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Lowell claimform - old shop direct CAT debt


rebel_yell

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Hi everyone,

I just wanted to post for some advice.

Some years ago (I believe 2012) I had a shop direct account that went into arrears due to an unforeseen financial issue.

It got handed over to Lowell and they pursued this relentlessly.

I remember in 2015 I requested all the info from shop direct - SAR etc and had a mediation call with Lowell and this failed to reach a settlement.

They subsequently tried to pursue through the court but dropped the case.

They sent me a letter advising this but I can’t find it due to how long ago it was.

The debt has dropped from my credit file for a long time now.

I’ve never paid Lowell anything nor have I spoken to them directly. 

out of the blue they are now trying their luck again.

Does this all have to start from scratch with me having to go through the same rigmarole even though this was wiped from my credit report and they dropped the previous proceedings?

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20 hours ago, rebel_yell said:

They subsequently tried to pursue through the court but dropped the case.

you mean they sent a notice of discontinuance?

 

dx

 

.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • Andyorch changed the title to Lowell claimform - old shop direct CAT debt
  • 3 weeks later...

What have lowlifes sent you?

A claim form?

When you say a long time ago, how long? Exactly.

The default only lasts six years on your CRF paid or not, hence why it's dropped off.

Now when was the last time you acknowledged this debt, in writing?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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