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Timescales for recovery


FairlyNiceChap
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Hi All

 

Is there anywhere on the site that gives likely timelines on average for penalty recoveries and Early redemption claims

 

It won't affect my strategy - I'll go all the way if necessary - but if I had some idea of the number of weeks/months it would help me so much

 

The ideal format would be something like

Week Cumulative , % recovered

0 , 0

5 , 5

...

...

25, 100

- Ie noone got anything without asking but 25 weeks is the longest it has taken so far

 

Any thoughts anyone

PS Don't spend what you haven't won yet (sooooo. tempting!!!)

http://www.consumeractiongroup.co.uk/forum/mortgage-companies/53089-fnc-ge-money-erc.html

21/12/2006 SAR

Next Step 31/1/2007 - Prelim / S.A.R Enforcement

http://www.consumeractiongroup.co.uk/forum/mortgage-companies/55694-fnc-c-g-erc.html

21/12/2006 SAR

13/1/2007 - Prelim

Next Step 27/1/2007 LBA

http://www.consumeractiongroup.co.uk/forum/lloyds-bank/55692-fnc-lloyds-tsb.html

21/12/2006 SAR

Next Step 31/1/2007 -Prelim / SAR enforcement

http://www.consumeractiongroup.co.uk/forum/other-institutions/55784-fnc-better-half-nationwide.html

20/12/2006 Prelim with Schedule and SI £640

5/1/2007 LBA with revised schedule CCR £867

Next Step 20/1/2007 CLAIM

PC World - Refund Faulty goods Preliminary Letter 13/01/2007 - Consumer rights are getting addictive

 

Don't get angry get even:D

 

 

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Hello okay Sorta guy!

A bit hard to answer this one because it depends on the Banks/companies etc involved and can vary considerably. Also court dates have to be taken into consideration, and again these can vary.

Sorry not to of been much help but just wanted you to know that there are like minded people out here who like to help and lend moral support if nothing else!!

 

Keep up the battle ! = Soldier Girl X

:rolleyes:
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Thanks Soldier Girl

 

Any support practical or moral is always welcome. Funnily enough I feel totally self-assured and empowered by the whole concept of winning my funds back.

 

I even thought of writing along the lines...

 

"You borrow from me at around 8% without my consent and are certain to have to pay me back. Your normal cost of borrowing will be nearer 5% because you have a better credit rating than me. My cost of borrowing is falling rapidly due to improving credit ratings (now that I am not paying your lending rate) and impending court victories.

 

Therefore, I anticipate in the near future the situation will be that the more I slow this process (having registered my claim) the better, and the more you can speed it up the better for you.

 

So if you wish to employ delaying tactics that will be fine. If on the other hand you want to arrange partial settlement, I will be delighted to receive the funds, and I will not even have to charge you for early redemption because it is long long overdue. If however, you want to go the long haul thats also great, I anticipate victory with near certainty so I do not have to discount the anticipated cash benefits from your so doing.

 

How long before I give up and go away you ask - Before hell freezes over (possibly) but well after I die (if necessary) - I am leaving instructions to this effect with my beneficiaries as a condition for their inheritance and by then I trust it will be a tidy sum indeed! So good in fact that I may consider taking out another mortgage with an even bigger early redemption penalty, because they turn out to provide better returns, once redeemed than do your current or investment accounts"

 

Yours FairlyNiceChap etc etc it continues to be a pleasure doing business

http://www.consumeractiongroup.co.uk/forum/mortgage-companies/53089-fnc-ge-money-erc.html

21/12/2006 SAR

Next Step 31/1/2007 - Prelim / S.A.R Enforcement

http://www.consumeractiongroup.co.uk/forum/mortgage-companies/55694-fnc-c-g-erc.html

21/12/2006 SAR

13/1/2007 - Prelim

Next Step 27/1/2007 LBA

http://www.consumeractiongroup.co.uk/forum/lloyds-bank/55692-fnc-lloyds-tsb.html

21/12/2006 SAR

Next Step 31/1/2007 -Prelim / SAR enforcement

http://www.consumeractiongroup.co.uk/forum/other-institutions/55784-fnc-better-half-nationwide.html

20/12/2006 Prelim with Schedule and SI £640

5/1/2007 LBA with revised schedule CCR £867

Next Step 20/1/2007 CLAIM

PC World - Refund Faulty goods Preliminary Letter 13/01/2007 - Consumer rights are getting addictive

 

Don't get angry get even:D

 

 

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