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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • UsedCarMan
      Lowell/Shoes SPC Claim Forfar Sheriff Court - Old Newday Credit Card.

      By UsedCarMan · Posted

      Are these the important pages I need to upload ? 1.  pages 1-4 are court form 10a 2.  2 pages of the CCA agreement  3.  Default notice from NewDay, 22/02/20 4.   Lowell letter stating they own debt ,     Dated 16/11/20 5. Unheaded letter also dated 16/11/20 from NewDay saying they assigned “all of the respective rights etc,”  to Lowell on 23/10/20 I make this 9 relevant pages from what I can see   ( all other pages are statements/default notes and lots of FCA info sheets) just needing your confirmation in advance as I don’t want to send over pages that are not required thank you  UCM      
    • HP Mum
      my Leasehold/Freehold property and it's issues.

      By HP Mum · Posted

      Just out of curiosity aesmith - are you a lawyer?
    • HP Mum
      my Leasehold/Freehold property and it's issues.

      By HP Mum · Posted

      I spoke to a pro-bono entity this afternoon.  They advise I must initiate a claim in the court v the receiver if I want to then file an application for an order for sale.  I must have a claim/ proceedings to be able to force a sale. The judge in the current proceedings  has told me that I cannot force the lender to sell and the lender cannot interfere either.   If the receiver isn't acting correctly and isn't selling - this means I must make a claim against the receiver I could initiate a claim. Or much quicker  - the other entity - with a charge already - could use that to make an application for an order for sale.
    • GB_Joe
      EPC ANPR PCN - Overstay - Solent Retail Havant Car Park, PO9 1ND

      By GB_Joe · Posted

      Thanks Dave It's not too far away, about 8 or 9 miles, so I will probably venture over on my bike if I can't think of a good reason to drive there again! I'll have a chat with Mrs GB_Joe tomorrow and see which shops they visited, I know M&S was on the list (had to try on multiple sets of trousers!) and they are actually in that bit of retail park. The uniform shop is across the way in the Meridian Centre, so probably not helpful to get them involved.
    • lookinforinfo
      PCM PCN - Royale Leisure Park - W3 (London)

      By lookinforinfo · Posted

      As they have failed to deliver their original PCN you will need to send them an SAR where they should provide that PCN. It should show the address they used . If it is not your current one that would explain the non delivery. If it was correct then perhaps the Post office messed up. A more cynical view would be that UKPC didn't send it so that you couldn't claim the reduction. It appears that UKPC have been there for some time  but I have been unable to find any pictures of their Notices.The leisure park itself is pretty big so while some parts maybe give 5 hours free parking other parts may have restrictions like permits. I haven't been there for years -I went  to Nandos and the bowling centre . I am surprised that they are now infested with UKPC as the place is plenty big enough not to require their dubious services. If you live not to far away it would help if you could get some legible pictures of their signs. Be carful to park in an area that doesn't require a permit and take photos of the entrance signs, the five hour sign and the permit only sign as well as any other signs that are different from the previous signs. Also if their is a payment machine could you please photograph that.

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      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

2nd claim in process - threat to close account

LouLou

By LouLou
in Barclays Bank

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LouLou

LouLou

Posted
Posted

I have already received £2400 from Barclays after successfully following the process, so I thought I'd claim back charges I have received recently.

 

After my first letter, I have a response which says, the first payment they made was a gesture of good will and that I should consider banking elsewhere if I do not agree to the terms and conditions.

 

Reading between the lines it looks like they may close my account if I go ahead with the second claim (its for £400)

 

Has anyone else made a successful second claim from Barclays? Are these empty threats?

 

Thanks Louise

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mooreda

mooreda

Posted
Posted

At the end of the day it's your money they have taken because of their unlawful penalty charges - you should proceed and just open another account elsewhere just in case they do close your account! £400 is a lot of money! I know I wouldn't let them get away with it!!

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TANZARELLI

TANZARELLI

Posted
Posted

I am going to claim for the second time with Barclays as I have already had £1950.73 from them for charges from the last six years, but have now sent a SAR to get statements from when I opened the account. The reason this was not done previously was because I just phoned for the statements. I am going to start a claim for any charges prior to 2000. I don't really use this account so it wouldn't bother me if they did shut it as I also have one with LTSB and HSBC as well as a post office account.

 

The way I see it is if the want to close your account because they know they are in the wrong, do you really want to do business with them anyway.

 

Also £400 is a tidy sum, and they should not have taken it from you.

 

I would definately go for it. Open a new account first though, if you haven't already.

 

Tanz

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kippy2

kippy2

Posted
Posted
I should consider banking elsewhere if I do not agree to the terms and conditions.

 

Reading between the lines it looks like they may close my account if I go ahead with the second claim (its for £400)

 

Has anyone else made a successful second claim from Barclays? Are these empty threats?

 

/quote]

 

yes empty threats ...barclays generally do not close accounts.

 

yes second claim paid up

 

should consider does not mean they are closing the account...if they do you should have a parachute one up and running...they have 30 days to inform you they are closing your account ..:)

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TANZARELLI

TANZARELLI

Posted
Posted
Tanz. Barclays are obstinate in providing the last six years of statements. You will have a battle on your hands to get statments going back further than this.

 

Let battle commence.

 

I will have a go anyway and what the worse that can happen, I loose £10, I will argue that this is refunded.

 

No harm in trying as its my money.

 

Tanz

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stan5131

stan5131

Posted
Posted

Maybe so. But you cant say for certain that they will not close the account following a second claim. Some people have got away with making a second claim, and some have had their accounts closed. It is not inconceivable for this to happen. Dont forget that the banks are changing tactics all the time. Im not saying it will happen, but we all need to be aware that it is possible.

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LouLou

LouLou

Posted
  • Author
Posted

Thanks for all your replies, I have set up a contingency account with NatWest which was a lot easier than I thought, so I shall go for the 2nd Claim. You are right £400 is a lot and I'm going to go all the way!

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j.barton1

j.barton1

Posted
Posted

Hi, I've got a claim awaiting a mercantile hearing with barclays, when my husband used his card, the machine retained it, we went into the branch and they told us because our account was badly managed they wouldnt let use use it anymore, but wouldnt close it till the balance was nil. we were not up to our o/d limit so they said if we needed any cash we would have to go into branch tell them why we needed money and ask if we could have it !!! So beware they are not empty threats, luckily we had another account with sainsburys. But this definatly rocked the boat.

 

jenny:rolleyes:

If this has helped in any way please click on the scales..

 

Useful links to help with your claim

 

FAQ’s

http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/

 

Letter Templates

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/

 

Interest Spreadsheet

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html

 

Court N1 form

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

 

Mcol Particulars of Claim

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/34887-5-money-claim-line.html

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TANZARELLI

TANZARELLI

Posted
Posted
Hi, I've got a claim awaiting a mercantile hearing with barclays, when my husband used his card, the machine retained it, we went into the branch and they told us because our account was badly managed they wouldnt let use use it anymore, but wouldnt close it till the balance was nil. we were not up to our o/d limit so they said if we needed any cash we would have to go into branch tell them why we needed money and ask if we could have it !!! So beware they are not empty threats, luckily we had another account with sainsburys. But this definatly rocked the boat.

 

jenny:rolleyes:

 

I think we all need to recognise that this is a real possibility and that it may happen. I personally think that the banks will at some stage fight back, in some way shape or form. We all need to cover our backs by opening parachute accounts and trying our best to run them smoothly.

 

Tanz

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