Jump to content

 

BankFodder BankFodder


  • Tweets

  • Posts

    • March 23: As the coronavirus crisis escalates, the UK is placed into lockdown with strict limitations on travel. The Government guidelines state: “You should not be visiting family members who do not live in your home.” The prime minister tells the UK public they "must stay at home". People are warned not to meet friends or family members they do not live with. Those with symptoms had already been told to self-isolate     Friday 27 March: Downing Street On the day Cummings ran out of No 10, his wife, Mary Wakefield, appears to have been already ill, according to her Spectator article about the experience, in which she says: “My husband did rush home to look after me.”   Both Boris Johnson and Health Secretary Matt Hancock test positive for coronavirus, while chief medical officer Chris Whitty says he has symptoms of the disease and is self-isolating.   Mr Cummings said: "I suddenly got a call from my wife who was looking after our four-year-old child. She told me she suddenly felt badly ill." He went home and after a couple of hours his wife felt better and he returned to work. "There were many critical things at work and she asked me to return [to work] in the afternoon and I did." He then "drove up to Durham that night arriving at roughly midnight" with his family.     In spectator articles on 24th and 25th April * Wakefield (wife) wrote in the spectator that Cummings said “I feel weird” and collapsed 24 hours after he came home to look after her * She went on to explain that for the next 10 days “Dom couldn’t get out of bed. Day in, day out for ten days he lay doggo with a high fever and spasms that made the muscles lump and twitch in his legs.” * Cummings wrote that “at the end of March and for the first two weeks of April I was ill, so we were both shut in together.” * The following days, by Wakefield’s account, were a mixture of family idyll and health nightmare, as she made a “palace out of polystyrene packaging” with their son … even as Cummings’s breathing got so bad that she feared he should be in hospital. But 10 days after her husband first fell ill, she said, he began to feel better – just as Boris Johnson went into hospital. That would place the improvement in his condition around Sunday 5 April,     Sat March 28th Is apparently the day Cummings said “I feel weird” and collapsed 24 hours after he came home to look after her His wife went on to explain that for the next 10 days “Dom couldn’t get out of bed. Day in, day out for ten days he lay doggo with a high fever and spasms that made the muscles lump and twitch in his legs.” Cummings wrote that “at the end of March and for the first two weeks of April I was ill, so we were both shut in together.” 10 days from March 28th – would take us to the 7th April.   Mon March 30: Downing Street confirms Mr Cummings is suffering from coronavirus symptoms and is self-isolating.   Tuesday 31 March/1st April: Durham The police have said that on 31 March they were “made aware of reports” of Cummings’s presence in the area and had then contacted the family to “reiterate the appropriate advice around essential travel”.   2 April: During the night, Mr Cummings' four-year-old son "threw up and had a bad fever". Following medical advice, an ambulance took the child to hospital. He was accompanied by Mr Cummings' wife   3 April: Mr Cummings' son spent the night in hospital and woke up the next day having "recovered". He was tested for coronavirus and his mother, who was with him at the hospital, was told "they should return home". According to Mr Cummings, there were no taxis so he "drove to the hospital, picked him up and returned home". He said he "did not leave the car or have any contact with anybody on this short trip".   Sunday 5 April: The ‘Abba’ sighting (despite claims of ten days where he couldn’t get up with a high fever) Cummings alledgedly seen in Garden with AbbA blaring But 10 days after her husband first fell ill, she said, he began to feel better – just as Boris Johnson went into hospital. Which would place the improvement in his condition around Sunday 5 April, … Although the claimed 10 days after the 28th – the earliest point at which Cummings was said to have been symptomatic – would be the 7 April. The Guardian approaches Downing Street about the story, only to be told by a spokesman: “It will be a no comment on that one.” Mr Cummings said "after I started to recover, one day in the second week, I tried to walk outside the house". He confirmed he, his wife and his son went for a walk into woods owned by his father and it was at this point he was seen by passers-by but his family "had no interaction with them". The exact date is not clear but his second week isolating in Durham would have between 4-11th   6 April: At some point in the week leading up to this date, Mr Cummings discussed his decision to travel to Durham with the prime minister. "When we were both sick and in bed," he said, "I mentioned to him what I had done. Unsurprisingly given the condition we were in, neither of us remember the conversation in any detail."   Fri April 10: Number 10 is again contacted for comment regarding Mr Cumming’s trip by the Guardian. Instead of defending the journey, officials declined to comment.   Fri 10th/Sat 11th April: The 14-day period of Cummings’s isolation would have expired on 10/11th April, assuming it is counted from when Wakefield appears to have first fallen ill on 27 March or when Cummings fell ill 24 hours later.   