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    • In terms of "why didn't I make a claim" - well, that has to be understood in the context of the long-standing legal battle and all its permuations with the shark. In essence there was a repo and probable fire sale of the leasehold property - which would have led to me initiating the complaint/ claim v SPF in summer 19. But there was no quick sale. And battle commenced and it ain't done yet 5y later. A potential sale morphed into trying to do a debt deal and then into a full blown battle heading to trial - based on the shark deliberately racking up costs just so the ceo can keep the property for himself.  Along the way they have launched claims in 4 different counties -v- me - trying to get a backdoor B. (Haven't yet succeeded) Simultaneously I got dragged into a contentious forfeiture claim and then into a lease extension debacle - both of which lasted 3y. (I have an association with the freeholders and handled all that legal stuff too) I had some (friend paid for) legal support to begin with.  But mostly I have handled every thing alone.  The sheer weight of all the different cases has been pretty overwhelming. And tedious.  I'm battling an aggressive financial shark that has investors giving them 00s of millions. They've employed teams of expensive lawyers and barristers. And also got juniors doing the boring menial tasks. And, of course, in text book style they've delayed issues on purpose and then sent 000's of docs to read at the 11th hour. Which I not only boringly did read,  but also simultaneously filed for ease of reference later - which has come in very handy in speeding up collating legal bundles and being able to find evidence quickly.  It's also how I found out the damning stuff I could use -v- them.  Bottom line - I haven't really had a moment to breath for 5y. I've had to write a statement recently. And asked a clinic for advice. One of the volunteers asked how I got into this situation.  Which prompted me to say it all started when I got bad advice from a broker. Which kick-started me in to thinking I really should look into making some kind of formal complaint -v- the broker.  Which is where I am now.  Extenuating circumstances as to why I'm complaining so late.  But hopefully still in time ??  
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Scut vs Lloyds Tsb


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If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

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Start your own new thread

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Thanks

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Hi all, this is my first post here - I've watched and read from the sidelines since I started to put my claim together and now I'm getting to the "business end" I thought I'd better get some advice and make sure Im doing everything correctly!!

 

The stage Im currently at is this....

 

*posted my AQ to my local court (3rd Nov 06)

*recieved a letter from Sechiari, Clark and Mitchell (9th Nov) with a copy of the defence AQ and a request to acknoweledge safe receipt - im going to ring them after this...

*recieved a letter from my local court - a "general from of Judgement or order" asking for copies of all document Intended for use to be delivered to every other party. I take it this means I have to send S,C & M copies of my spreadsheet etc?? What else would I need to send??

 

Any help would be great.....

 

Cheers , Scut

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  • 4 weeks later...

Hi All, new to this forum, I am trying to claim from Lloyds for my son in law. I have sent my recorded letter with my £10 on 9th December (using the template from this site thanks ). I will keep you posted as it progresses, Great site

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Great stuff Oggie1, your up and running.

 

Start a new thread in the Lloyds banking forum so people can follow you and help when need be.

for FAQs & Step By Step

click here

for Templates Library

click here

for Court Bundle

click here

________________

 

WON 121o121 'vs' LloydsTSB

here

WON 121o121 'vs' Halifax C C

here

WON 121o121 'vs' Cahoot CC

here

WON 121o121 'vs' LloydsTSB (again)

here

 

________________

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Hi Oggie

 

Before you start please have a thorough read of the FAQs (there’s a Step by Step guide here too). You should print both of these out to refer to, so as to avoid having to ask basic questions later.

 

Then look at other threads in your bank’s forum, so as you know what you can expect to happen. You can claim back your charges, and a few are trying for the payback of Early Redemption Charges on loans and Mortgages.

You need to spend 2 or 3 days gradually getting your head round everything. If you find a forum/thread/post of interest, save it in your Favourites, so as you can always find it easily.

 

There’s a lot to take in, but it’s time well spent and will ensure that you succeed in your claim without problems. Remember it’s not a race, don’t rush, just follow the guidelines one step at a time.

 

This is a self-help forum and you must be prepared to put in time and effort. It is your claim, your money and you cannot expect others to do all the work for you.

 

When you feel confident that you understand the process and the various stages involved, start a new thread in your bank’s forum and post your progress and any questions there and you’ll get plenty of help.

 

All the info to get you started is here:

http://www.consumeractiongroup.co.uk...se-read-these/

There are more links below to assist you get around the site.

 

Good luck

Ukaviator

 

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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  • 2 weeks later...

Hi All sent my request for bank statements but Roayal Mail have lost the Recorded letter so have to start again. Can i claim of Royal Mail ??. Sorry if this is in the wrong place in the forum could someone point me in the right direction. Happy Christmas one and all.

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There are different guidelines for compensation regarding recorded delivery items,but not the same protection as special delivery.

You can only claim up to the value of the item or up to 100 times the weight.

With special delivery you can claim 500 quid for lost or damaged items/delayed items or more if you pay the higher rate.

Sadly looks like you have no recourse here.

I would make a complaint on either the RM website or your local sorting office as enquiries may turn it up and save you 40 days.

You have just been unlucky here.

 

I have moved all posts into the Lloyds bank group this is now your own thread.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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