Court date set, but no longer hold an account?

[Sarah3891]

Hi all,

 

I hope you all had a very merry Christmas! I have received a letter from the county court scheduling the case for Feb 13th. Eeek!

 

From what I can gather, Lloyds seem to hold off settlement until the very last minute, and then have been depositing the funds into customer accounts. Thing is, I haven't been a Lloyds customer for many years so don't have an account with them - should they pay out (fingers crossed!) do they send out a cheque or something? Have had a look through a lot of threads but can only see settlements from current customers - sorry if this is a dud question!

 

Thanks,

 

Sarah

[Rooster-UK]

Hi Sarah,

 

When it comes to settlement time, just specify that you want the payment in the form of a cheque.

 

Regards, Rooster.

[GaryH]

I have received a letter from the county court scheduling the case for Feb 13th. Eeek!

 

So you've received directions to submit your evidance then, yes? Take note of the date it needs to be in by. With regards to your evidance, you need everything from the Basic Court Bundle from the templates library, all correspondence between you and Lloyds, your statements or account information, a schedule, the McNamara interview (templates - soundfiles) and you can edit this to suit your claim and add it to your bundle too - GaryH v Lloyds TSB - WON !! UNCONDITIONALLY !!!!.

 

You need 3 copies of everything. File one at the court, serve one to Lloyds sols and keep one for yourself (this should include the originals).

 

Get this all off and then ring SC&M and ask where their documents are. They should then say that the settlement is in the post.

[Sarah3891]

Thanks both,

 

GaryH - thanks for your note - I hadn't honestly realised the extent of info I needed to send in so am going to sort through it all this week. I do have one problem though - when Lloyds sent me through my schedule of charges, they only included two pages of statement (for an account I had with them for approx 2 years) for a 6-week period which includes two of the four charges I am claiming for - All the charges are listed on the schedule of charges they sent me, but there are no accompanying statement sheets for the second two charges. I didn't question this at the time as I had successfully claimed with HSBC and Natwest without these (using a schedule of charges) and now i'm wondering if I might have caused a problem by not pursuing it? Like I said, they only sent me two sheets of A4 pages for a 6-week period so i'm not sure what to do about this?

 

Any ideas? Will the schedule of charges be enough with the information they have provided me with??

 

Thanks,

 

Sarah

[GaryH]

Any ideas? Will the schedule of charges be enough with the information they have provided me with??

 

Thats absolutely fine. All you need is evidance that the charges have been made. That list is what they provided under your SAR, so it'll be good enough for the court. In fact that was what I put in my bundle too, rather than full statements.