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Hi all - been following lots of these tracks for a while and have my own claim in progress - only now getting round to starting my own thread. Latest status is that I've received the defence response from Cobbett's and a request for more information - thanks to BigCol and others who have responses on their threads about how to deal with that one.

I've also just today received the AQ from my local court (Southport) and I've a question about witnesses - I noticed this mentioned on other threads but haven't researched it fully yet - any advice on this would be appreciated.

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:D

Hi all - been following lots of these tracks for a while and have my own claim in progress - only now getting round to starting my own thread. Latest status is that I've received the defence response from Cobbett's and a request for more information - thanks to BigCol and others who have responses on their threads about how to deal with that one.

I've also just today received the AQ from my local court (Southport) and I've a question about witnesses - I noticed this mentioned on other threads but haven't researched it fully yet - any advice on this would be appreciated.

 

You will not need or have any witnesses. :)

 

 

 

 

 

I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

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Hi Paul.

 

Well, now that you've started your own thread, how about filling us in on everything you've done. Every response you've received. And exactly whereabouts in your claim you are.

Then we might be in a position to comment.

We do ask this of all new users when they register.

 

Regards, Rooster.

If this has been useful to you, please click on the scales at bottom left of post. Thanks.

 

Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment.

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LivelyLad / Rooster - thanks for the quick response.

To date I've received very little communication from the bank save the standard sorry you're not happy blah blah. I've followed the procedures to date to as per the guides the SAR was submitted in August and a request for communication with the charges sent in September, the LBA followed in Oct - in between the preliminary request and the LBA I got a response saying they were looking into it from the deputy branch manager and did not hear anything back whatsoever. No further communication was forthcoming and so I submitted a claim via MCOL on 21st November.

I received two days ago a letter from Cobbett's saying they had submitted a defence and requesting more information based around CPR18 and UCTA 1977 but I've read threads from BigCol and others around this defence tactic and have sent off a response similar to the ones they had written today.

This morning I received a letter from the courts saying that the case had been transferred locally and with the AQ questionairre - which was where my question about witnesses came in.

My claim is for around £3200 including the interest and the charges.

 

Thanks, Paul

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Ok this is the standard response from the template library.

 

Quote:

Section D - Witnesses

So far as you know at this stage, how many witnesses (other than yourself) do you intend to call to give evidence at the hearing?

Enter the number of witnesses you intend to call to give evidence not including yourself or any expert witness

Typically this would be 0

 

Here is the full template.

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html

  • Haha 1

 

 

 

 

 

I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

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  • 3 weeks later...

Update : Offer letter from Cobbetts received - they have offered me £1600 as a goodwill gesture as their client considers that my claim will fail in court - they've laid out the standard offer conditions not to disclose the offer etc, full and final settlement..

I've sent back my response today informing them that I will not be accpeting this as full payment but will accept it as part payment and do not agree to their conditions.

Allocation questionairres are due back to court tomorrow - will be handing it in personally so I can have a word with the court clerk on dates etc..

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  • 2 weeks later...
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