11 April: Believing he had recovered by this date, albeit "feeling weak and exhausted", Mr Cummings said he "sought expert medical advice". "I explained our family's symptoms and all the timings and asked if it was safe to return to work on Monday or Tuesday, seek childcare and so on. I was told that it was safe and I could return to work"   Sunday 12 April: Barnard Castle Wakefield’s birthday, according to Companies House records – they allegedly made a trip to Barnard Castle, a charming town 30 miles from the Cummings’s family property, described on the English Heritage website as having “fantastic views” and “plenty to do for families on a day out”. That detail emerged in an interview with Robin Lees, a retired chemistry teacher who lives in the town. Lees, who says he has a photographic memory, told the Guardian he was “a bit gobsmacked” to see Cummings, and then was so incensed that he made a note of the family car’s numberplate and checked it online when he got home. Cummings acknowledges he drove to Barnard Castle, 30 miles from his parents' home in Durham, with his wife and child. He explained this episode as needing to test his driving was fine before making the long drive back to London. He said he'd been having problems with his vision   Tuesday 14 April: London The Guardian asked Wakefield to confirm whether the family had been in London throughout the lockdown period, but received no reply. Cummings was photographed back in Downing Street on 14 April   Sunday 19 April: ‘bluebell’ woods - Cummings and Wakefield in Houghall woods? Could Cummings have then gone back to the north-east from London? Downing Street is emphatic that he did not. The denial came after another witness claimed to the Guardian and Sunday Mirror that they had seen Cummings and Wakefield on a country walk in Houghall Woods, a beauty spot near his parents’ property in Durham. According to this account, Cummings said: “Aren’t the bluebells lovely?” Cummings says he did not return to Durham   Monday 20 April Cummings seen in London again   May 23: Downing Street statement: “Owing to his wife being infected with suspected coronavirus and the high likelihood that he would himself become unwell, it was essential for Dominic Cummings to ensure his young child could be properly cared for.” The statement said: “At no stage was he or his family spoken to by the police about this matter, as is being reported. “His actions were in line with coronavirus guidelines. Mr Cummings believes he behaved reasonably and legally.” Speaking outside his home, Mr Cummings reiterated: “I behaved reasonably and legally”. When a reporter suggested to him that his actions did not look good, he replied: “Who cares about good looks? “It’s a question of doing the right thing. It’s not about what you guys think.” Later at the daily Downing Street briefing, Transport Secretary Grant Shapps said Mr Cummings had the PM’s “full support” and that Mr Johnson “knew that he was unwell and that he was in lockdown”. Mr Shapps said it had always been permissible for families to travel to be closer to their relatives as long as they “go to that location and stay in that location”. Meanwhile, deputy chief medical officer for England, Dr Jenny Harries, said that travelling during lockdown was permissible if “there was an extreme risk to life”, with a “safeguarding clause” attached to all advice to prevent vulnerable people being stuck at home with no support.   Health Secretary Matt Hancock and Chancellor of the Exchequer Rishi Sunak have tweeted their support for Mr Cummings.   Education Secretary Gavin Williamson said on Monday morning that Mr Cummings had "set out absolutely clearly and absolutely categorically he didn't break the rules and didn't break the law". The attorney general, Suella Braverman, tweet on Saturday in which she quoted the full text of the No 10 statement on Boris Johnson’s chief aide in which the prime minister said he had behaved “responsibly and legally”.   (Disgraceful) Boris Johnson said at the weekend Cummings acted “responsibly and legally and with integrity”   “The PM’s risible defence of Cummings is an insult to all those who have made such sacrifices to ensure the safety of others,” said Johne Inge, the bishop of Worcester, on Twitter.   “What planet are they on?” asked a front page headline in the Daily Mail, an influential right-wing paper usually supportive of Johnson.   https://descrier.co.uk/politics/dominic-cummings-and-wife-tried-to-cover-up-lockdown-breach-in-articles-for-the-spectator/   https://www.theguardian.com/politics/2020/may/24/dominic-cummings-timeline-what-we-know-about-his-movements   https://www.eveningexpress.co.uk/news/uk/timeline-the-coronavirus-lockdown-and-dominic-cummings-trip-to-durham/   https://www.bbc.co.uk/news/uk-politics-52784290   https://www.theguardian.com/politics/2020/may/25/attorney-general-faces-calls-to-resign-defends-dominic-cummings-suella-braverman   https://uk.reuters.com/article/uk-health-coronavirus-britain-cummings/what-planet-are-they-on-no-respite-for-johnson-and-aide-idUKKBN2310UE   https://cyprus-mail.com/2020/05/25/what-plant-are-they-on-press-slams-johnson-and-cummings/
    • simply tell them on the phone writing only sorry as I might want to escalate this to the fos or court. sorry but no speaky..speaky   you night find this interesting?   https://www.theguardian.com/money/2012/jun/09/life-insurance-misselling-aviva-hamilton-life   dx
    • I've had a few missed calls and then text from RBS wanting to talk about the letter I sent, two posts up.    Am I best to wait for them to write? Didn't really want to get into a discussion with them about it ideally!
    • I haven’t even looked.  I doubt some PR bod would have been in the loop.
    • Gove will be rubbing his little hands together in glee. He been quite careful in his limited wording in 'supporting demonic. but he poo'd his own pot a bit with that priority preferential test   No confidence vote (in PM not party).
  • Our picks

