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Hi all,


Hope someone can give a tad of advice. Sent SAR off to First Direct today. The a/c was closed about 18 months ago, and we are currently repaying the overdraft and loan to them via a Debt Management Plan (thanks to Payplan). Is it likely that FD might get the hump and decide not to accept the DMP anymore. Has anyone had experience or knowledge of this. Not that it's going to put me off, they are still going to kiss my plums:confused:



First Direct - S.A.R - (Subject Access Request) sent 29/12/06

Statements recieved 15/1/07 - >£3000 owed

Prelim sent 16.01.07

Partial offer received 01.02.2007

LBA and letter rejecting paltry offer sent 02.02.2007

MCOL filed mid Feb 07

AQ 26th March



BoS - S.A.R - (Subject Access Request) sent 29/12/06

Statements received 1.02.2007 - Prelim sent 02.02.2007

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I don't think that they can refuse a payment plan on those grounds.


Probably the worst they can do to you is threaten this and that and be plain nasty on the 'phone. If they do contact you, then insist that everything is put in writing and maintain your usual payments. It is very unlikely that they will refuse your payment plan in writing !


Meanwhile, wait for the SAR info. :)

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