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    • Hello and welcome to CAG.   I expect people will be along later with answers for you, as and when they're able to get here.   Would your parents' GP back your father up in being at risk if he carries on working.   Here's information from ACAS in case there's a nugget that's helpful.   https://www.acas.org.uk/coronavirus/vulnerable-people-and-high-risk   Best, HB
    • Miley-was there not a third sheet from DCBL explaining that they were acting as debt collectors only? If not,  a complaint  should be made to the FCA querying whether they are fit and proper to retain their licence.  Many people will be frightened that they have bailiffs about to knock on their door when there is no way that it could happen unless one had lost at Court and then been unable to pay the fine within an allotted time at the very least. And had the fine been paid within one month there would be no  record of the CCJ on their credit report.
    • Hi Emmzzi,   We have been asked to sign the T & C’s for furlough. I was already working from home for protection and wasn’t sure of selection criteria used as not all employees are being furloughed. I could still work from home but employer now wants to furlough me.   Nic
    • Just have an outline of your proposed defence should the court set a side.
    • Hello, I am looking some advice for my elderly father. He is 79  years old. My mother is 73 and in poor health with several medical conditions (none of which meet the 'high risk' criteria the govt has set out however). Both of them have had to stay indoors since mid March because of their age if they catch the virus they are ulikely to recover, and there are plenty of cases of it in our local area. My father has been working for a company delivering car parts for several years to make a living, its a minimum wage job.    We checked the government guidance in mid march which seemed to suggest he was eligible for statutory sick pay as he met the requirements. He tdiscussed this with work who said they would look into it. However the employer has refused him SSP because he is not symptomatic, he's just staying at home so that he doesn't catch it and die.   They have also refused to furlough him because they are saying there is still work available for him and he can come back any time, completely ignoring the fact that it would be at great personal risk to do so at this time, and would also put my mothers life at risk as they live together.   Is the employer correct to refuse both of these? I have read the information from the government over and over but can't see anywhere that says whether employers can outright refuse even just basic SSP, I thought that was illegal?   Since work has kept him employed he can't claim jobseekers or anything like that. Is it just expected for him to go back to work and just hope not to catch it and die? It seems very unfair. My parents have worked hard and paid their dues their whole lives, never claimed a penny in benefits and still having to work in old age, and now something like this happens it seems there is no help for them. I can't seem them being the only ones who will fall into this category and be left to struggle. I am so shocked and disgusted at the way employers can act like this, even when the government is willing to pay 80% of the wages they still won't let workers have it, especially given that it would be out of pocket expense for them until the govt money comes through at the end of april for it. 
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Hi All this is my first post, I have just got papers from court with a defence from Yorkshire/Clydesdale bank, they are saying I got the bank name wrong on the claim and that I abused my account and will not get any charges back can anybody tell me Have I lost allready any help will be appreciated thanks in advance :confused:

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did you use their registered address

  • Haha 1

-----------------------------------------------

Mortgage Express charges- settled in full after issuing claim

 

------------------------------------------------

To view the FAQ'S click here: http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

To view the PRELIM letter click here: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/516-1-data-protection-act.html

To view the Letter Before Action click here: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/92-3-letter-before-action.html

To find Registered Address:

http://www.esd.informationcommissioner.gov.uk/esd/search.asp

 

 

If my advise helps click here http://www.consumeractiongroup.co.uk/forum/reputation.php?p=366404

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Welcome to the site.

Can you be a little more specific so we can answer ?

What Bank name did you put on the claim form ?

Regardless of the address as they have responded so must have got it.


Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Thanks for answering I put Yorkshire Bank PLC on the claim because when I put the post code in that was the name that came up, I explained this when I took the papers to court and they said it would be fine even though it didnt say PLC on any letters

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Ok you should be fine nothing to worry about.

Plc added or not added or not should not be a problem.


Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I have moved your posts to the YB group where you should benefit from sharing progress/questions with similar claimants.:)

  • Haha 1

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Thanks Martin I really am grateful for any help I am trying for just under 5 thousand (havent got a pound sign ) never done anything like this before bit of a defeatist but changing slowly thanks again Merry Christmas and a Happy New Year to all XXXX

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Hi again Could anybody help with filling in a court allocation questionaire I have to take it to the courts before 2nd Jan, also I need to pay another 100 pound (I paid 120 when I filed the claim ) is that correct????? I know its worth in in the end I would just like confirmation that this is correct:confused: many thanks x x

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The Allocation Questionaire fee is £100 for a claim over £1500 so yes it's the correct fee. It's also reclaimable.

