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    • Hi   I could be wrong here so could @namedisplay please clarify if I am correct or completely wrong?   In your post#1 you mention that due to your health issues and your mental state at the time you rang the Training Room and was told it would cost and initial £200 and then £15 per month until you finished the course.   Then further in post#1 The Training Room told you you were not eligible for an extension because you hadn't completed enough of the course.   With the above I now refer Post#12 which mentions your circumstances are covered by 13 in the TTR Terms and Conditions.   What is mentioned above seems conflicting from TTR for the following:   1. IMO that money of £200 and then £15 per month (on top of original Course Fees) was them at that time agreeing to an extension as per 13 in TTR Terms and Conditions   2. Them stating you can't extend Course as not completed enough of Course is not in TTR Terms and Conditions (that I and others can see) (Note they could be referring to 15 in TTR Terms and Conditions)   Can you clarify the above and were you informed those extra costs were due to an extension of your Course.   Again I will ask did you provide the Training Room with Medical Evidence when you asked the above?   We also still need to see the Letter from Training Room Threatening Legal Action (fully redacted) which you still haven't posted?   You need to send The Training Room a Subject Access Request (SAR) asking for 'ALL DATA' that simple phrase means whatever format they hold that data in whether it be written, email, recorded phone calls etc.   They then have 30 Calendar Days to respond to your SAR Request and that Time Limit only starts once they have acknowledged your SAR Request. They can extend that Time Limit if they need to prove identity before actioning the SAR Request so be aware of that.   A SAR Request is now FREE and make sure you get Free Proof of Posting from the Post Office     Your right of access ICO.ORG.UK   Can you please make sure you answer the questions asked of Caggers to assist you    
    • I've been trying to resolve a issue with 8 PCN issued by Tyne Tunnel 2 (tt2.co.uk). Tyne Tunnel 2 is a gated toll charged tunnel to cross the River Tyne in Newcastle. We moved in recently so all a bit new to us. My dad had been using the tunnel about twice a week and he had been paying cash for the toll fee at the booths. At some point in November 2021 they had done some constructions where the gates had been closed and payments had transitioned to online methods. My dad had been oblivious to this and been on his merry way multiple times thinking that he doesn't need to pay. So he received the first PCN some where end of November which had been issue on the 26th after which point I went on alert and sorted out the online accounts and such. However the current total of fines has amounted to £255.20 and I have appealed explaining that soon as the letters were received we have resolved the issue but they insist on us paying 8 PCN. I feel it's unfair that the fine is for the same offence which we couldn't have rectified or known until we received the first PCN letter and after the first PCN we have rectified it so feel they are being bit draconic. Any advice on this matter? 
    • No need to apologise! I am extremely grateful for both your help   Gosh very good attention to detail going on here   Great thank you, i will put them back as below   Good evening to you   DEFENCE   1.     The Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made.     2.     Paragraph 1 is noted. It is accepted I have in the past had agreements with Lloyds TSB. I do not recall the precise details or agreement nor the claimant either, having failed to provide an agreement/account number within its particulars of claim and have therefore sought verification from the claimant.   3.     Paragraph 2 is noted but until such time the claimant can clarify the agreement account number any breach has yet to be proven.      4.     I am unaware of any legal assignment or Notice of Assignment allegedly served by either the Claimant or Lloyds TSB pursuant to the Law of Property Act 1925.   5. Paragraph 3 is denied. I am unaware of any Notice of default served.   6.     It is denied with regards to the Defendant owing any monies to the Claimant. The Claimant has failed to provide any evidence of the Agreement/Assignment/Default notice or Termination requested by CPR 31. 14.    Therefore the Claimant is put to strict proof to: a) show how the Defendant has entered into an agreement ; and b) show how the Defendant has reached the amount claimed for; and c) Show or evidence a Default Notice /Notice of Sums in Arrears, d) show how the Claimant has the legal right, either under statute or equity to issue a claim;   7.     As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed.   8.     On the 5th of January 2022 I requested to The Claimants Solicitors, Mortimer Clarke by way of a CPR 31.14 copies of the documents referred to within the Claimants particulars to establish what the claim is for. Mortimer Clarke have failed to fulfil my CPR 31:14 request.   9.     On the 5th of January 2022 I made a section 78 legal request to the claimant for a copy of the Consumer Credit Agreement. The claimant has as of 27/01/22 failed to comply.   10.  By reason of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • std letter the court send simply telling you the claimant has 28 days to do 'something' else the claim get autostayed.   go read a goof few 10's of PCN claimform threads.    
    • Update. I get the feeling they will try and take me all the way. Just have to wait and see. court letter..pdf
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Spud0772


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Hi having read the welcome i'm introducing myself, i'm looking to claim back all the charges i have paid to the halifax and also the northern bank over the past ten years.I'm gonna read the FAQ's then find the forum i need.

