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    • /\   This is a bit obsessive isn't it? 
    • March 23: As the coronavirus crisis escalates, the UK is placed into lockdown with strict limitations on travel. The Government guidelines state: “You should not be visiting family members who do not live in your home.” The prime minister tells the UK public they "must stay at home". People are warned not to meet friends or family members they do not live with. Those with symptoms had already been told to self-isolate     Friday 27 March: Downing Street On the day Cummings ran out of No 10, his wife, Mary Wakefield, appears to have been already ill, according to her Spectator article about the experience, in which she says: “My husband did rush home to look after me.”   Both Boris Johnson and Health Secretary Matt Hancock test positive for coronavirus, while chief medical officer Chris Whitty says he has symptoms of the disease and is self-isolating.   Mr Cummings said: "I suddenly got a call from my wife who was looking after our four-year-old child. She told me she suddenly felt badly ill." He went home and after a couple of hours his wife felt better and he returned to work. "There were many critical things at work and she asked me to return [to work] in the afternoon and I did." He then "drove up to Durham that night arriving at roughly midnight" with his family.     In spectator articles on 24th and 25th April * Wakefield (wife) wrote in the spectator that Cummings said “I feel weird” and collapsed 24 hours after he came home to look after her * She went on to explain that for the next 10 days “Dom couldn’t get out of bed. Day in, day out for ten days he lay doggo with a high fever and spasms that made the muscles lump and twitch in his legs.” * Cummings wrote that “at the end of March and for the first two weeks of April I was ill, so we were both shut in together.” * The following days, by Wakefield’s account, were a mixture of family idyll and health nightmare, as she made a “palace out of polystyrene packaging” with their son … even as Cummings’s breathing got so bad that she feared he should be in hospital. But 10 days after her husband first fell ill, she said, he began to feel better – just as Boris Johnson went into hospital. That would place the improvement in his condition around Sunday 5 April,     Sat March 28th Is apparently the day Cummings said “I feel weird” and collapsed 24 hours after he came home to look after her His wife went on to explain that for the next 10 days “Dom couldn’t get out of bed. Day in, day out for ten days he lay doggo with a high fever and spasms that made the muscles lump and twitch in his legs.” Cummings wrote that “at the end of March and for the first two weeks of April I was ill, so we were both shut in together.” 10 days from March 28th – would take us to the 7th April.   Mon March 30: Downing Street confirms Mr Cummings is suffering from coronavirus symptoms and is self-isolating.   Tuesday 31 March/1st April: Durham The police have said that on 31 March they were “made aware of reports” of Cummings’s presence in the area and had then contacted the family to “reiterate the appropriate advice around essential travel”.   2 April: During the night, Mr Cummings' four-year-old son "threw up and had a bad fever". Following medical advice, an ambulance took the child to hospital. He was accompanied by Mr Cummings' wife   3 April: Mr Cummings' son spent the night in hospital and woke up the next day having "recovered". He was tested for coronavirus and his mother, who was with him at the hospital, was told "they should return home". According to Mr Cummings, there were no taxis so he "drove to the hospital, picked him up and returned home". He said he "did not leave the car or have any contact with anybody on this short trip".   Sunday 5 April: The ‘Abba’ sighting (despite claims of ten days where he couldn’t get up with a high fever) Cummings alledgedly seen in Garden with AbbA blaring But 10 days after her husband first fell ill, she said, he began to feel better – just as Boris Johnson went into hospital. Which would place the improvement in his condition around Sunday 5 April, … Although the claimed 10 days after the 28th – the earliest point at which Cummings was said to have been symptomatic – would be the 7 April. The Guardian approaches Downing Street about the story, only to be told by a spokesman: “It will be a no comment on that one.” Mr Cummings said "after I started to recover, one day in the second week, I tried to walk outside the house". He confirmed he, his wife and his son went for a walk into woods owned by his father and it was at this point he was seen by passers-by but his family "had no interaction with them". The exact date is not clear but his second week isolating in Durham would have between 4-11th   6 April: At some point in the week leading up to this date, Mr Cummings discussed his decision to travel to Durham with the prime minister. "When we were both sick and in bed," he said, "I mentioned to him what I had done. Unsurprisingly given the condition we were in, neither of us remember the conversation in any detail."   Fri April 10: Number 10 is again contacted for comment regarding Mr Cumming’s trip by the Guardian. Instead of defending the journey, officials declined to comment.   Fri 10th/Sat 11th April: The 14-day period of Cummings’s isolation would have expired on 10/11th April, assuming it is counted from when Wakefield appears to have first fallen ill on 27 March or when Cummings fell ill 24 hours later.   