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Hello All and a Happy New Year to everyone.

 

I stumbled across this site whilst laid up in bed over christmas and it has prompted me to take consider taking action against the Co-op bank who i had a big disagreement with over charges a couple of years ago.

 

Can action be taken over accounts that have since being closed or do the accounts have to be active ?

 

Thanks

 

Kevin


Co-Operative Bank -Settled In Full 02/02/07 :)

A&L - Settled In Full :)

Barclays for Parents - Just Started :)

Natwest - Your Turn Soon :)

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Guest Mumofthreeboys

Yes, you can reclaim the charges on a closed account too.

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Hi and welcome to the site,

:p

 

You've definately taken the first step into claiming back what's rightfully yours.

 

Spend time reading the FAQ's and the Step by Step guide as this will stop you making mistakes along the way. Use the letters and spreadsheets in the Templates Library as these have all been tried and tested in successful claims. Read as many threads as you can especially ones that relate to your bank. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere.

 

Don't be afraid to ask any questions, no matter how stupid they may seem, but please remember that any advice that you receive is normally based on experience only and that you should seek expert advice if required.

 

Once you start the process of your claim remember to open a thread in the relative bank forum, this will enable you, and others helping you, to keep track of your claim.

 

All the best in your claim!! :wink:

 

DELLER

 

 

Useful links to help with your claim

 

FAQ’s

http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/

 

Letter Templates

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/

 

Interest Spreadsheet

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html

 

Court N1 form

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

 

Mcol Particulars of Claim

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/34887-5-money-claim-line.html


IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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Excellent thats what i wanted to hear.

 

Secondly- When sending the Data Protection Act request letter is it essential that the account number is given ?

 

I ask as i do not have any details of the closed account mentioned above ? Will my personal details suffice ?

 

Thanks Again


Co-Operative Bank -Settled In Full 02/02/07 :)

A&L - Settled In Full :)

Barclays for Parents - Just Started :)

Natwest - Your Turn Soon :)

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Guest Mumofthreeboys

Yes, if you don't have any account details, just enclose proof of address such as a utility bill.

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