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    • Thanks very much Bank. I have topped and tailed my LOC and printed off a copy which I shall post tomorrow by First Class post at my local post office and also obtain a proof of postage. I'll also email them a copy. I've opened a MoneyClaim account, and shall now begin work on my draft Particulars of Claim which I shall post here for your thoughts. And I shan't be using the Moderation service.
    • Yes, it struck me this morning that I'd got it wrong    - no involvement of UKPPO in any previous Tesco thread    - there would have been an entrance sign to a Tesco car park    - CCTV isn't something associated with Tesco car parks. Presumably whoever runs the car park has put CCTV at the electric, and probably BB, areas, done absolutely nothing to stop abuse, and then rubs their hands in glee every time the CCTV catches a motorist out. You can pay £60 and this will go away. Or you can defy UKPPO and rely on their non-respect of POFA, consideration period, etc., should they be daft enough to do court later down the line.  We would support you all the way.
    • thats not the way to do it sorry. sorry so what is your problem? that vanquis paid the £560 or that they are now chasing it? how old is this debt? dx  
    • If you visited Qatar you could be detained at the border, if the debt has been notified.  If you are only in transit and do not seek to cross border into Qatar you might be ok, but you may want to seek formal advice about this.
    • Howdy, I had a short lived credit card with Vanquis that I did not need. I paid it off in full and called them and closed it with the person at the other end. 2 months later they started sending me messages about late payments, I called them and to find out that the card had not been closed in error and 6 weeks after it should have been closed they paid a google debit of £560. I hit the roof and made a formal complaint that took them well over a month to respond to. They agreed they were at fault, refunded all late payments fees and offered me £100 in compensation. However they said the debit amount stood as 'I had benefit from it' and I should get a refund from google. I hit the roof again but they have stuck to their guns. The debit from google is a genuine one but I wanted to dispute it with google so closed the card so they would have to engage with me. But surely that's neither here nor there surely? What is the next step? Ombudsman takes forever doesn't it?  thanks in advance
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Chantelle Vs Natwest


chantelle
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I have received from Cobbetts today a copy of their AQ. In the other information section it says

"Case management directions cannot be proposed until the claimant serves a reply to the request for further information which was due on 5th Jnuary 2007. In light of this, the defendant may amend its defence or apply to strike out."

 

What does this mean? As I have replied to their request for further information??

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You have already responded with your cpr18 request, so like embo says, just ignore it.

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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  • 4 weeks later...

Have a read though here chantelle, it might clarifty some of your queries.

 

http://www.consumeractiongroup.co.uk/forum/mercantile-court-cases-stays/

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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  • 1 month later...

I had a court date for 27th march. I did not turn up but Natwest did apparently. I called the court and they told me that the case had ruled in my favour and Natwest are to settle with me. I have not heard anything from them yet bearing in mind it was only on Tuesday. Should I be patient and wait a little longer? If not, who should I call?

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  • 2 weeks later...

I have just won my battle with Natwest. I won £4,683.23. They said in their letter that it is only an offer of goodwill and they are only settling as the legal costs will far outweigh the amount of my claim - Whatever!!

 

Anyway i got my money. Good luck to the rest of you!!

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Guest NATTIE

CONGRATULATIONS!! Chantelle, please remember to fill in the bank charges survey and make sure you come back and help the novices because you WON and that will give them so much strength in knowing they have good advice from a winner.

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Thank you. I have just donated as I wouldn't have been able to do it without this site. Now everyone wants me to do theirs. I could be onto a winner here!! I'll look for the survey now.

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.........and nor should they!!! You go girl.................. nice one!!! xx :D

Can't find what you're looking for? Please have a look at Michael Browne's

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*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

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  • 2 months later...

I am about to start a claim for someone else. There aren't many charges but is it possible to claim for debit interest as they are in their overdraft most of the time?

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