  • Haha 1

Alliance & leicester:Settled 8/9/06 http://www.consumeractiongroup.co.uk/forum/alliance-leicester-successes/19700-tamadus-l.html?highlight=tamadus

Capital One:Settled 22/9/06 http://www.consumeractiongroup.co.uk/forum/capital-one/16644-tamadus-capital-one.html?highlight=tamadus

MBNA 2 accounts:Settled 22/9/06 http://www.consumeractiongroup.co.uk/forum/other-institutions-successes/13831-tamadus-mbna-i.html?highlight=tamadus

Smile:Settled 15/11/06

Egg Card:S.A.R - (Subject Access Request) sent 2/10/06

GE Money:S.A.R - (Subject Access Request) sent3/8/06 LBA sent 26/9/06

Abbey:ERC prelim sent 14/9/06. LBA sent 2/10/06. Now it's getting interesting so keep watching

Barclaycard:In criminal default watch this space

Lloyds TSB:In criminal default watch this space

 

If my comments have been useful please click the scales and let me know.

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Loads of thanks for your help, I have just completed my N150 form and will be taking it in tomorrow (if they are open) I will let you know how I get on fingers crossed xx thanx !!!:)

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Hi all

I have just got a letter from the court - Notice of Transfer of Proceedings--They have switched from Newport to Cardiff is this ok I am a bit nervous as its getting serious now an is there any help out there if I have to appear in court I am rubbish at defending myself thanks in advance x havent got a clue what they will ask or expect me to know

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Hi all

I have just got a letter from the court - Notice of Transfer of Proceedings--They have switched from Newport to Cardiff is this ok I am a bit nervous as its getting serious now an is there any help out there if I have to appear in court I am rubbish at defending myself thanks in advance x havent got a clue what they will ask or expect me to know

 

They have either moved it closer to you or into a nearby court to relieve pressure at Newport. This is nothing unusual so dont panic.

 

I am sure that when the time comes (if it comes) somebody that lives close will buddy you on the day.


Alliance & leicester:Settled 8/9/06 http://www.consumeractiongroup.co.uk/forum/alliance-leicester-successes/19700-tamadus-l.html?highlight=tamadus

Capital One:Settled 22/9/06 http://www.consumeractiongroup.co.uk/forum/capital-one/16644-tamadus-capital-one.html?highlight=tamadus

MBNA 2 accounts:Settled 22/9/06 http://www.consumeractiongroup.co.uk/forum/other-institutions-successes/13831-tamadus-mbna-i.html?highlight=tamadus

Smile:Settled 15/11/06

Egg Card:S.A.R - (Subject Access Request) sent 2/10/06

GE Money:S.A.R - (Subject Access Request) sent3/8/06 LBA sent 26/9/06

Abbey:ERC prelim sent 14/9/06. LBA sent 2/10/06. Now it's getting interesting so keep watching

Barclaycard:In criminal default watch this space

Lloyds TSB:In criminal default watch this space

 

If my comments have been useful please click the scales and let me know.

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Thanks tamadus, all this is a bit scary an I dont even know how to use this site properly yet but I do know I am really grateful for yours and everybodies help THANKYOU all x x x

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Hi again

 

The transfer of courts is nothing to worry about and as for defending yourself in court I think you misunderstand.It is the bank that are defending themselves in court and believe me they are a lot more scared of any of the cases actually going into a court room than you are. The Yorkshire Bank will offer you several settlements before it reaches the hearing date , but stick to your guns until you receive FULL settlement.We are with you all the way even if it ever did go to court there are lots of people on here more than qualified to attend the hearing with you(but trust me it will never get that far)

 

Jules

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Hiya

Thanks a million for your help and support:) I hope after all this I will be able to help somebody, it really is a great site x x

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Seems to me you're doing just fine. The more you read up, the more familiar you will become with the process and then you'll feel much more confident. YB will do their best to put you off and worry you, but we'll all try to help.


 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Hi All, Thanks for advice on court bundle, I have got everything I need except

http://www.oft.gov.uk/NR/rdonlyres/DF19FDA9-1D31-4B18-B251-9BF5AF6A29D4/0/oft842a.pdf

It keeps telling me that this has been moved but I cant find it anywhere, and as I look I get an error message and my computer automatically aborts the search ????? can anybody help please x

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Michael I have tried your instructions but still cant find the info I need, thanks anyway I will keep trying I think its me! Ive got till the 26th March to find it so fingers crossed :confused:

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Caro I have recieved an offer from yb today of 4391.50 this includes court costs but no interest which when I calculated at offset of claim where 1324.45 should I hold out or accept and if I decide to hold out will the interest be more this has been going on since July last year

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Oh by the way my court date is 26th March and I really dont want to go

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I have merged your threads and moved your posts from my thread to your own to make it easier for everyone to follow your progress and mine.

 

As long as you included interest in your Particulars of Claim, hold out for it. Much as you don't want to go to court, believe me YB are even more reluctant. You will need to be very firm, but you can get your interest, and if you asked for it at a daily rate from the date of your court claim you can get that too. It will probably go right to the wire, it will be nerve-wracking, but it can be done. Don't let YB keep one penny of your money, and make sure they don't forget the AQ fee too. If you haven't read it yet, it might help to read the latter stages of my thread in the YB/CB Successes forum. They are beginning to get the message that we will not be bullied into submission.


 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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