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    • Thanks Andy,  Just need guidance on which boxes (i.e am I disputing the debt, if so why) etc.  Also, do we still need to pay £1 for the copy of the CCA, or can I request it as part of sending in the reply form? Cheers
    • @HP Mum - you've been here a long time and you have certainly been here long enough to know that we regularly ask people to avoid posting solid blocks of text because it makes it very difficult for the site team to engage and also other people who might be interested in what you have to say or maybe even give advice themselves. It's especially difficult using small screens such as telephones and telephone screens are more and more commonly used nowadays. When solid blocks of text are posted by new people, we figure they don't know any better and so we go in and edit the block and introduce proper spacing and punctuation and asked them to avoid doing in future. However you are a seasoned Cagger Your solid block of text is very long and to add to the difficulty, you have used the smaller font. I'm going to remove your post and if you want to post again then please would you bear in mind the interests of the people who are reading and who want to help you. Thank you
    • USe ours not theirs. https://www.consumeractiongroup.co.uk/topic/406231-the-pre-action-protocol-for-debt-claims-is-made-by-the-master-of-the-rolls-as-head-of-civil-justice-1st-oct-2017/#comment-5145126   Andy
    • A little thinking out of the box here by Lowell....   (2B)The duty imposed on the creditor by subsection (1) may be discharged by another person acting on the creditor's behalf.] (3)Subsection (1) does not apply to— (a)an agreement under which no sum is, or will or may become, payable by the debtor, or (b)a request made less than one month after a previous request under that subsection relating to the same agreement was complied with.   So in layman's terms they say that they are not at liberty to comply with sec77 because the agreement has ended and that nothing is due from yourself. Happy days so no chance of this debt ever seeing the inside of a court room.   Andy
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.


      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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misuse of partners freedom pass

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please move on now and concentrate and spend your time getting your begging email ready and sorted, members will help.

what date is on that 1st TfL letter please?

when does your 10 days to reply time expire?

stop running around like a headless chicken now & delaying doing important things by looking and worrying about what could happen etc etc bla bla bla.

get that begging email sorted....

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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the date is 19/04/24, so i have until 29/4/24 to reply?

Yes, i will send my draft of my begging letter 


Dear Sir/Madam,

TFL case number: ****

I would like to thank TFL for providing me the opportunity to explain my behaviour. I realised the stupidity of what I have done and wish to seek a resolution to this matter.

I have no valid excuse for this action and I am extremely sorry and deeply regret my action. I hope you will accept my sincere apologies. Nothing can justify my action.

I am aware that TFL are only able to operate if everyone pays their fare correctly and I feel so guilty about attempting to breach public trust. This has caused me sleepness nights and raised my anxieties. I have history of anxiety. This has been a hard lesson learnt.

I have never been in trouble with the law in the past and I ensure that I won’t be in the future. I am and will be using my oyster card (PAYG).

I would like to humbly appeal to TFL to allow me to settle this matter out of court and avoid going to prosecution given the adverse consequences it can have on me and my family. I am very concerned that prosecution for the first time and I would like to make restitution for my action. Having a criminal offense on my record will have detrimental consequences on me. I have always been a law abiding person and have no previous offences.

I would really appreciate if I can be given the opportunity to pay for any unpaid fares plus any charges and/or administrative cost which have been incurred by TFL due to this incident.

I am sincerely remorseful and ashamed of myself, and I fully appreciate the severity and stupidity of my transgressions. Again, I would like to offer my sincerest apologies.

Yours Faithfully,
My Name

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Pretty good first draft


Only question I have is did you use a template from this forum to write it?


Parts of It just seems very familiar, and I'm concerned if TFL see people just copying and pasting stuff they've seen before it won't be as effective.


If not then I'd say its good but allow others to give their feedback.

 I do not hold any legal qualification.

Nothing I say is meant as or should be taken as legal advice.



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I've just noticed this so wanted to my apologies for my response to this yesterday I didn't realise his name was worry, I thought you meant worry as in be concerned not referring to his name.


My apologies.

 I do not hold any legal qualification.

Nothing I say is meant as or should be taken as legal advice.



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Hi All, 

I have tried to use my own words as much as possible, any better suggestions are welcome. 

I have been sleepless and hence i can't really think of alternative words, will definitely give it another go if you have points that i may have left out?


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