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Diggsy10 v Woolwich

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Firstly guys may I congratulate you on an excellent site. I've spent the last couple of hours finding out some very interesting things.


On to my problem. I seem to have accrued an inordinate amount of bank charges over the last year and after reading various threads here, I'm compelled to re-claim.


Seeing as I have all of my statements for the last 12 months and on the off-chance of avoiding a long drawn out process, do you think it prudent for me to visit my local branch to discuss the matter before the instigation of legal proceedings?

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welcom Diggsy, have a look in the FAQ's first as you'll find most of your answers in there. Take your time to read over loads of threads in the forum for your bank and have a look at their timelines and the way they went about claiming. We can also follow your claim then.

Don't be put off by anything and if you follow the procedure, you'll get it all back mate

good luck



1/6/06 request charges

16/6/06 received charges

18/6/06 first request for refund

3/7/06 "No" letter from bank

13/7/06 LBA

7/08/06 handed claim to court

10/8/06 court stamped as date of issue

24/8/06 deemed to be served

25/8/06 Sechiari filed acknowledgement of service

6/9/06 defence served

9/9/06 copy of defence and AQ received by me

25/9/06 deadline for AQ submission

25/9/06 call Sechiari confirm safe receipt of my AQ

26/9/06 received copy AQ from Sechiari

29/9/06 letter to SCM to say "you want 1 month to settle, so settle"

18/10/06 after "strained communications"and how !

verbal offer of full settlement with conditions

communications rejecting conditions from me

5/11/06 received letter offering settlement with conditions

7/11/06 sent fax rejecting conditions etc

14/11/06 unconditional settlement in bank and how !;)

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will do. many thanks

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