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    • Check the Councils website responsible for that road and look for Gritting.   My own Council under Gritting you can download PDFs which show their priority for Gritting Roads. 
    • Sorry to bother but is there a specific way of searching for such things? i am just searching through everything inside Debt Collection Agencies is that correct?   i found these threads, am i on the right lines and are these enough of an outline to go off of? And i should just personalise this to my cicumstances? https://www.consumeractiongroup.co.uk/topic/443269-cabotmortimer-claimform-old-new-day-aqua-card-debt/#comment-5146014 https://www.consumeractiongroup.co.uk/topic/432443-cabotmortimer-claimform-old-newday-marbles-credit-card-debt/#comment-5098232   And i found a thread with all of these posted inside http://www.consumeractiongroup.co.uk/forum/legal-issues/156156-help-mum-being-taken.html#post1665130   http://www.consumeractiongroup.co.uk/forum/dca-legal-successes/126111-cl-finance-ltd-recieved-4.html#post1350484   http://www.consumeractiongroup.co.uk/forum/general-debt-issues/121774-lloyds-tsb-credit-card-5.html#post1461198   http://www.consumeractiongroup.co.uk/forum/legal-issues/144007-help-amex-no-cca-3.html#post1549360   http://www.consumeractiongroup.co.uk/forum/legal-issues/160703-urgent-help-needed-robinson.html#post1721582   http://www.consumeractiongroup.co.uk/forum/legal-issues/161469-1st-credit-animal-2.html   http://www.consumeractiongroup.co.uk/forum/legal-issues/157973-welcome-fianance-court-case-4.html#post1704890   also https://www.consumeractiongroup.co.uk/topic/404591-backdoor-pra-ccj-old-lloyds-credit-card-debt-sent-to-pulled-down-house-site/page/2/#comments   And    https://www.consumeractiongroup.co.uk/topic/212949-urgent-help-needed-with-defense-weightmansequidebt/#comment-2583281   And   https://www.consumeractiongroup.co.uk/topic/420714-lowell-claim-form-old-cat-debt-claim-discontinued/#comment-5044541   Thank you very much  
    • Hi axil23   I have to agree with Andyorch    They cannot withhold they Rent Payment due to you the Landlord for any reason nor can they do so with your dispute over the Roof Repairs carried out without you consent/knowledge then been given a bill for £1800-£1900.   The Roof Repairs Dispute as said is completely separate issue so they should not withhold rent.   Have you asked the person you employed to inspect and repair the roof to provided you with a letter of their inspection of the roof and the work carried out to repair the roof?   Have you wrote to Mears and asked clarification on the following:   I now require full Clarification why to date you are withholding Rent Payments to myself as the Landlord of the Property at (insert full Address) and require the following:   1.  Clarification why you are withholding these Rents Payment and where it states this in the Agreement I have Signed with yourselves and also the Tenancy Agreement for this property signed by yourselves?   2. Clarification why I was not notified of any Roof Repairs being carried out to my Property without my knowledge or consent by Mears Ltd.   3. Clarification of what quotes were obtained for these works and to be provided with copies of these.   4. Clarification of the Name of the Contractor used to carry out these repairs and a copy of the Final Invoice from this Contractor.   5. Clarification If a Scaffolder was employed of that Contractors name and a copy of their Invoice for the works.   6. Clarification of the Asbestos Survey Contractors Name and to be provided with copies of the Invoice.   7. Clarification of the Party Wall Agreement and to be provided with Copies and Invoice. As I previously asked could you post up a Redacted copy (in PDF Format)  of the Agreement you have Signed with Mears
    • nothing much i doubt.   even if it is 'bad' it would only be a small monthly repayment   go onto the DWP website and type in SAR  then fill it out and send it.   if they are going to make deductions they MUST hold the evidence you owe it.   dx    
    • People are continuing to use less cash after new figures revealed the number of ATM withdrawals fell 6% annually.View the full article
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Estellabianca V Abbey


Estellabianca
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Thanks a lot :) . Do you have a template letter about refusing a full and final settlement offer but making another offer of settlement before the court date. Abbey offered me £1700 but I want to tell them that i won't go to court if they pay me £2000 ( they owe me around £2300). I'm ready to settle for £ 2000 and avoid the court. I need a ready made letter please. Thanks a lot in advance.

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Pick any one of these you like

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html

 

Estelle.................................hold out for more money.It's yours remember, and think how hard you have to work to earn £300 after tax!!

 

 

Don't tell them your bottom limit, or else they'll try and get you to accpet less...............

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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I need urgent help i've just received this order general form of judgment sent by the court What does it mean? do I have to prepare the bundle for wednesday or not yet? :

 

1) the action is stayed until wednesday 20th june 2007 during which period the parties shall try to settle the matter or narrow the issues or refer the matter to mediation...

 

2)by 4 pm on wednesday, 20 th june 2007 the claimant shall notifiy the court in writing of the outcome of negociations ( without disclosing any matters which remain subject to without prejudice terms) and what, if any, further directions are required. Failure to comply with this direction or to engage properly in negociationns may result in the application of sanctions. If settlement has been reached, the parties shall lodge a consent order signed by all of them.

 

3) Because this order has been made by the court without considering representations from the parties, the parties have the right to apply to have the order set aside varied or stayed. A party wishing to make an application must send or deliver theapplication to the court ( together with any appropriate fee )to arrive within seven days of service of this order.

