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Black Horse - in debt forever?

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I took out a loan with chuffin black horse back in 04, came into difficulties and entered a debt management plan, today I ring for a settlement figure.


Original loan £2500

Payments to date £1000

Outstanding balance £3855


I feel sick. Theyre sending me a breakdown of all the charges, interest etc. Even the lad on the phone was shocked.


Im so worried, how can people ever get out of trouble?

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