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Clydesdale - offer made - but no costs. Should I refuse?


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Hi all

 

After sending all the usual documentation to Clydesdale, with (of course) no luck, I started proceedings.

 

I heard from them yesterday (they only gave me until today to respond in writing - so that's unworkable for a start! Have they never heard of Christmas!?)

 

Anyway, they say the usual claptrap about having all the evidence they need to win, but, as they are just too busy to attend, they will make me the full offer. However, they are NOT awarding expenses (the amount it has cost me to raise the action).

 

What do you think I should do? I am tempted to write and say that, as they did not give me enough time to respond, I am afraid I missed their deadline and we have no option but to continue to court...?

Abbey - 547.00 settled in full.

Second claim: £204 WON.

Barclaycard - 142.88 incl interest due WON BY DEFAULT as they didn't even bother entering a defence. Barclaycard paid up £184.88.

 

MBNA - Concluded £634.31

Capital One Concluded £148

Kinda disappointed I've no more banks to go after now...

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I would do exactly that.Tell them it was impossible for you to respond in the time frame.Tell them you now have no option but to continue,also remind them about costs etc.then wait to see if they improve the offer

;) If this helps please click the scales bottom left
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I received a full offer from Yorkshire Bank (well Clydesdale) on 21st December telling me I had to accept by the 20th! I ignored the date deadline given they'd made it impossible for me to respond in time anyway, and faxed my acceptance back on the 22nd.

Mine did include costs though (£120 court costs + £100 allocation questionnaire) but I guess I wait until the New Year to find out if my 'late' reply means we proceed to court.

Yorkshire Bank - owe me £1956

Prelim letter sent 17/07/06

"Forget it" letter received 19/07/06

LBA sent 21/07/06

Claim submitted 08/08/06

Defence received Day 28 07/09/06

Allocation questionnaire sent 13/09/06

YB offer £1588 + £120 costs 27/09/06

Rejected! 29/09/06

YB offer £1985 + £220 costs 21/12/06

Accepted! 22/12/06

Awaiting cheque

 

Barclays Bank - owe me £229

S.A.R - (Subject Access Request) sent 13/07/06

£10 cheque returned, duplicate statements coming soon letter rec'd 20/07/06

Statements received on Day 41

Prelim letter sent 8th Jan 07

 

Nationwide BS - owe me £329

S.A.R - (Subject Access Request) sent 13/07/06

Statements received very promptly

Prelim letter sent 8th Jan 07

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Thanks for the replies. I have sent the letter pointing out that this is Christmas, and post takes longer!! DOH!

Abbey - 547.00 settled in full.

Second claim: £204 WON.

Barclaycard - 142.88 incl interest due WON BY DEFAULT as they didn't even bother entering a defence. Barclaycard paid up £184.88.

 

MBNA - Concluded £634.31

Capital One Concluded £148

Kinda disappointed I've no more banks to go after now...

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