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bv1010 v hsbc


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Following the coverage on the BBC News web site, I decided to use their standard letter.


I sent it, along with copies of statements and a summary of charges made over the last 6 years to my local branch (I realise it is recommended to send to the head office, but understand they forward it for you).


I sent it registered delivery and the 14 days are now up. I haven't heard anything from HSBC (I checked that it was signed for) but I assume this is quite common.


I am now going to send your Letter Before Action. The only thing is, when calculating my money due (£1200), I didn't include any costs for overdraft interest. Can I now add these into the Letter Before Action or should I keep the amount I am claiming exactly the same?


I don't quite understand the 8% interest but i'll read up on that while i'm waiting for the 14 days to pass after I send the LBA.

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Exactly right raaydaar.

The 8% doesn't come untill later.

All the best with your claim bv!


Crusher :D



HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE

Capital One WON Link


GE capital (5 accounts) WON link HERE

Lloyds bank account WON second claim starting! link HERE

Budget insurance cough up WON link HERE

Principles WON link HERE

A&L (Mrs Crusher's account) claim link HERE

Barclays claim link HERE


Any advice given is on an informal basis only and without prejudice or liability. In in any doubt, consult a qualified lawyer.


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  • 2 weeks later...

I didn't need to send any further letters, I got an offer of £1000. While this may seem a cop out, I need the money and wasn't looking forward to the whole court process.


I know that with interest I could have got more but I am £2 off going over my overdraft limit.... and I wouldn't want to have to make any more claims for excessive penalty fees!

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lord.... where did i go wrong>??? where did you guys send your requests to. all the newbies seem to be getting their dosh back with no qustions asked!!!


good on u all



If i've been helpful in any way....then tip my scales over there!

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