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    • Budget Star Limited   Registered Address: 26 Bridge Road, Saltley, Birmingham, England, B8 1TD   Company Number: 12819679   Company Status: Active   Company Type: Private Limited Company   Incorporated: 18th August 2020   Director: Mohammed Waqar   Companies House Link: BUDGET STAR LIMITED overview - Find and update company information - GOV.UK FIND-AND-UPDATE.COMPANY-INFORMATION.SERVICE.GOV.UK BUDGET STAR LIMITED - Free company information from Companies House including registered office address, filing history, accounts, annual return...     Endole Link: Budget Star Limited - Company Profile - Endole SUITE.ENDOLE.CO.UK Budget Star Limited is an active company located in Birmingham, West Midlands. View Budget Star Limited profile, shareholders, contacts...    
    • Thanks. I did all that but I will try it again. Strange thing is that although the screen says it’s me, the user profile is my daughter. I will try again but reckon I will need to call them. 
    • Hi   It a bit late now as you have sent them a letter before action but I would have waited for their response to those questions especially number 1. and to clarify for you asking these question would not put you in the position of Mears implying that you agree the money is owed as this money for the Roof Repairs is in Dispute with yourself (Landlord).   I would wait and see what response you get from Mears.   Also have a good look at Mears website and see what other bodies they are registered with   In the mean time something else to consider sending Mears is a Subject Access Request (SAR) asking for 'ALL DATA' that simple phrase covers all data they hold whatever format they hold it in whether it be recorded calls, written, emails etc.   They then have 30 Calendar Days to respond to your SAR Request, this time limit only starts once they acknowledge your SAR Request.   If they completely ignore your SAR Request then you make a complaint to the Information Commissioners Office (ICO):   Your right of access ICO.ORG.UK     What to do if the organisation does not respond or you are dissatisfied with the outcome ICO.ORG.UK   Make sure and put it in writing and get Free Proof of Posting from Post Office   Note: a SAR is now Free there should be no cost involved due to the DPA 2018 & GDPR 2018   I know I have asked a couple of times now but is there any reason why you can't post up a Redacted copy of that Agreement with Mears (in PDF Format)?    
    • Sorry I can't edit the post now meant to change it so that the Claiment is (lowell portfolio LTD)   I have done everything you have said already.   registered online on the GOV site, I have my date set already to file for defence which is 2nd February, CCA request sent off along with CPR forms recorded with postal order.   I have had a reply back already from Overdales sending me the same CCA information as last time.   All that is left to do now is file my defence online. Overdales no longer wish to respond to me unless I make payments. I will file my defence online Thursday next week. (my DO work)   post #6 has the CCA information overdales sent me as per post #20 if you could cast your eyes on the PDF document again they don't seem to have sent much and it's what they appear to be using in court.   Would you say that is enough info for them to use should it go that far? my defence is that they haven't supplied all the paper work to make and informed decision about the debt and they haven't complied with any S78 request or offered any explanation as to the missing documentation I have asked for it has left me in a position regarding payments to any debts up in the air because there isn't enough information regarding the debts.   Thanks   Again
    • name of claimant is not overdales - a solicitor representing a client cannot be the claimant.   pop up on the MCOL website detailed on the claimform. [if mcol is not working return after the w/end or the next day if week time] .  register as an individual on the Gov't Gateway Site Go to HMRC's login page. Click the GREEN sign in button. Click “Create sign in details” Enter your email address where asked. You will now be emailed a confirmation code. ... You will now be issued with a User ID for your government gateway account.  note down your details inc the long gateway number given, you might need it later.  then log in to the MCOL Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform .  defend all  leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit MCOL. .. get a CCA Request running to the claimant ...YOU MUST SEND A CCA REQUEST FOR EACH DEBT IN THEIR POC https://www.consumeractiongroup.co.uk/topic/332502-cca-request-consumer-credit-act-1974-updated-january-2015/ .. Leave the £1 PO unsigned and uncrossed . get a CPR  31:14  request running to the solicitors [if one is not listed send to the claimant] ... .[use our other CPR letter if the claim is for an OD or Telecom Debt] . https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ . on BOTH type your name ONLY Do Not sign anything . you DO NOT await the return of ANY paperwork  you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count] ..............      
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Estellabianca V Abbey


Estellabianca
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Thanks a lot :) . Do you have a template letter about refusing a full and final settlement offer but making another offer of settlement before the court date. Abbey offered me £1700 but I want to tell them that i won't go to court if they pay me £2000 ( they owe me around £2300). I'm ready to settle for £ 2000 and avoid the court. I need a ready made letter please. Thanks a lot in advance.

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Pick any one of these you like

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html

 

Estelle.................................hold out for more money.It's yours remember, and think how hard you have to work to earn £300 after tax!!

 

 

Don't tell them your bottom limit, or else they'll try and get you to accpet less...............

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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I need urgent help i've just received this order general form of judgment sent by the court What does it mean? do I have to prepare the bundle for wednesday or not yet? :

 

1) the action is stayed until wednesday 20th june 2007 during which period the parties shall try to settle the matter or narrow the issues or refer the matter to mediation...

 

2)by 4 pm on wednesday, 20 th june 2007 the claimant shall notifiy the court in writing of the outcome of negociations ( without disclosing any matters which remain subject to without prejudice terms) and what, if any, further directions are required. Failure to comply with this direction or to engage properly in negociationns may result in the application of sanctions. If settlement has been reached, the parties shall lodge a consent order signed by all of them.

