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Hi everyone...


kymi
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I thought I would join the Abbey forum for my first post as that is whom I bank with.

 

I found this site purely by chance when someone mentioned it on the Intranet at work. I've been reading loads of the threads with great interest.

 

I've never considered trying to get back the charges I've paid to Abbey over the years, and as I've been banking with them for probably 20 years, they must come to a lot. (I'm useless with money)

 

One question before I start totalling it all up, Are they liable to throw me out. Despite their sometimes ineptitude I do quite like them (Or is it I don't want to come out of my comfort zone)

 

Cheers

Kymi

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Kymi, sometimes they ask you to close the account but lots have stayed with their banks. If they don't close your account then the choice is yours.....

Do read all the FAQ before starting your claim and read some of the threads in the Abbey forum too. You'll see the time lines and also some "wins" to encourage you. Have a read in the other banks forums too, mine is in Lloyds..

Welcome and good luck

Freebird

1/6/06 request charges

16/6/06 received charges

18/6/06 first request for refund

3/7/06 "No" letter from bank

13/7/06 LBA

7/08/06 handed claim to court

10/8/06 court stamped as date of issue

24/8/06 deemed to be served

25/8/06 Sechiari filed acknowledgement of service

6/9/06 defence served

9/9/06 copy of defence and AQ received by me

25/9/06 deadline for AQ submission

25/9/06 call Sechiari confirm safe receipt of my AQ

26/9/06 received copy AQ from Sechiari

29/9/06 letter to SCM to say "you want 1 month to settle, so settle"

18/10/06 after "strained communications"and how !

verbal offer of full settlement with conditions

communications rejecting conditions from me

5/11/06 received letter offering settlement with conditions

7/11/06 sent fax rejecting conditions etc

14/11/06 unconditional settlement in bank and how !;)

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Yes I've been following many of the threads with interest. (Was up late reading them last night cos they were compulsive reading lol).

 

Looks like I have to discover what a parachute account is and lots of other stuff.

 

Already sent for the CD with all the forms on. (I like to be prepared).

 

Thanks for responding

 

Kymi

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Thanks for the quick response Karnevil and the link.

 

I have two accounts with Abbey, will the one letter cover them both

 

Thanks

Kymi

 

EDIT

 

Ahh answered my own question when I read the template

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kymi shop around the banks, some of them will even let you open a basic account with them with out doing any credit checks etc.

I opened a Natwest step account to have my benifits and my daughter's disability into so Lloyds could no longer take it all off me...very useful.

Freebird

1/6/06 request charges

16/6/06 received charges

18/6/06 first request for refund

3/7/06 "No" letter from bank

13/7/06 LBA

7/08/06 handed claim to court

10/8/06 court stamped as date of issue

24/8/06 deemed to be served

25/8/06 Sechiari filed acknowledgement of service

6/9/06 defence served

9/9/06 copy of defence and AQ received by me

25/9/06 deadline for AQ submission

25/9/06 call Sechiari confirm safe receipt of my AQ

26/9/06 received copy AQ from Sechiari

29/9/06 letter to SCM to say "you want 1 month to settle, so settle"

18/10/06 after "strained communications"and how !

verbal offer of full settlement with conditions

communications rejecting conditions from me

5/11/06 received letter offering settlement with conditions

7/11/06 sent fax rejecting conditions etc

14/11/06 unconditional settlement in bank and how !;)

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Thanks guys for the responses

 

I got my cd with all the forms on, so I'm going to make it my New Years resolution to get my dosh back

 

BTW, Happy New Year everyone

 

Cheers

Kymi

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Yep, Kymi is a big giveaway . . . .not many of them around :-)

 

Sounds like you are trying to quit the abbey habit too eh?

 

Haven't spoken for a while - me mike is broken, I'll grab you in

a few days - hows the biz's doing?

 

Kevin

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  • 4 months later...

Because I'm essentially lazy, I didn't get very far with my claim until my daughter took it over for me. (She was horrified when she realised how much I had paid over the years lol)

 

Anyway she wrote to them for me etc and now I've got to the stage where they have offered me a goodwill gesture of £640

 

My son in law is horrified that I'm not taking the money, I am doing the right thing arn't I?

 

Cheers

Kymi

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Yes of course you are, dont worry about it, they generally do this and they wouldnt if they thought that you were absolutely in the wrong, continue with your claim for the full amount

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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You need to send a letter declining the offer as full settlement of your claim, but in most cases they dont take it back - I got some put in my account, and was told it was mine whatever I decided to do!

 

Not very good with links and things, but there are templates for rejection letters, have a look in the library, or hopefully some clever old stick here will post you a link direct to what you need!

 

Best of luck

 

Jo x

Six Nations Champions 2009

Triple Crown 2009

Grand Slam 2009

:cool::-D:cool:

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