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    • the property is not yours you are not on the deeds you are/were not ever on the mortgage..   stop trying to do their job in scamming you.        
    • Capital assessments are based on the:   amount or value of the asset at the time of the application outcome of checks carried out to protect against fraud As with income assessments the partner's share of the equity is included in these calculations - unless there is contrary interest. Just found the above in the law society website.  So am I screwed.  So confused.   
    • I am bound to say that their alleged contract is probably the weirdest I have seen. Considering it is supposed to be a serious legal contract to set out the conditions under which CEL manage the parking on land that does not belong to them it leaves a lot to be desired.   For a start it does not comply with the BPA Code of Practice which is   7.3 a the definition of the land on which you may operate, so that the boundaries of the land can be clearly defined b any conditions or restrictions on parking control and enforcement operations, including any restrictions on hours of operation c any conditions or restrictions on the types of vehicles that may, or may not, be subject to parking control and enforcement d who has the responsibility for putting up and maintaining signs e the definition of the services provided by each party to the agreement.   So no mention of hours: no mention of types of vehicle restrictions: no mention of who is responsible for the erection and maintenance of signage   and much more serious -no mention that CEL have to comply with the BPA Code of conduct-that one is listed on 7.1.    All it states is that the operator can pursue outstanding PCNs in accordance with the COP but that is not the same as saying that CEL will abide by the CoP which it must say.   Also AFAIK the only entity that can pursue for trespass is the land owner regardless of what this quasi agreement says. There is also no mention of the financial aspect of the arrangement nor how the long it lasts and what notice is required for either side to terminate.     It might be worth writing [not emailing ] to Medburn Estates asking them to confirm if this is the only agreement with CEL and whether they think it right that CEL have not received planning permission for their signs from the Council rendering their signs illegal which is more serious than unlawful and therefore all PCNs issued are worthless and should not have been issued as it is impossible to form a contract with motorists when the signs are illegal.   Also that as CEL are their agents Medburn Estates LTD are responsible for the actions of their agents. You could also ask them to cofirm that the signature on the paper is that of their Director, Anthony Brown and whether their copy has a counter signature of a CEL representative.   Carry on that CEL are taking you to Court and as another Judge has asked a Landowner to appear in front of him to explain their contract, whether it might be in the best interest of Medway to have a serious conversation with CEL to avoid any possible  embarrassments in your  [ie Laluna] Court appearance.   I have not looked much at your WS though it is looking good.   I would have mentioned that as they failed to comply with  Town and Country Planning (Control of Advertisements) (England) Regulations 2007.   that they are in breach of their agreement CoP with BPA to keep to all the legal requirements in running their parking  operations.   It calls into question their right to apply for motorists data from the DVLA.   I would wait for their WS to arrive so that you can pick holes in that too. however watch that if they are late that you send yours off just within the Court guidelines.   What you are tying to do with your WS is to put your side of the case plus put CEL in as bad a light as possible for them to  decide that they don't really want to go to Court after all.
    • UncleB - where you write "This could lead you to facing the Bank in Court..."   1stly -  would that mean now?  by remote hearing?  Or when the courts open after the summer?   2ndly - Does the application for set aside automatically prevent the B hearing going ahead?   3rdly - Will sending in an application to have the B petition set aside mean that I have to disclose an address for service?   I can only give a mailing address   4thly - Could having an early (remote) set aside hearing potentially quicken up the process for the bank if I am obliged to give them a suitable place for service?  At the moment I assume the hearing was adjourned for lack of physical service.   I want/ need to get a set aside.  But don't want to shoot myself in the foot.  
    • Where I have sight of a letter which states the following: "a) the case is removed from scheduled date and time on the court list forthwith    b) the case will be re-listed on the 1st open date after x few months, a date to be advised" Is there any way a hearing would be any earlier than suggested?  Lockdown closed courts but may they open early?    Could the bank ask it to be brought forward even with lockdown still in place officially til end July?    Would that depend on them physically serving a b petition?   Could the 1st open date be any time up to Christmas with such a potential back log of cases?  
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BankFodder

3 CAG events this month

style="text-align:center;"> Please note that this topic has not had any new posts for the last 4871 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

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  • 100,000 registered Users

  • 1st birthday on Jan 10th


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Well done to you BankFodder & Dave - and all you guys doing your thing for CAG. Good to hear we've got 100K membership, now.

