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Merry Christmas Halifax (tell that to my kids)


jarroda
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:mad: Put my card into the 'hole in the wall' & it's still their. A slip came out saying card retained, contact your card issuer.

Since 3.15pm this afternoon I have rung Halifax, & keep being passed from pillar to post, then cut off when 'transferred' then told "we are now closed".

At about 4pm i did speak to a person (I think?) i took her name.

Very rude she was & had great delight to tell me that a default notice had been served, she wasn't going to help either!

My wages went in yesterday but i can't use them because they have now closed the account.

The account is £1600 overdrawn, but this is due to their charges.

I've asked for statements but they say due to the situation this cannot be done.

 

Were do i stand?

Can i still claim charges if their is a default on the account?

Can you claim back phone charges for ringing the bank?

Christmas is cancelled in this house thanks to Halifax.

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Were do i stand?

Can i still claim charges if their is a default on the account?

Can you claim back phone charges for ringing the bank?

Christmas is cancelled in this house thanks to Halifax.

 

 

Hi Jarroda,

I sympathise with your current situation. However

1. yes you can still claim regardless of thre default

2. probably can't claim back phone call charges

3. Nonsense that they can' provide you with statements-they have to. Send them a SAR letter with a payment o f£10 and by law they have to give you all the information they have.

 

Please read the FAQ's

Read round teh site as much as you can

Then, when you're ready-go get 'em

 

Nona

[CENTER][SIZE=2][I][COLOR=DarkOrange]Any advice offered is only my opinion, based on my experience with my claim [/COLOR][/I][/SIZE] [SIZE=3][COLOR=Blue][SIZE=2] I won my case because[/SIZE] I READ THESE FIRST[/COLOR][/SIZE] [URL="http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/"][COLOR=red]http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/[/COLOR][/URL] [/CENTER] [FONT=Comic Sans MS][SIZE=1][COLOR=magenta][COLOR=Black][SIZE=3]Halifax[/SIZE][COLOR=YellowGreen]-[/COLOR][/COLOR][B][SIZE=4][COLOR=Red][COLOR=YellowGreen]SETTLED IN FULL[/COLOR] :D:D:D[/COLOR][/SIZE][/B][/COLOR][/SIZE][/FONT][FONT=Comic Sans MS][SIZE=1][COLOR=magenta] [COLOR=SeaGreen]Prelim letter sent [COLOR=Black]10/07/06[/COLOR] Moneyclaim issued [COLOR=Black]07//08/06[/COLOR][/COLOR] [COLOR=Red]Settled in full[/COLOR] [COLOR=Black]15/08/06 [SIZE=2] [/SIZE][/COLOR][/COLOR][/SIZE][/FONT][CENTER][FONT=Comic Sans MS][SIZE=1][COLOR=magenta][COLOR=Black][SIZE=2][COLOR=DarkOrchid][SIZE=1]Survey completed. Donation made[/SIZE].[/COLOR][/SIZE][/COLOR][/COLOR][/SIZE][/FONT] [/CENTER] [CENTER][FONT=Comic Sans MS][SIZE=2][COLOR=magenta][COLOR=Black][COLOR=Navy]Thanks to Dave and Bankfodder, and all who have given their time and advice[/COLOR]:)[/COLOR][/COLOR][/SIZE][/FONT] [/CENTER] [FONT=Comic Sans MS][SIZE=1][COLOR=red][COLOR=Black]Co-op Bank Visa[/COLOR] Settled after LBA (only £61 but hey ho, every penny counts) [/COLOR][/SIZE][/FONT][FONT=Comic Sans MS][SIZE=1][COLOR=#00bfff] [/COLOR][/SIZE][/FONT]

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:mad: Put my card into the 'hole in the wall' & it's still their. A slip came out saying card retained, contact your card issuer.

Since 3.15pm this afternoon I have rung Halifax, & keep being passed from pillar to post, then cut off when 'transferred' then told "we are now closed".

At about 4pm i did speak to a person (I think?) i took her name.

Very rude she was & had great delight to tell me that a default notice had been served, she wasn't going to help either!

Have you seen the defauilt notice? if it is due to they charges then you can try and get this removed with your call.

 

My wages went in yesterday but i can't use them because they have now closed the account.

 

I may be wrong here but i think they have to give notice if they are clossing your account. you can also use this http://www.consumeractiongroup.co.uk/forum/bank-templates-library/42170-right-appropriation-stop-bank.html as you have to be able to live.

 

The account is £1600 overdrawn, but this is due to their charges.

I've asked for statements but they say due to the situation this cannot be done.

They are talking rubbish if you request your statements under the data protection act they cannot refuse your request they have to provide you with them within 40

days. the maximum they can charge you is £10

 

Were do i stand?

Can i still claim charges if their is a default on the account?

Can you claim back phone charges for ringing the bank?

Christmas is cancelled in this house thanks to Halifax.

 

 

Also have a look and read through this

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

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The Right of Appropriation notice is a useful tool, but few bank workers know about it and it should be sent to the bank 7 days before the deposit to which it applies is paid in.

If this has been useful to you, please click on the scales at bottom left of post. Thanks.

 

Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment.

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