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Help - what Can I claim for?

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Can anyone advise on this. I'm going through my statements.


These, I know I CAN claim back.


Paid Item Charge

Failed Cheque Charge

Unauthorised Daily OD Charge

Failed Direct Debit Charge


These I Know I CANNOT claim back.

Monthly O/D Interest

Annual O/D Arrangement Fee


These I need help with

Monthly OD Charge.


Usually this is £5 for each month that you use O/D facilities

bit it has been £8, £20 and £25 on various occasions dependent on whether it was authorised.


Any help please?



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Hi Marantha,


I have put Monthly OD as well with my claim. They do owe this money as on several ocasions they have forced us to use Overdraft facility with these charges.




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