 

What is the post count at present - anybody know how to find out ?

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Guest ian cognito

Congratulations and due credit to those who made it all possible.

 

Lets hope a few more successes are added to that list

 

Oh and you forgot the CAG do in Wakefield!

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Well done to you BankFodder & Dave - and all you guys doing your thing for CAG. Good to hear we've got 100K membership, now.

 

What is the post count at present - anybody know how to find out ?

 

Its at the bottom of the Site Map page Bill

Threads: 49,528, Posts: 449,938, Members: 99,584

Welcome to our newest member, commex


-------------------------

CAPITAL ONE * SETTLED*31st Oct 06

HBOS *SETTLED* 8th Oct 06

WOOLWICH *SETTLED*12thJan2007

Monument (Barclays) *SETTLED*10thMar2007

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Its at the bottom of the Site Map page Bill

Threads: 49,528, Posts: 449,938, Members: 99,584

Welcome to our newest member, commex

 

Bottom of the CAG forum home page here:

http://www.consumeractiongroup.co.uk/forum/

Aaaaaa - the home page - I thought I'd seen it somwhere !!! D'Oh !!

Cheers guys.

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Congratulations and due credit to those who made it all possible.

 

Lets hope a few more successes are added to that list

 

Oh and you forgot the CAG do in Wakefield!

 

 

Yes the CAG do in Wakefield - lots coming all welcome - 26th jan - meeting at the '6 Chimneys Pub' at 7-30 pm.

Cheers Sandbag.

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Pretty good in one year.

 

BF's usual understatement!

 

*!?X*+$* marvellous, more like.:D

 

Elsinore


BANK CHARGES CAMPAIGN CONTINUES - PLEASE SIGN THIS PETITION

 

Aktiv Kapital £300.00 SETTLED IN FULL

Capital One £741.47 SETTLED IN FULL

Citi Cards £1221.00 SETTLED IN FULL

LTSB(personal) £3854.28 SETTLED IN FULL

LTSB(business) £7487.97 SETTLED IN FULL

 

What poor education I have received has been gained in the University of Life

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Looks as if today is the day for event no.1


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Looks as if today is the day for event no.1

 

.... and you and Dave should be bloody proud of yourselves ! Well done what an achievement.


Cabot and the Cabot Fan Club Threads:

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/73598-dealing-cabot-101-cabot.html

 

Legal Actions Explained for Businesses:

http://www.consumeractiongroup.co.uk/forum/general-debt-issues/20492-legal-actions-explained-company.html

 

Payplan CCCS Advice:

http://consumeractiongroup.co.uk/forum/getting-out-debt/128587-info-cccs-payplan-experiences.html?highlight=Payplan

 

How to use the Forum

http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

 

A click on the scales below is appreciated if my posts were helpful

Do not regard my postings or suggestions as professional advice. If in doubt seek a professional opinion.

 

PLEASE DONATE IF SUCCESSFUL - Every little helps :)

 

PLEASE, Do not Private Message me with basic questions, start your own thread and PM a link if you wish, but I will not be able to respond to all individual questions as I am very busy on numerous other things and anyway, others cannot learn from PM's. It also stifles contributions from the vast talent base this site offers from it's contributors and I'm not all that clever really! :D Thank you.

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Guest ian cognito

WELL DONE LADS

 

Who's round is it?

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Yeah - 100,000,182 when I last looked.

 

Well done indeed you guys.

 

This bodes well for the New Year, does it not ?

 

BTW I enjoyed reading your blogs - good to be in your company !!

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Yeah - 100,000,182 when I last looked.

 

Well done indeed you guys.

 

This bodes well for the New Year, does it not ?