11 April: Believing he had recovered by this date, albeit "feeling weak and exhausted", Mr Cummings said he "sought expert medical advice". "I explained our family's symptoms and all the timings and asked if it was safe to return to work on Monday or Tuesday, seek childcare and so on. I was told that it was safe and I could return to work"   Sunday 12 April: Barnard Castle Wakefield’s birthday, according to Companies House records – they allegedly made a trip to Barnard Castle, a charming town 30 miles from the Cummings’s family property, described on the English Heritage website as having “fantastic views” and “plenty to do for families on a day out”. That detail emerged in an interview with Robin Lees, a retired chemistry teacher who lives in the town. Lees, who says he has a photographic memory, told the Guardian he was “a bit gobsmacked” to see Cummings, and then was so incensed that he made a note of the family car’s numberplate and checked it online when he got home. Cummings acknowledges he drove to Barnard Castle, 30 miles from his parents' home in Durham, with his wife and child. He explained this episode as needing to test his driving was fine before making the long drive back to London. He said he'd been having problems with his vision   Tuesday 14 April: London The Guardian asked Wakefield to confirm whether the family had been in London throughout the lockdown period, but received no reply. Cummings was photographed back in Downing Street on 14 April   Sunday 19 April: ‘bluebell’ woods - Cummings and Wakefield in Houghall woods? Could Cummings have then gone back to the north-east from London? Downing Street is emphatic that he did not. The denial came after another witness claimed to the Guardian and Sunday Mirror that they had seen Cummings and Wakefield on a country walk in Houghall Woods, a beauty spot near his parents’ property in Durham. According to this account, Cummings said: “Aren’t the bluebells lovely?” Cummings says he did not return to Durham   Monday 20 April Cummings seen in London again   May 23: Downing Street statement: “Owing to his wife being infected with suspected coronavirus and the high likelihood that he would himself become unwell, it was essential for Dominic Cummings to ensure his young child could be properly cared for.” The statement said: “At no stage was he or his family spoken to by the police about this matter, as is being reported. “His actions were in line with coronavirus guidelines. Mr Cummings believes he behaved reasonably and legally.” Speaking outside his home, Mr Cummings reiterated: “I behaved reasonably and legally”. When a reporter suggested to him that his actions did not look good, he replied: “Who cares about good looks? “It’s a question of doing the right thing. It’s not about what you guys think.” Later at the daily Downing Street briefing, Transport Secretary Grant Shapps said Mr Cummings had the PM’s “full support” and that Mr Johnson “knew that he was unwell and that he was in lockdown”. Mr Shapps said it had always been permissible for families to travel to be closer to their relatives as long as they “go to that location and stay in that location”. Meanwhile, deputy chief medical officer for England, Dr Jenny Harries, said that travelling during lockdown was permissible if “there was an extreme risk to life”, with a “safeguarding clause” attached to all advice to prevent vulnerable people being stuck at home with no support.   Health Secretary Matt Hancock and Chancellor of the Exchequer Rishi Sunak have tweeted their support for Mr Cummings.   Education Secretary Gavin Williamson said on Monday morning that Mr Cummings had "set out absolutely clearly and absolutely categorically he didn't break the rules and didn't break the law". The attorney general, Suella Braverman, tweet on Saturday in which she quoted the full text of the No 10 statement on Boris Johnson’s chief aide in which the prime minister said he had behaved “responsibly and legally”.   (Disgraceful) Boris Johnson said at the weekend Cummings acted “responsibly and legally and with integrity”   “The PM’s risible defence of Cummings is an insult to all those who have made such sacrifices to ensure the safety of others,” said Johne Inge, the bishop of Worcester, on Twitter.   “What planet are they on?” asked a front page headline in the Daily Mail, an influential right-wing paper usually supportive of Johnson.   https://descrier.co.uk/politics/dominic-cummings-and-wife-tried-to-cover-up-lockdown-breach-in-articles-for-the-spectator/   https://www.theguardian.com/politics/2020/may/24/dominic-cummings-timeline-what-we-know-about-his-movements   https://www.eveningexpress.co.uk/news/uk/timeline-the-coronavirus-lockdown-and-dominic-cummings-trip-to-durham/   https://www.bbc.co.uk/news/uk-politics-52784290   https://www.theguardian.com/politics/2020/may/25/attorney-general-faces-calls-to-resign-defends-dominic-cummings-suella-braverman   https://uk.reuters.com/article/uk-health-coronavirus-britain-cummings/what-planet-are-they-on-no-respite-for-johnson-and-aide-idUKKBN2310UE   https://cyprus-mail.com/2020/05/25/what-plant-are-they-on-press-slams-johnson-and-cummings/
    • simply tell them on the phone writing only sorry as I might want to escalate this to the fos or court. sorry but no speaky..speaky   you night find this interesting?   https://www.theguardian.com/money/2012/jun/09/life-insurance-misselling-aviva-hamilton-life   dx
    • I've had a few missed calls and then text from RBS wanting to talk about the letter I sent, two posts up.    Am I best to wait for them to write? Didn't really want to get into a discussion with them about it ideally!
    • I haven’t even looked.  I doubt some PR bod would have been in the loop.
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JRDowell

