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please could anyone help me out. never been on any forum before, very nervous.

before xmas sent off our second letter, just received my letter from halifax bank telling us they are unable to refund the charges.

what do i do now, send the third letter?:confused:

thanx for listening

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Welcome to the forum.

The understanding of the process cannot be stressed enough......if you don't do things by procedures you will suffer later.

Its essential that you KNOW how to proceed and also your next steps.

All the info tools and advice is here.....its really up to you now to grasp it with both hands !!:)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.



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