    • View this quiz Employment status during COVID-19
      What do you do if you’ve been told not to come to work due to the current crisis.  Watch the video here or on the Youth Consumer Service Instagram page.

      Did you learn anything? Do the quiz
       
       
      Submitter BankFodder Type One Right Answer Time 5 minutes Total Questions 8 Category The Youth Consumer Service Submitted 15/05/20  
      • 0 replies
    • One Parking Solutions - Damning judgement. Read more at https://www.consumeractiongroup.co.uk/topic/421148-one-parking-solutions-damning-judgement/
        • Thanks
        • Like
      • 63 replies
    • View this quiz Coping with extreme hardship
      Life can be tough when you're entering the world of work and in the present virus crisis, things are even more difficult.

      Watch the video below or go to the Youth Consumer Service Instagram page . Afterwards, you can see if you've understood the points which are being made by taking the quiz.
       
       
      Submitter BankFodder Type One Right Answer Time 5 minutes Total Questions 8 Category The Youth Consumer Service Submitted 15/05/20  
      • 1 reply
    • View this quiz: Pre-pay meters
      An explanation of how some gas and electric companies offer emergency quarantine support.

       
      Watch the video here – or go to the Youth Consumer Service Instagram page and watch it there. Then come back here and do the quiz
       
       
      Submitter BankFodder Type One Right Answer Time 5 minutes Total Questions 6 Category The Youth Consumer Service Submitted 15/05/20  
      • 1 reply
DaveMac

DaveMac's claim against NatWest

style="text-align:center;"> Please note that this topic has not had any new posts for the last 4886 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

I sent a DPA request earlier in the year and received the usual ripped brown envelope with statements in. On checking the contents, I realised they had only supplied 4 years as opposed to the requested 6 years.

