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Yorkshire Bank credit card


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I have recently received a cheque from YBCC services for half the amount I am reclaiming. Do I pursue this and reclaim the remainder with them through moneyclaim?

 

Please advise or if anyone has been in a similar situation I would be happy to hear from you

thanks:confused:

:cool: 20/07/06 - DPL sent

11/08/06 - Chased and faxed DPL letter to Halifax

1 week later received full set of statements (4 yrs)

:o 19/08/06 - Request for £2908.31 letter sent inc interest

:-| 22/08/06 - Standard resp rec'd

:oops: 5/09/06 - Offer of £236 rec'd (are they avin a laff?)

5/08/06 - Sent LBA

8/09/06 sent letter, will accept as part settlement from Halifax not full etc.

12/09/06 - Rec'd offer of £657 (6 mnths charges as full settlement)

15/09/06 - sent letter will accept as part payment on understanding I will recover the remainder etc...

:confused: 19/09/06 - Rec'd another offer of £717? No Deal!

25/09/06 - submitted moneyclaim for full amount + court costs

:D 29/09/06 - Halifax settled in full, £3,028.31

23/10/06 - Halifax credit card settled in full

20/1106 - MBNA stettled in full

23/1106 - Halifax cardcash settled in full

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Hi Bran.

 

Why settle for half a loaf when you can have the whole loaf plus the butter and jam.

 

Send a rejection of offer letter from the templates library.

 

Click on this link for letter......

 

Go for gold.:D

 

Good luck.

Regards, Rooster.

If this has been useful to you, please click on the scales at bottom left of post. Thanks.

 

Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment.

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  • 3 weeks later...

Hi there,

 

Thanks for your response, sorry for the delay in responding it was very encouraging, Yorkshire Bank only replied to my rejection letter on 15th Jan?? I accepted the cheque sent only as part payment on the basis they pay back in full etc etc...... Their response:

 

Thank you for your advising that you have accepted the chq tendered by the bank as "payment to account" only and not as full and final settlement as indicated in the accompanying letter.

 

I would advise that the Bank's position remains unchanged from that which was stated in our final response dated 15 Dec. I would therefore reiterate that encashment of the chq, which was tendered in full and final settlement of your claim against the Bank, will be taken as your acceptance of this.

 

yrs sinc

Neil McKirdy

Cust Rel Mgr

 

Two things, the last paragraph worries me?? Would I still be ok claiming this back legally? And secondly their letter comes from Glasgow (being part of Clydesdale Bank) and I cannot claim on line to Scotland only England and Wales? I've never claimed any other way....They have only paid me half of what they owe plus they have paid me know interest..

 

Your thoughts would be appreciated!

 

Carol

:cool: 20/07/06 - DPL sent

11/08/06 - Chased and faxed DPL letter to Halifax

1 week later received full set of statements (4 yrs)

:o 19/08/06 - Request for £2908.31 letter sent inc interest

:-| 22/08/06 - Standard resp rec'd

:oops: 5/09/06 - Offer of £236 rec'd (are they avin a laff?)

5/08/06 - Sent LBA

8/09/06 sent letter, will accept as part settlement from Halifax not full etc.

12/09/06 - Rec'd offer of £657 (6 mnths charges as full settlement)

15/09/06 - sent letter will accept as part payment on understanding I will recover the remainder etc...

:confused: 19/09/06 - Rec'd another offer of £717? No Deal!

25/09/06 - submitted moneyclaim for full amount + court costs

:D 29/09/06 - Halifax settled in full, £3,028.31

23/10/06 - Halifax credit card settled in full

20/1106 - MBNA stettled in full

23/1106 - Halifax cardcash settled in full

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