates

And don't forget to use the search facility! Chances are your question has already been answered on another thread. Good luck

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well done kelly!!!!!!!!!!!!i'm so pleased for you, you should be chuffed to bits because you done it yourself...well done !!!!!xxxxxxxxx:D


PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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well done kelly!!!!!!!!!!!!i'm so pleased for you, you should be chuffed to bits because you done it yourself...well done !!!!!xxxxxxxxx:D

 

Hi Lori,

 

Thanks! I couldn't have done it without this fantastic site and everyone sharing their experiences. That said, I've still got to see if and when they put the interest in. I'm just popping to my local branch to ask them what the mystery credit is.:p One question, do I have to let the court know that I've received partial payment, or do I wait and see if they credit my account with the interest first? I've looked in the FAQs and step by step instructions but I can't find anything.

 

Thanks

 

Kelly


Kelly

Settled: Nationwide £372.55

Before you do anything read this:

Guide to Reclaiming Bank Charges

 

Most questions can be answered by checking out these links:

Frequently Asked Questions

Step by step instructions

Letter Templates

And don't forget to use the search facility! Chances are your question has already been answered on another thread. Good luck

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when your claim is settled you have to let them know but it hasn't yet,it may be worthwhile phoning them and asking when you will get the rest.this has worked for others.x


PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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Funnily enough, I was just about to give them a call and I thought I'd check my account beforehand, just in case. There was the remainder of my claim staring back at me under the guise of 'credit by cash' lol. I guess that is me fully settled then. :D I'm just waiting for the 'we don't like you anymore, we are closing your account' letter. Thanks for the support Lori and good luck with your claim. I'll be following it with interest :)


Kelly

Settled: Nationwide £372.55

Before you do anything read this:

Guide to Reclaiming Bank Charges

 

Most questions can be answered by checking out these links:

Frequently Asked Questions

Step by step instructions

Letter Templates

And don't forget to use the search facility! Chances are your question has already been answered on another thread. Good luck

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WELL DONE!!!!!!!!!

aww kelly well done, i am so pleased for you, bet you feel great knowing that you took them on and won!!

xxxxxxx:D

lori x


PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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An update:

 

Nationwide submitted the defence 'we've already paid'. :lol: Good defence Mr. Bacon!!

 

I waited patiently for my account closure letter but if I'm not mistaken Natiowide seem to have changed tactics regarding account closure in light of the recent Alliance & Leicester fine. They've decided to give me a second chance - aren't they generous!

 

The relevant bits of the letter I received from them today:

'Although we have refunded charges to your account on this occasion, we are unable to provide you with a current account that is completely free of charges.'

 

I'm wondering when I requested an account free of charges?!?!? I thought I was contesting the extortionate charges rather than the penalties in principle. Anyway, they then went on to say:

 

'We will, therefore, expect you to comply with the terms and conditions of the account, in future. If you are unable to do so, it may be appropriate for you to make alternative banking arrangements as it may be necessary for us to give you 30 days notice to close your account if further breaches of the terms and conditions arise.'

 

Have they re-worded their letters or is this standard? Do I write to them to ensure them that any future unlawful charges will indeed result in court action again? I was rather hoping to go a second round with them about account closure. :p

 

Any thoughts?

 

Kelly


Kelly

Settled: Nationwide £372.55

Before you do anything read this:

Guide to Reclaiming Bank Charges

 

Most questions can be answered by checking out these links:

Frequently Asked Questions

Step by step instructions

Letter Templates

And don't forget to use the search facility! Chances are your question has already been answered on another thread. Good luck

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Haha..........great lettter.

 

If I were you I'd open a parachute account anyhow and carry on as normal. If they choose to close it later on then complain a la Alliance and Leicester.........


25/10/06 - S.A.R - (Subject Access Request) Posted vs Nationwide

31/10/06 - Confirmation S.A.R was Received.

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Thanks Nick, have done and will do.

 

Kelly


Kelly

Settled: Nationwide £372.55

Before you do anything read this:

Guide to Reclaiming Bank Charges

 

Most questions can be answered by checking out these links:

Frequently Asked Questions

Step by step instructions

Letter Templates

And don't forget to use the search facility! Chances are your question has already been answered on another thread. Good luck

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