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Hi to everyone in the forums.


The OFT advice last April is music to my ears. I have a number of Banks and Credit Card companies I will now be contacting about getting MY money back: LloydsTSB, Smile and Abbey being the main candidates.


If anyone has some good tips for dealing with these companies, I'm all ears.


Congratulations to all of you who have already won!




Gremlin :)

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Hi Gremlin and welcome. Just follow the general rules, send of SAR for each bank and come back here if you need any advice. Happy New Year.

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