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Lowells Overdales Paypal debt


sharkieuk

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Back in 2015 I had a Paypal credit account, didnt have a card just the credit facility for payments made online.

Due to circumstances out of my control I made my last payment in September 2015.

 

I contacted them and asked them to put the account on hold, or give me a payment holiday.

I cant quite remember the exact detail, but knowing I was going to be unable to make a payment I contacted them.

They refused and the account defaulted.

 

I have not heard anything since 2016

 

I received a letter from Lowells saying that they had bought the debt, and I now owed them.

Will this debt be enforceable?

 

On a sidenote I recently disputed the Paypal entry on my credit report which was upheld and will be removed from my report.

It seems odd that I did that, and now suddenly I have a DCA after me. 

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is the original creditor listed as Paypal credit or another uk company.?

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Was the CRA Clearscore?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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well if lowells have it it could be either a Paypal UK agreement or from paypal EU, the foreign signed upto Paypal which is EU Luxembourg  S.a.r.l.

 

have you moved since taking this credit out?

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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what about correct address to PP?

you've a Notice of assignment from lowells and not just a phishing letter with the correct address?

 

if so i'd let it run 

if it was with paypal uk it will be enforceable IF they have the sign up paperwork

doubtful..

 

dx

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Paypal has my correct address on file, also my card is still registered on there for normal use etc.

I've never hidden from them, and kept everything up to date, bar the payments 🙃

 

The letter from Lowells came with a covering letter from Paypal to say that they were handing it over.

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ok

 

just type 

no need to hit quote

we know what we said..

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to Lowells Overdales Paypal debt

This morning I have received an email from Lowells, quite out the blue as I've not heard anything from them for years. it states "Action required on your overdue account"

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Ignore, block and bounce back the email.

If you haven't made a payment since 2016 it's long since Statute Barred.
 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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nail them in their box

send our sb letter from the debt collection section of our library.

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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