Due to being busy, etc. I never got round to chasing it up but last month I contacted them and somebody made some gargled excuse about a new computer system or something in 2002 and so I should have received the first two years separately. Anyway, I wrote to NatWest again requesting the full amount for the last 6 years stating what had happened & that I had already paid the necessary fee.

Surprise, surprise, I subsequently received only the first two years I had initially requested & these contained duplicate statements mixed up amongst them. I sorted them out though, determined not to be stalled by their tactics. (I should add that I had also commented about receiving my initial statements in a tatty brown, ripped envelope. This time they arrived in plastic, packaged a lot better and by recorded delivery!)

 

12th December 2006 I sent my preliminary letter to Bishopsgate, (recorded delivery) for £2,286.00 along with a schedule of the charges. Up to now I cannot find it recorded on the royalmail website - I'm hoping it's a backlog due to Christmas.

 

As at today (26th December 2006) I have heard nothing from NatWest. I have completed my LBA letter but will wait until tomorrow to send it, due to it being the Christmas period.

Share this post


Link to post
Share on other sites

Hi Dave.

 

Good for you. Keep to your own timetable. You're calling the shots.

Don't let the bank put you off or intimidate you, because, given the chance, they will use any method that they can think of to interfere with you claim.

Follow, faithfully, the well-tried and tested methods given here and you WILL get you charges back.

 

Good luck with your claim.

Regards, Rooster.

  • Haha 1

If this has been useful to you, please click on the scales at bottom left of post. Thanks.

 

Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment.

-------------------------------------------------------

LOOK! Free CAG Toolbar.

Follow link for more information.

 

------------------------------------------------------

Please donate,

Help us to help others.

 

 

LINKS....

 

Forum Rules.

FAQs....

Share this post


Link to post
Share on other sites

Thanks for the encouragement. My total of £2,286 over the 6 years does not include the 8% interest which I now include in my LBA, however is that just worked out as 8% of £2,286???

Share this post


Link to post
Share on other sites

If you use the interest spread sheet it will work it out for you. You can't do it as a straight forward sum because, for example, £100 taken from your account will have earnt more interest to the present date than £100 taken from your account yesterday.

To get it right, manually you would have to perform the interest calculation for each charge, seperately, changing the time period for each one.

 

Click on this link for SPREADSHEET TEMPLATE...

 

The other point is that you claim for the 8% interest, under s.69 when you start court proceedings, either by MCOL or N1 when you list it in your particulars of claim.

 

Good luck with your claim.

Regards, Rooster.


If this has been useful to you, please click on the scales at bottom left of post. Thanks.

 

Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment.

-------------------------------------------------------

LOOK! Free CAG Toolbar.

Follow link for more information.

 

------------------------------------------------------

Please donate,

Help us to help others.

 

 

LINKS....

 

Forum Rules.

FAQs....

Share this post


Link to post
Share on other sites

Thanks for that.

 

I've just spent some considerable time working it all out and it means that the interest bumps up my claim from £2,289.00 (I made a slight mistake with my first calculation), to £2,937.90!!!!

 

NatWest here I come!!!!

Share this post


Link to post
Share on other sites

I sent my first letter ot NatWest at Bishopsgate by recorded delivery however on checking the royal mail website, it has not been confirmed delivered. I phoned the royal mail and they said it could be delayed or lost but will not class it as missing until 3rd January.

 

Does this mean I should send my first letter again before sending the LBA???

Share this post


Link to post
Share on other sites

It is a matter of interest not all recored delivery letters are signed for, and the Royal Mail have been pretty busy recently. Send the LBA as per your original timeline, include a copy of your prelim letter.

 

Just crack on, continue using recorded delivery. Nat west will just have to keep up.

  • Haha 1

My advice has hardly any legal foundation whatsoever, however you never know it it might just work!

