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hi there,

not sure if im in the right forum but here goes. basically im thinking of making a claim for all my charges (should be a few) and even though ive read a lot on hear i think my heads swimming. do i just start with sending the £10 and getting my DPA records. and can i come on here and ask as many questions as i like or is there somewhere else i should go

 

thanks

peeps

 

Fil

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Hya and welcome to our forum.

Yes you're in the right place.

Best to have a look at the FAQ's first as you'll get most of your answers in there.

Also read as much as yuou can in the Yorkshire forum, have a look at loads of claims so you can follow the gist of it.

Try your best and if you get stuck there'll be someone around to help you

good luck

Freebird

1/6/06 request charges

16/6/06 received charges

18/6/06 first request for refund

3/7/06 "No" letter from bank

13/7/06 LBA

7/08/06 handed claim to court

10/8/06 court stamped as date of issue

24/8/06 deemed to be served

25/8/06 Sechiari filed acknowledgement of service

6/9/06 defence served

9/9/06 copy of defence and AQ received by me

25/9/06 deadline for AQ submission

25/9/06 call Sechiari confirm safe receipt of my AQ

26/9/06 received copy AQ from Sechiari

29/9/06 letter to SCM to say "you want 1 month to settle, so settle"

18/10/06 after "strained communications"and how !

verbal offer of full settlement with conditions

communications rejecting conditions from me

5/11/06 received letter offering settlement with conditions

7/11/06 sent fax rejecting conditions etc

14/11/06 unconditional settlement in bank and how !;)

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  • 1 month later...

hi there, finally got round to doing this after a fun ne year:rolleyes: quick question. who or where do i send the initial letter (the dpa one) is it to my branch or the head office? been looking for too long i think cause i cant find the answer.

 

cheers

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  • 1 month later...

Everything you need and all the links are in this thread.

 

Step-By-Step Instructions

 

Sarah.

Yorkshire Bank

Started Process 19th Sept 2006.

All Stages Followed.

Next Step Court!

Hearing Date 7th June 2007.

WON!!!!! 6th June 2007 :D

 

Frequently Asked Questions

Example Step-By-Step Instructions

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cheers sarah, but how do i work out the total, just add all the charges up and thats the amount im requesting? i know it may seem like a daft question but do i deduct anything for the amount they are allowed to charge?

 

cheers

fil

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  • 1 month later...

i sent a letter on the 1st april asking for the £1176.00 and giving them 14 days as per the letter template. its now the 4th of may and ive heard nothing......what now :(

do i send them a copy letter or a different one?

 

please help

 

fil

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quick question, what if they apply charges to my account while im doing all this? i had a returned unpaid DD which i cancelled weeks earlier and they,ve charged me another £35 this week.

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  • 3 weeks later...

its been longer than the 14 days stated in the LBA and ive still had no letters since the statements came through. i sent all the letters to the address given to contact them on:-

 

Advice Quality Unit – Charges section

Third Floor

Brunswick Point

Wade Lane

Leeds

LS2 8NQ

is this why ive not heard anything? have i done something incorrectly?

or is this common?

cheers

fil

 

 

 

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You have the correct address. Yorkshire Bank love to stall everything they do. Could be they are snowed under but dont be fooled.

 

Its up to you to set your timescales.

 

If you are ready, then file your complaint through the courts.

 

Remember to keep all your correspondance between yourself and them.

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  • 1 month later...

hey, guys was just about to start court proceedings but received a letter with an offer for £625.00. first thought was dont take it but i saw a thread that said to check before accepting any offers. has something major changed or should i continue as i intended?

 

Cheers

 

Fil

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cheers for the quick reply Bigmac :)

im just filling in my N1 form now and have a couple of questions,

1. the account is in two names, do i include both of these in the claimant box?

2. is there one particular registered bank address i need and if so where can i find it?

3. i can find the excel spreadsheet to work out interest, ive used it once but cant find it again, any idea's?

 

cheers in advance guys and gals :)

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managed to find the excel ss so thats great but am having trouble with the daily interest amount i put on the N1 form, is it the charges im claiming (minus the interest) x 0.00022? im not sure :(

 

thanks for all your help guys/gals

this is one awesome website!

 

cheers

 

Fil

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