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    • thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
    • Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called. I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job. However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still haven't sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
    • The clock is ticking for savings providers. They now have just a few weeks left to get their act together and start offering loyal customers a good deal.View the full article
    • Thank you dx I'll get on with it  Much appreciated  H
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UKPC 2x windscreen PNC's claimform - - forgot permit - appealed - res parking my own space - East Croft House, 86 Northolt Road, South Harrow, HA2 0ES - *** Claim Dismissed ***


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I don't quite know how they've made the balance out to be £599, but anyway ...

Ho!  Ho!  Ho!  If their case for £600 is so good, why are they prepared to accept £200?  I think we can work that one out.

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  • 2 weeks later...

Just a quick message that I have my small claims court case later today at 2pm. Although the court has already emailed to say it will be a "floating case" so who knows at what time they will see me.

I know one of my friends who went last year and he said that the judge hadn't even read his witness statement and he subsequently lost his case so that worries me a little. Not sure what else I can really do to prepare asides from quote the supremacy of contract from my witness statement. 

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Morning, it's a floating case because its a parking claim if i'm being honest and the courts don't really like them.

The judge should have read your WS by the time you get in, but even if they havent, when you get the opportunity to speak you can go through your WS yourself.

You can expect that the Judge will likely ask questions of the claimant's counsel but he may ask some questions for you.

Theres nothing else you need to do prepare and I wish you the best.

If you have any questions between now and 2pm feel free to post them here.

The only thing I'd say - Small claims are relaxed, your a LIP. 

The Claimant will likely end up being represented by an LPC advocate so nothing to worry about there - they're very nice people

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Thanks for the message jk2054

 

I have just been drafting what I want to say and I think its best to focus purely on the supremacy of contract. The reason being that I dont want the judge to start focusing on other parts of my witness statement when surely just the supremacy of contract section alone should be enough to get this dismissed. 

 

The crux of my defense revolves around the principle of Supremacy of Contract. When I purchased my flat in December 2016, the contract explicitly included ownership of parking spot 112, as delineated in the lease documentation provided in Exhibit 1. This documentation unequivocally establishes my right to use and occupy this parking space.

Furthermore, the subsequent exhibits, particularly Exhibit 3, clearly depict the marked boundaries of parking spot 112, corroborating my ownership as stated in the lease agreement. Additionally, the official register of title, presented in Exhibit 4, reinforces this ownership claim.

Moreover, I draw the court's attention to relevant legal precedents, such as Pace v Mr N and Link Parking v Ms P, which demonstrate that parking companies cannot override a tenant's right to park on designated property. These cases serve as persuasive authorities supporting my argument regarding the Supremacy of Contract in residential parking disputes.

It is my contention that the absence of any contractual obligation to display a permit for parking spot 112 absolves me of any liability in this matter. The claimant's failure to acknowledge my ownership rights in their witness statement further underscores the weakness of their case.

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Hi All

Just an update that the case was heard today and thankfully the case was dismissed. As many had told me, DCB legal sent an advocate who like myself was also there 30 mins beforehand. He wanted to double check a few things with me beforehand that I had put in my witness statement and then told me that he agrees that my lease forms the supremacy of contract and that he will let the judge also know this once we enter. 

He stuck to his word and led with this and the judge asked if I had anything to add and I just reiterated the supremacy of contract points from my witness statement. The judge then dismissed the case and the whole thing was over in 10 mins.

I just want to end by thanking everyone that has helped. I owe more than thanks and this forum and the main contributers are incredible. I will make a donation once I have secured a new role which is my main focus at the moment. Not having to find nearly £600 to pay for this claim is also a massive relief. 

 

Thank you all. 

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Well done! :D  And thank you for letting us know.

Thank you also for the donation which is much appreciated. Thanks to people like you we can continue to help people with the same problem as you. Good luck with the new role, I hope it goes well.

I'll amend your thread title to show the result.

HB

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Illegitimi non carborundum

 

 

 

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  • honeybee13 changed the title to UKPC 2x windscreen PNC's claimform - - forgot permit - appealed - res parking my own space - East Croft House, 86 Northolt Road, South Harrow, HA2 0ES - ** CASE DISMISSED **

Well done on your victory!  👏

I also have to say well done to the other side's advocate for being honest with the court.

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LFI is spot on.

In fact you could sue UKPC for breach of GDPR, as UKPC knew full well right from the start that their case was hopeless.  They should never have asked for your details from the DVLA.

Take some time to think if that is a road you want to go down.

 

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We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

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  • AndyOrch changed the title to UKPC 2x windscreen PNC's claimform - - forgot permit - appealed - res parking my own space - East Croft House, 86 Northolt Road, South Harrow, HA2 0ES - *** Claim Dismissed ***

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