 

BTW I enjoyed reading your blogs - good to be in your company !!

 

not for the banks LOL:D


OK I GIVE IN

 

Halifax £3600 charges, won with C/I £6400

 

NatWest S.A.R-05/06/06

Bug**r all recieved 03/11/06

Prelim guesimate sent for £3000 03/11/06

Cr*p one CONNED statements 08/06 ROFLMAO

Cr*p one charges=£976

con int 34.9% £1,003.75 £1,979.75.

 

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Well done - what a fantastic achievement!

Many many thanks x :)


:rolleyes:

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Well done guys! Thank you for all your support and for giving me my sanity back when I have felt like I am going to sink!

 

You should all be knighted!!!!:D:D:D:D


CLICK ON THE SCALES IF YOU THINK I HAVE HELPED!

 

I AM NOT SCARED ANYMORE!:rolleyes:

 

MBNA - To quote "The Carpenters", We've Only Just Begun..................;):D

HSBC - Settled.

Capital One - S.A.R - (Subject Access Request) issued.

Goldfish - S.A.R - (Subject Access Request) issued.

Tesco - SAR issued.

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A belated Happy Birthday and grateful thanks. Half the battle is knowing you're not on your own.

 

Long may the CAG continue!

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A fantastic site, giving people the confidence to fight for their rights. HAPPY BIRTHDAY!! one day before mine....always knew it had all the positive traits of a Capricorn, LOL. :D Special thank you to Bankfodder & Dave, of course.


Woolwich won in court/default removed Barclaycard Settled Halifax settled

Capital 1Settled GE Money Settled

Egg Settled-court action re.default 4th hearing!

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Well done Bankfodder & Dave, I dont know how you keep up with it all, but Im glad you do. Many thanks.

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Well done and a very happy birthday to CAG, keep up the good work guys!:)

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Well done BF and Dave all your hard work and effort is greatly appreciated. I will be donating soon when my next big claim comes off. I have learnt so much from this site you wouldn't believe it.

 

Thanks for making it possible for me and many others like me. I will certainly be spreading the word and recruiting new members, as I have already done to date.

 

Nice one.

 

Tanz

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A very happy birthday to CAG and massive thanks to BF and Dave and the many other people on this site who helped me get my own back.

 

Amazing achievement in one year!!!


Any advise offered is my own opinion, and if in doubt, always seek clarification.

[

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Good mornng,

 

Thank you for creating this site and all the help you have given on here. Especially the Admin team and moderators.

 

This site has chamged our lives, a year ago we were in a no win situation with various people that just waved big sticks and expected us to just keep paying out.

 

A year on we are in a lot better situation and 2007 looks like being a really good year.

 

It is so good that the 'little people' can take on big concerns like banks, building societies and credit cards and win.

 

I don't post very often because my husband is on here every day and he reports on our finance results.

 

Thanks again you don't realise how much you have changed our lives for the better.

 

Keep up the good work and Happy Birthday

 

Regards

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Hey you guys

I tentatively started the process of taking on Yorkshire Bank to get my money back last year with the help of you guys.I had a little bit of belief and a lot of hope.I tend to get on my high horse about things like unfair bank charges and a few of my friends and family laughed at me taking on the bank and sending them "threatening" letters.Well, we have been vindicated.Clydesdale have given me my money back,£1,860 in total.I sent the first two letters and got the standard replies.I was worried about taking it through court and went through the Ombudsman and following a recent T.V. programme Clydesdale agreed to give me my money back a few days later.So thanks you guys and good luck to everyone still waiting.You will be successful as the Banks are running scared....Rab

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Congratulations Bankfodder and Dave. Marvelous site, helped me no end. When I get some money that does not go back into accounts will put in a donation. You have saved me nearly £7,000 well the CAG site has. Thank you so much.

 

Sharon

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:smile::lol: :lol: :D congratulations you have been great to me so far and if i had not found out about you, I would never of known what to do or how to get it.....you all stars and should give a pat on the back for been so great..:razz:;)

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