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Wwhat can be claimed for?

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Sorry about the cross posting of this but I need a definitive answer:


Can anyone advise on this. I'm going through my statements.


These, I know I CAN claim back.


Paid Item Charge

Failed Cheque Charge

Unauthorised Daily OD Charge

Failed Direct Debit Charge


These I Know I CANNOT claim back.

Monthly O/D Interest

Annual O/D Arrangement Fee


These I need help with

Monthly OD Charge.

Usually this is £5 for each month that you use O/D facilities

bit it has been £8, £20 and £25 on various occasions dependent on whether it was authorised.


Any help please?


(I can't honestly say that their charges forced me into O/D)



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Mortgage Express charges- settled in full after issuing claim



To view the FAQ'S click here: http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

To view the PRELIM letter click here: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/516-1-data-protection-act.html

To view the Letter Before Action click here: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/92-3-letter-before-action.html

To find Registered Address:




If my advise helps click here http://www.consumeractiongroup.co.uk/forum/reputation.php?p=366404

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