JRDowell v Virgin One

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If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

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I am currently in the process of taking Virgin One to court. Virgin's solicitors have asked me to provide further information with which I need help.

 

Firstly they ask "Is it the case the claimant (Me) should not have been charged?" or is it " the claimant should not have been chared this amount?"

I'm not too sure which one I should refer to!

 

Secondly, I have quoted the charges are "unlawful at common law, statute and recent consumer regulations".

Virgins solicitors have requested I identify a) the particular statute and/or regulations I refer to; b) the sections and/or regulations of each statute /regulation I refer to; and c) the principles of common law I relied upon in alleging the charges are unlawful

 

Can anybody help me please?


JRDowell

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Hi,

 

have they asked for this under a CPR part 18 request- or are tehy saying your POC are too vague?


Consumer Health Forums - where you can discuss any health or relationship matters.

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Hi and thanks for the reply however I do not know what either CPR part 18 or

POC are.

 

Given this, I have just re-read their letter and it could be they think my POC are too vauge.

 

Can you please advise.

 

Thanks.

 

Russell


JRDowell

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Hello once again

 

Can any body advise me? I have filed a claim against Virgin One and a date has been set for court. Since I filed my claim and stated the amount of bank charges I wish to reclaim, I have had additional charges applied to my account. Can I claim for these at my first court hearing or do I have to make a second claim?

 

Thanks for any help.


JRDowell

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You can amend the claim with form N244 + £35 fee (unreclaimable) or make a 2nd claim when this one is settled.

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OK thanks for that.


JRDowell

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It is difficult to answer without seeing what you have said to them in your communications.

The basis of the claim for unlawful charges are within the template claims particulars which you will find,along with other useful information in the bank temps library section.

As regards the Court procedure rule part 18 request there is,additionally information on this too.

You will need to have clear understandings of both these points and whether they apply or not in your case.

The best way of doing this is to read up !!

 

2 threads merged please try and keep them together.


Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Ho moved your posts from welcome to here.


Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Hi Martin

Thanks for your reply however not too sure if it is me!!! I cant find any reference to my origional question regarding where to find specific information on a) the particular statute and/or regulations I refer to; b) the sections and/or regulations of each statute /regulation I refer to; and c) the principles of common law I relied upon in alleging the charges are unlawful, in the library.

 

Perhaps you can be a littel more specific in order I may be able to locate the info.

 

Regards

 

Russell Dowell


JRDowell

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Hi Michael

 

Thanks for the reply to my previous question. I would like your help with my first thread on this site.

 

I am currently in the process of taking Virgin One to court. Virgin's solicitors have asked me to provide further information with which I need help.

 

Firstly they ask "Is it the case the claimant (Me) should not have been charged?" or is it " the claimant should not have been charged this amount?"

I'm not too sure which one I should refer to!

 

Secondly, I have quoted the charges are "unlawful at common law, statute and recent consumer regulations".

Virgins solicitors have requested I identify a) the particular statute and/or regulations I refer to; b) the sections and/or regulations of each statute /regulation I refer to; and c) the principles of common law I relied upon in alleging the charges are unlawful.

 

I have been steered towards the library however I seem to be having trouble finding such information.

 

Could you please help.

 

Regards

 

Russell Dowell


JRDowell

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Few questions first.

1. How much is your claim for.

2. Since you have a court date, which track has it been allocated to. Small claims?

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Hi michael and thanks for the reply,

 

My claim is for £1500 including interest however since I filed the claim this figure has risen. I believe I have to make a second claim for this increased amount.

The date I have for court is 6th March, and as far as I know it is the small claims court although the letter that arrived today does not make any mention of this.

Whilst speaking of the letter that arrived today, I am a little unsure of the content, it reads;

 

Before Deputy District Judge Fox sitting at Conwy and Colwyn County Court.........blah blah

 

Upon the claimant not appearing and the defendant not appearing

 

EX PARTE/WITHOUT A HEARING

 

IT IS ORDERED THAT this matter be listed for a case management conference on the 6th March 2007 at 9.45am. with a time estimate of 15 minutes.

 

Does this mean I do not have to turn up at this stage?

 

Thanks again for your help.


JRDowell

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Oh well, never got the help I required from my previous messages! however have now spoken to very helpful firm of solicitors and the advice gratefully received.

My current position is that I have had the cobbetts letter requesting further info and received the AQ which was returned and now had a date set for court. A case management meeting on 6th March.

 

I have replied to cobbetts with the "I am a litigant in person" letter, although there were two useful templates on this site and I merged some of the info from both.

 

Lets now wait and see what Cobbetts have to say.

 

OH! one more thing, has any body noticed Cobbetts address?

perhaps it should read Sh*t Canal street or perhaps Ship Carnal street.


JRDowell

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Have just come back from holiday to find a new letter from Cobbetts offering a goodwill payment of half my claim.****

I have seen one example of a rejection letter on this web site. Is there perhaps a forum with some examples of rejection letters?

 

This would be helpful.


JRDowell

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Oh well, didn't get reply so composed my own rejection letter and sent it off!

 

Watch this space.


JRDowell

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