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    • Hello and welcome to CAG.   I expect people will be along later with answers for you, as and when they're able to get here.   Would your parents' GP back your father up in being at risk if he carries on working.   Here's information from ACAS in case there's a nugget that's helpful.   https://www.acas.org.uk/coronavirus/vulnerable-people-and-high-risk   Best, HB
    • Miley-was there not a third sheet from DCBL explaining that they were acting as debt collectors only? If not,  a complaint  should be made to the FCA querying whether they are fit and proper to retain their licence.  Many people will be frightened that they have bailiffs about to knock on their door when there is no way that it could happen unless one had lost at Court and then been unable to pay the fine within an allotted time at the very least. And had the fine been paid within one month there would be no  record of the CCJ on their credit report.
    • Hi Emmzzi,   We have been asked to sign the T & C’s for furlough. I was already working from home for protection and wasn’t sure of selection criteria used as not all employees are being furloughed. I could still work from home but employer now wants to furlough me.   Nic
    • Just have an outline of your proposed defence should the court set a side.
    • Hello, I am looking some advice for my elderly father. He is 79  years old. My mother is 73 and in poor health with several medical conditions (none of which meet the 'high risk' criteria the govt has set out however). Both of them have had to stay indoors since mid March because of their age if they catch the virus they are ulikely to recover, and there are plenty of cases of it in our local area. My father has been working for a company delivering car parts for several years to make a living, its a minimum wage job.    We checked the government guidance in mid march which seemed to suggest he was eligible for statutory sick pay as he met the requirements. He tdiscussed this with work who said they would look into it. However the employer has refused him SSP because he is not symptomatic, he's just staying at home so that he doesn't catch it and die.   They have also refused to furlough him because they are saying there is still work available for him and he can come back any time, completely ignoring the fact that it would be at great personal risk to do so at this time, and would also put my mothers life at risk as they live together.   Is the employer correct to refuse both of these? I have read the information from the government over and over but can't see anywhere that says whether employers can outright refuse even just basic SSP, I thought that was illegal?   Since work has kept him employed he can't claim jobseekers or anything like that. Is it just expected for him to go back to work and just hope not to catch it and die? It seems very unfair. My parents have worked hard and paid their dues their whole lives, never claimed a penny in benefits and still having to work in old age, and now something like this happens it seems there is no help for them. I can't seem them being the only ones who will fall into this category and be left to struggle. I am so shocked and disgusted at the way employers can act like this, even when the government is willing to pay 80% of the wages they still won't let workers have it, especially given that it would be out of pocket expense for them until the govt money comes through at the end of april for it. 
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krissy999

Hellooooooooo

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Just a quick hellooo to everyone - am new on here, and will spend some time reading through the details before taking on the Halifax!!

 

I am self employed, so get paid by lots of seperate cheques, had 3 small DDs going out one day, no funds but a substantial cheque was due to clear the next day, which would easily have covered them all, but the Halifax chose to charge me £39 for each one that failed!!! The largest of the DDs was only £11 - how can they justify that? GRRRR!! And they took the money out on the 22nd of December - how mean, Scrooges!!! :x

 

This site is a god-send, I heard about it through a friend, who I will definitely take out for a drink!! :-)

 

Speak soon, Christine

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Easy answer to your question, they can't justify it and thats why you'll get ur money back. Start a thread in the HBOS forum when ur ready.


Ex CAG helper ^_^

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Chris if yours is a business account you will need to pay attention to the deviants in claims.

Main points are the particulars of claim and the references to precedants.


Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Thanks Cheddar and Martin!! I have started reading, and will open a thread as soon as I am sure I know what I'm doing!!

 

Cheddar - I just followed the link to your thread, WOW!! And well done!! :-)

 

Kriss

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