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hi can you believe it ive beaten them!


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hi to you all

i was just looking on the site yesterday for help about the mcol. one of the threads mentioned ringing 0121 2341068 clare mc bride . so i did on the day i was going to do mcol.i mentioned to her the offer of 295 from them (amount owed 526),i said that was okay as partial payment but i would be looking for the full amount.she went on to me about the data protection act and that they did not legally have to refund monies for bank accounts, i disagreed but she said the same thing again . she also said all monies offered to customers was as a good will gesture(why give lots of money if not in wrong! ). but i then said that they owed me £526 and if i did go to court 8% interest + £10 for request of statements + court costs will be added. so i would not accept anything less than £600 , she then offered me goodwill!!!!! gesture of £580 . and i hope i dont dissapoint anyone on the site but i accepted. it saves me going to court and i am back at uni soon. also i have been offered all my charges.so i am happy.

i will be expecting my confirmation letter off clare mc bribe tom.

did i do okay all my site members. i will be donating to the site as you have all been brilliant . thanks

Michele:)

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well done you ;)

 

received all my charges + interest + court costs into my bank account about teatime yesterday and had letter confirming it this morning so I am also a happy bunny today

 

ally

26/07/06 S.A.R Request sent to Halifax for single and joint account

 

charges so far

single account £695

joint account £1473

 

Request for charges back joint account sent 18/09/06

no action taken on single account yet!!

 

LBA on joint Acc Sent 9/10/06

partial acceptance for £376 included with LBA - Refused By Bank!!!

 

2nd Jan 2007 SETTLED IN FULL

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hi leeroy

 

congrates on your won.,,,(wish I was as lucky)

I am in two minds to ring halifax...they haven't reply to my small cliam deadline of 20th dec.... I have now applied for "default decree", but am starting to worry about going to court??(if it will come to that)

 

any advice on what I should do??

 

michelle:confused:

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hi michellemeenan is the process the same in ireland? def give a chase up call but thats all i can rec as i did not have to go to court etc i think you may need advice off a more knowlageable member sorry i could not do more. shame all cases do not run the same. keep in there

Michele:)

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don't worry Michelle, they didn't reply to my claim deadline either and it was just a case of filling in a form and sending it to the court to issue a judgement by default. They paid up within 2 weeks of the judgement being issued, so my advice would be not to worry, once the judgement is issued they have to answer it. Incidentally a few days after my default was issued I received a phone call from the legal dept telling me they were dealing with my claim as a matter of urgency.

 

Ally

x

26/07/06 S.A.R Request sent to Halifax for single and joint account

 

charges so far

single account £695

joint account £1473

 

Request for charges back joint account sent 18/09/06

no action taken on single account yet!!

 

LBA on joint Acc Sent 9/10/06

partial acceptance for £376 included with LBA - Refused By Bank!!!

 

2nd Jan 2007 SETTLED IN FULL

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