 

I am about to email inga to ask her to settle before court as i can't reach her by phone, can you help me and give me a nice ready made email?

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sounds like a directions hearing to me estelle, in which case you don't need a cb....I'll see if I can find a link to give you an idea what to expect

 

But I would keep trying as hards as possible with Inga, to agree a settelment

 

but if you find their phone engaged...............it's because it's me doing the same!!

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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I EMAILED INGA YESTERDAY WITH A SETTLEMENT OFFER, HERE IS WHAT SHE REPLIED, THE JUDGE GAVE US UNTIL TOMOROW 4 PM TO SETTLE, WHAT SHOULD BE MY NEXT MOVE? (it's my second or third attempt to settle only coz I was in hospital for 2 weeks):

Without prejudice"

 

Dear Madam

 

Thank you for your email, however we are instructed to reject your offer. Our offer of £1716.50 is more than reasonable in view of the transactions that have occurred on your account. Further, we do not believe that an offer of settlement representing a £188.00 reduction in the total value of your claim 1 day prior to the end of a period of stay for settlement, represents a genuine attempt by you to resolve this matter without recourse to the Courts.

 

There is no entitlement to claim for preparation for a court bundle that has not been ordered to be served by the Court.

 

Should you wish to reconsider your position we will be more than happy to continue discussions.

 

Kind regards,

 

Inga Kirkman

 

Can anyone help me with writing a letter to the judge saying that no settlement was possible durin the stay period? any template?

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  • 2 weeks later...

:( How come nobody is helping me anymore:-? ??? What did I do wrong?

I wrote to the judge last week ( at the end of the stay period) saying that no settlement was agreed between abbey and myself because their offer was not reasonable and that abbey had refused my offer. I asked for a court date. I've since written to inga three times and given her more chances to pay me the amount that I want out of court but she 's ignored me completely and hasn't even bothered reply. ANY ADVICES ARE WELCOME. Thank you. Please reply, a bit of support would be nice especially at this time.

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Hi there

 

I really can't offer you much help, but at least this will bump your thread back up to the top.

 

Are you using the new email address for Inga & Co? Read on another thread that they moved offices last week and changed emails.

 

It is now [email protected] if that helps. She is out of the office on Monday but you should get an auto response with another name on it - Ronan Coyle I think - to contact.

 

Hope that helps a bit.

 

Best regards

 

Jo xx

Six Nations Champions 2009

Triple Crown 2009

Grand Slam 2009

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hi estelle,

 

sorry about ignoring you.new job=less time for me on here I'm afraid.

 

I merely referred to the irish report.............192 pages isn't necessary

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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:) Good news everyone I WON!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Inga and I agreed to settle at £2000 and I haven't received any directions from the court or court date yet (in total it was £ 2300 including costs and interest). I harassed her with emails until she accepts to pay £2000. That's great!! I'm so happy!!:razz: Thanks to you and to this site. I will make a donation as soon as I receive the monies.

 

Just a final question: I asked Inga to post me a cheque but she replied that if my account was opened it will be paid in it but I really want a cheque, is this normale procedure??? Don't I have a choice to choose between a money transfer or a cheque???:confused: ( as I'm £1000 overdrawn, I don't want my money to go into this account just in case they decide to stop my overdraft facility taking half of the refunded money)

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CONGRATULATIONS!!

WELL DONE:D :D

 

ps

 

if you want a cheque payable to you then you are entitled to one...after all it's your money..........................but I would be very surprised if they agreed to it :|

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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Congratulations well done

Nat West Settled 2 acct's before action:

 

£2194.77 settled £1904.00 08/01/2007 less interest

£650.93 Settled overpaid GOGW £850.00 02/01/2007

 

Applied Abbey statements -40 day up 24/04/06(arrived 30/06/06)

Prem 04/01/2007 - reply rcvd 22nd Jan advising not paying

LBA 22/01/07

 

14/02/07 N1 filed @ local court

21/02/07 issued claim

23/02/07 deemed served

25/02/07 Abbey acknowledgement defend in full.

19/03/07 defence + 50% GOGW

13/04/07 AQ final day for submission

30/04/07 DEFENCE STRUCK OUT "ABUSE OF PROCESS"

01/05/07 Judgement order

8/05/07 Warrant of Execution requested

 

 

Media coverage :D

 

http://news.bbc.co.uk/1/hi/business/6701231.stm

 

http://www.newburytoday.co.uk/News/Article.aspx?articleID=4505

 

 

If you find my post helpfull then please click my scales:)

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EXCELLENT NEWS :D

 

Really chuffed for you, on one hand.........

 

But, on the other, they do seem to insist on paying the settlement into an open Abbey account :( - however, it then clears your o/d and gives you cash in hand, so it's not too bad?

 

Take care and best regards

 

Jo xx

Six Nations Champions 2009

Triple Crown 2009

Grand Slam 2009

:cool::-D:cool:

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  • 11 months later...

Hi everyone.I am back:( after winning my case against Abbey last year.

This time Abbey charged me again around £800. So I followed AGAIN the same route as before, took them to court. After sending the AQ I received(a month later) a court oder: the claim is stayed bla bla bla until 15th June. At the end the letter says within 28 days of the end of the period of stay the claimant and the defendant shall notify the court in writing of their proposals for he further case management of the claim,by agreement if possible (dated 15May) :confused:not sure what to do?? Can you explain plz? What should I do now?

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