 

The only question I have now is does it work for people from northern ireland as sometimes our courts and laws differ?

 

thankyou

 

steven

Claim with Halifax Current Account settled for £2000 4th Jan 2007 :D

 

2nd Lba to halifax credit card sent 16th jan 2007 for £1200

S.A.R. request sent to mbna 3rd Jan 2007

S.A.R request sent to northern bank 3rd Jan 2007

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Hi Steven and welcome to CAG,

 

Yes you can claim your charges back in Northern Ireland but there are some differences to the law. Like Scotland, there is a limit of £750 in your equivalent of the small claims court and there are some other differences. You should do a search on 'Northern Ireland' using the search function and you will find out more.

 

You are right to be reading the FAQ's as most of the content will apply to you with only minor differences.

 

Good luck with your claim

BEFORE starting your claim read through the FAQ's and if there's something you aren't sure of then ask.

If you win, donate to this site

Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.

 

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I'm sending the data protection letter today!!

 

Can I ask a few questions that i'm still looking for answers to but couldn't find in reading the FAQ or some treads?

 

1. I've seen that the bank can cancell your account, has anyone experienced them bieng blacklisted or the bank messing with their credit rating cos of you taking action against them?

 

2. Has anyone ever gone to court or did the banks settle before it and did anyone lose against a bank?

Claim with Halifax Current Account settled for £2000 4th Jan 2007 :D

 

2nd Lba to halifax credit card sent 16th jan 2007 for £1200

S.A.R. request sent to mbna 3rd Jan 2007

S.A.R request sent to northern bank 3rd Jan 2007

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  • 1 month later...

Hi it's now 33 days from i posted my D.P.A. the halifax cashed the cheque 20 days ago but i haven't as yet recieved the statements, if we go to the forty days and i don't recieve anything what is the next step for me?

Claim with Halifax Current Account settled for £2000 4th Jan 2007 :D

 

2nd Lba to halifax credit card sent 16th jan 2007 for £1200

S.A.R. request sent to mbna 3rd Jan 2007

S.A.R request sent to northern bank 3rd Jan 2007

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  • 2 weeks later...

thanks i posted them a letter and have just recieved my credit card statements and i'm now waiting on the bank account ones too. Already lookin 1000 pound on crediyt card alone!!

Claim with Halifax Current Account settled for £2000 4th Jan 2007 :D

 

2nd Lba to halifax credit card sent 16th jan 2007 for £1200

S.A.R. request sent to mbna 3rd Jan 2007

S.A.R request sent to northern bank 3rd Jan 2007

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Ok it was only yesterday i got my statements for my credit card but the bank account hasn't followed and i don't want to hold up proceddings. So can you advise me on the next step is it the first letter?

Claim with Halifax Current Account settled for £2000 4th Jan 2007 :D

 

2nd Lba to halifax credit card sent 16th jan 2007 for £1200

S.A.R. request sent to mbna 3rd Jan 2007

S.A.R request sent to northern bank 3rd Jan 2007

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i've sent the first letter asking for my charges reinistated so i'll just hold on to the timescales. I still haven't recieved my statements for my bank account only the credit card.

Claim with Halifax Current Account settled for £2000 4th Jan 2007 :D

 

2nd Lba to halifax credit card sent 16th jan 2007 for £1200

S.A.R. request sent to mbna 3rd Jan 2007

S.A.R request sent to northern bank 3rd Jan 2007

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Hi Spud, welcome to the family.

 

Can you please start your own thread in the Halifax Forum and post any questions and progress reports there. You will be able to talk to other users who are dealing with Halifax.

 

Click on this link for HALIFAX FORUM...

 

Good luck with your claim.

If this has been useful to you, please click on the scales at bottom left of post. Thanks.

 

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  • 1 month later...

Hi I want to take on the northern bank who i banked with up until three years ago, the only thing is i cannot find my account number. The account is now closed what can i do??

Claim with Halifax Current Account settled for £2000 4th Jan 2007 :D

 

2nd Lba to halifax credit card sent 16th jan 2007 for £1200

S.A.R. request sent to mbna 3rd Jan 2007

S.A.R request sent to northern bank 3rd Jan 2007

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Have moved all your posts here as it was looking complicated.10 posts in the welcome thread is far too many !!

Start a new thread in each bank group that you will be claiming for.

 

In response to your last question......you will need to send a subject access request to Northern Rock.

Be aware that you may need to send proof of ID.

Contact details for them can be found in the Bank contacts section.

You may also wish to have a look through other NR threads.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Thanks Martin didn't mean to post so many will set up in each bank thanks

Claim with Halifax Current Account settled for £2000 4th Jan 2007 :D

 

2nd Lba to halifax credit card sent 16th jan 2007 for £1200

S.A.R. request sent to mbna 3rd Jan 2007

S.A.R request sent to northern bank 3rd Jan 2007

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