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billyhiccups
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Due to going over my arranged overdraft limit and being unable to pay it back for some time, it was consolidated into a managed loan which i paid back at £50 a month. Subsequently I screwed up again and missed a few payments. It reached the stage where I was just ignoring their letters and trying to sort myself out, but in the end they just closed my account and referred me to a debt collection agency. I have just finished paying off the debt through the agency. Can I still claim bakc the charges from HSBC? I dread to think how much in charges i have paid them over the years but it must be a very handsome sum!

How would I go about this when my account is no longer active?

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My understanding is that it does not matter that the account is now closed. Presume you still have the account details? Without those you will struggle. Follow the steps by step guide in the FAQs. Plus read all other threads in the FAQs - it will take a bit of time, but worth while, so you fully understand the process.

 

Neil.

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  • 12 years later...

This topic was closed on 09 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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Thread Locked

because no one has posted on it for the last 6563 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

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