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Ge Capital Money

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Can anyone help me with the interest rate for GE Capital Money - used to be First National Tricity Finance - bought something on buy now pay later from Northern Electric -= got statements - was charged £20.00 a few times for unpaid direct debits - want to claim interest on top - don't know what rate to use - cany anyone help?





Halifax - S.A.R 8/9/06 - Overdraft facility removed 21/9/06 - threat to close account - Default Notice lodged 06.10.06

Mint - S.A.R - 8/9/06 - Statements received 03.10.06 - Prelim letter sent for £268.13 03.10.06

First Direct - S.A.R 8/9/06 - Statements received 21/9/06 - Prelim letter sent 21/9/06 for £410.00 - settled in full

First Direct - S.A.R 21/9/06 - for husband's old account

Barclaycard - S.A.R 8/9/06 - Statements received 16/9/06 - Prelim letter 18/9/06 for £496.25 - Part offer received 22/9/06 for £228.00 - Rejection letter sent 25/9/06 - MCOL issued 8.10.06

MBNA - S.A.R 8/9/06 - Partial offer received 6/10/06 - full offer & interest received on 6.10.06

ACE CARDS & GIFTS - S.A.R - 19/9/06 - statements received -27th September - vouchers received in settlement - 4th October 2006 - £235.00

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Not sure on this one. It might be a good idea to ring them and ask what interest rate they charged you.

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We used 29.9% for GE Money - Burtons Store Card. They have repaid charges but are curently refusing to pay the interest. This is what we wrote about that:


"On the matter of interest I would make the following point: I do not expect to borrow money free of charge but fully expect to pay interest. However, the interest I have claimed back was not levied on money I had borrowed from GE Money but on money unlawfully transferred from my account in charges. Therefore my claim stands."



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 GE Money Won unconditionally May 2007

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Brighthouse Won unconditionally August 2007

Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra)

Clydesdale Financial Services (now BPF) Won unconditionally February 2008


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