:cool:

 

NatWest Prelim 07.10.206

LBA 21.10.2006

MCOL 30.10.2006

Acknowledgment of Service 06.11.2006

Offer of approx 50% £2200.00 22.11.2006

Full settlement £4500 received 03.01.2007

Smile settled in full

Barclaycard settled in full

RBS Worldwide settled in full

Lloyds TSB settled in full £750.00

Lloyds TSB settled in Full £275.00 11.04.2007

Lloyds TSB business account £1376.00 AQ filed

Lloyds TSB Business account settled in full 21.05.07

Share this post


Link to post
Share on other sites
Guest NATTIE

The only time an item is physically signed by a member of staff is special delivery but that does not stop any recorded delivery item being received

Share this post


Link to post
Share on other sites

OK - LBA sent recorded delivery today along with a copy of my prelim letter.

 

The clock is ticking now - I make it they've got 'til 10th January 2007 before I commence my court claim!

Share this post


Link to post
Share on other sites

I had a run-in with a member of NatWest staff on the phone when they again charged me £38 for an automated process. I told her their charges were unlawful etc. and she mentioned something about some sort of report/whatever at the end of January.

 

Is anybody aware of anything which may affect the charges situation etc. at the end of January????

Share this post


Link to post
Share on other sites
Guest NATTIE

I know there is things but will not comment as yet but it does not affect you so carry on with the claim

Share this post


Link to post
Share on other sites

Thanks for that natweststaffmember, but does it affect anybody's claim on the grounds that we already know???

 

- or is it that they are just looking to re-align their charges???

Share this post


Link to post
Share on other sites
Guest NATTIE

davemac- there are changes to the T&C's on Feb 1st and will not affect anyone;s claim. I will comment on them when I have digested them more.

Share this post


Link to post
Share on other sites
Guest peed orf
The only time an item is physically signed by a member of staff is special delivery but that does not stop any recorded delivery item being received

 

Is recorded deliverey a waste of money?

Share this post


Link to post
Share on other sites

No because you have evidence that you sent the letter. The fact that it may not have been received, is relevant, but if the Natwest system fails then that is their problem.


My advice has hardly any legal foundation whatsoever, however you never know it it might just work!

:cool:

 

NatWest Prelim 07.10.206

LBA 21.10.2006

MCOL 30.10.2006

Acknowledgment of Service 06.11.2006

Offer of approx 50% £2200.00 22.11.2006

Full settlement £4500 received 03.01.2007

Smile settled in full

Barclaycard settled in full

RBS Worldwide settled in full

Lloyds TSB settled in full £750.00

Lloyds TSB settled in Full £275.00 11.04.2007

Lloyds TSB business account £1376.00 AQ filed

Lloyds TSB Business account settled in full 21.05.07

Share this post


Link to post
Share on other sites

I have an overdraft that exceeds what NatWest owes me in bank charges. I've opened a parachute account and now await to see their response.

 

I'm sure it would make sense for NatWest just to pay me out and so reduce the overdraft - otherwise they may be chasing me for the overdraft - caused of course by their obscene charges!!!

Share this post


Link to post
Share on other sites
Guest NATTIE

just to answer peed 'orf IMHO yes if you want a branch member to sign it, but no if you want it delivered to the branch.

Share this post


Link to post
Share on other sites

Thanks natweststaffmember - I'm happy I've sent the letters (& have proof of posting), & NatWest can defend themselves against their lack of response!

Share this post


Link to post
Share on other sites

I've still heard absolutely nothing from NatWest! - Clock is ticking!

Share this post


Link to post
Share on other sites

I still haven't heard anything from NatWest - is this normal????

Share this post


Link to post
Share on other sites
Guest NATTIE

Patience is a virtue have it if you can sometimes found in women, never found in man. Dave, I think they have two more days excluding today.

Share this post


Link to post
Share on other sites

Don't be atall alarmed at receiving no response, although like NWSM has stated they do actually still have a couple of days left to give response. Just remember to stick to the timescales and proceed with your next stage, it's you who sets the deadlines not the bank.


IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

Share this post


Link to post
Share on other sites

Thanks for that - it's just nice to know that they may not always respond

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...