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overdraft interest and redemption fees?


jroy
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Hi. About 4 years ago, we took out a bank overdraft for around £3,500 and unfortunately became unable to pay it back. we asked the bank to stop the interest but they refused and put a charge on our house. when we sold it this year we had to pay over £8000 to them. can we reclaim any of this? also, when we sold the house, we had to pay an early redemption fee to our mortgage company because we completed about 2 months early. how do we stand with this?

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I would say, go for the lot. The £8000 was probably packed with charges + interest.

REMEMBER ADD CONTRACTUAL INTEREST AS WELL.

 

Also, go for redemption penalty also..

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Mortgage Express charges- settled in full after issuing claim

 

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To view the FAQ'S click here: http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

To view the PRELIM letter click here: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/516-1-data-protection-act.html

To view the Letter Before Action click here: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/92-3-letter-before-action.html

To find Registered Address:

http://www.esd.informationcommissioner.gov.uk/esd/search.asp

 

 

If my advise helps click here http://www.consumeractiongroup.co.uk/forum/reputation.php?p=366404

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