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Asalique vs Capital one

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Hi, i have just received a letter from Crapital One offering me the usual settlement, reduction down to £12 for each charge. this letter was sent to me 13 days after i had sent the first approach for repayment letter. Do i now send the Rejection of Settlement Offer letter, or the Letter Before Action or an amalgamation of the two? Also when sending this with another copy of the charges, should i add the standard 8% interest or wait until i have to make a claim through the courts to add this? Please advise!! Thank you.

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Do not include the 8% interest with your schedule of charges which you include with your letter.

 

You add the 8% at the MCOL stage.

 

Regards, Rooster.


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I think I may have made a mistake can some one confirm. Under credit card template i only found LBA letter and sent that as my first letter. Capital made good will gesture offer which i intend to reject. After rejection letter which doi send next.

Thanks.

A Salique

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Hi asalique please start a thread in the Capital One forum so we know where you are up to. Please click on the FAQs link in my sig and look at the step-by-step guide, the next letter after preliminary is the LBA, this is a self help site and all the info you need is in the FAQs and other self help material.

 

If you come across something very odd or not on the site at all please update your thread and someone will help you.


Ex CAG helper ^_^

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Ok have moved your posts into other institutions.

You should get more detailed responses from fellow claimants now.

Have a read through some other Cap one claimants threads in this section:)


Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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