 

3) Because this order has been made by the court without considering representations from the parties, the parties have the right to apply to have the order set aside varied or stayed. A party wishing to make an application must send or deliver theapplication to the court ( together with any appropriate fee )to arrive within seven days of service of this order.

 

I am about to email inga to ask her to settle before court as i can't reach her by phone, can you help me and give me a nice ready made email?

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sounds like a directions hearing to me estelle, in which case you don't need a cb....I'll see if I can find a link to give you an idea what to expect

 

But I would keep trying as hards as possible with Inga, to agree a settelment

 

but if you find their phone engaged...............it's because it's me doing the same!!

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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I EMAILED INGA YESTERDAY WITH A SETTLEMENT OFFER, HERE IS WHAT SHE REPLIED, THE JUDGE GAVE US UNTIL TOMOROW 4 PM TO SETTLE, WHAT SHOULD BE MY NEXT MOVE? (it's my second or third attempt to settle only coz I was in hospital for 2 weeks):

Without prejudice"

 

Dear Madam

 

Thank you for your email, however we are instructed to reject your offer. Our offer of £1716.50 is more than reasonable in view of the transactions that have occurred on your account. Further, we do not believe that an offer of settlement representing a £188.00 reduction in the total value of your claim 1 day prior to the end of a period of stay for settlement, represents a genuine attempt by you to resolve this matter without recourse to the Courts.

 

There is no entitlement to claim for preparation for a court bundle that has not been ordered to be served by the Court.

 

Should you wish to reconsider your position we will be more than happy to continue discussions.

 

Kind regards,

 

Inga Kirkman

 

Can anyone help me with writing a letter to the judge saying that no settlement was possible durin the stay period? any template?

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  • 2 weeks later...

:( How come nobody is helping me anymore:-? ??? What did I do wrong?

I wrote to the judge last week ( at the end of the stay period) saying that no settlement was agreed between abbey and myself because their offer was not reasonable and that abbey had refused my offer. I asked for a court date. I've since written to inga three times and given her more chances to pay me the amount that I want out of court but she 's ignored me completely and hasn't even bothered reply. ANY ADVICES ARE WELCOME. Thank you. Please reply, a bit of support would be nice especially at this time.

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Hi there

 

I really can't offer you much help, but at least this will bump your thread back up to the top.

 

Are you using the new email address for Inga & Co? Read on another thread that they moved offices last week and changed emails.

 

It is now [email protected] if that helps. She is out of the office on Monday but you should get an auto response with another name on it - Ronan Coyle I think - to contact.

 

Hope that helps a bit.

 

Best regards

 

Jo xx

Six Nations Champions 2009

Triple Crown 2009

Grand Slam 2009

:cool::-D:cool:

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hi estelle,

 

sorry about ignoring you.new job=less time for me on here I'm afraid.

 

I merely referred to the irish report.............192 pages isn't necessary

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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:) Good news everyone I WON!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Inga and I agreed to settle at £2000 and I haven't received any directions from the court or court date yet (in total it was £ 2300 including costs and interest). I harassed her with emails until she accepts to pay £2000. That's great!! I'm so happy!!:razz: Thanks to you and to this site. I will make a donation as soon as I receive the monies.

 

Just a final question: I asked Inga to post me a cheque but she replied that if my account was opened it will be paid in it but I really want a cheque, is this normale procedure??? Don't I have a choice to choose between a money transfer or a cheque???:confused: ( as I'm £1000 overdrawn, I don't want my money to go into this account just in case they decide to stop my overdraft facility taking half of the refunded money)

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CONGRATULATIONS!!

WELL DONE:D :D

 

ps

 

if you want a cheque payable to you then you are entitled to one...after all it's your money..........................but I would be very surprised if they agreed to it :|

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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Congratulations well done

Nat West Settled 2 acct's before action:

 

£2194.77 settled £1904.00 08/01/2007 less interest

£650.93 Settled overpaid GOGW £850.00 02/01/2007

 

Applied Abbey statements -40 day up 24/04/06(arrived 30/06/06)

Prem 04/01/2007 - reply rcvd 22nd Jan advising not paying

LBA 22/01/07

 

14/02/07 N1 filed @ local court

21/02/07 issued claim

23/02/07 deemed served

25/02/07 Abbey acknowledgement defend in full.

19/03/07 defence + 50% GOGW

13/04/07 AQ final day for submission

30/04/07 DEFENCE STRUCK OUT "ABUSE OF PROCESS"

01/05/07 Judgement order

8/05/07 Warrant of Execution requested

 

 

Media coverage :D

 

http://news.bbc.co.uk/1/hi/business/6701231.stm

 

http://www.newburytoday.co.uk/News/Article.aspx?articleID=4505

 

 

If you find my post helpfull then please click my scales:)

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EXCELLENT NEWS :D

 

Really chuffed for you, on one hand.........

 

But, on the other, they do seem to insist on paying the settlement into an open Abbey account :( - however, it then clears your o/d and gives you cash in hand, so it's not too bad?

 

Take care and best regards

 

Jo xx

Six Nations Champions 2009

Triple Crown 2009

Grand Slam 2009

:cool::-D:cool:

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  • 11 months later...

Hi everyone.I am back:( after winning my case against Abbey last year.

This time Abbey charged me again around £800. So I followed AGAIN the same route as before, took them to court. After sending the AQ I received(a month later) a court oder: the claim is stayed bla bla bla until 15th June. At the end the letter says within 28 days of the end of the period of stay the claimant and the defendant shall notify the court in writing of their proposals for he further case management of the claim,by agreement if possible (dated 15May) :confused:not sure what to do?? Can you explain plz? What should I do now?

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