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HiHo Its Off To Court We Go.Halifax & I (Help)


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Evening all.

I have completed most of my claim for the charges I have paid Halifax over the years. My claim was £1083 this was minus the interest charges as that just gave me a headache trying to figure out. Halifax offered me £369 6 months worth of charges and states that if I continue to MISUSE my account they will be forced to ask me to bank elsewhere. That made my heart and stomach sink so off to court we go. Can anyone offer me some advise on their experiences with Halifax and maybe templates for my claim that I sent to court….can I arrange it online???? Any help and words of wisdom will be greatly appreciated.

Thanks :D

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I would strongly suggest that you spend a few days reading the FAQs and the step by step guide in the library section.

This is a self-help forum and it is imperative that you understand what you are doing.

You are sueing a major financial institute that has access to unlimited funds and a room full of corporate lawyers all waiting to eat you for breakfast if you get it wrong.

This is your claim.... Your money.... Your homework.

 

Start reading!

 

Regards, Rooster.

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Good for you.:D

 

If you are not sure of anything, just ask.

It is easier to answer a stupid question than try to rectify a stupid mistake.

 

Regards, Rooster.

If this has been useful to you, please click on the scales at bottom left of post. Thanks.

 

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I have had lots and lots of issues and problems with the Halifax, not just charges but other things aswell. They wrote back saying they would take me to court. Yesterday sent a letter offering to settle in full.

 

Im not an expert at this by any means, but the thing I have learnt is to stand your ground. Use resources around you to gain the knowledge you need then you can resolve your problems. Just because they say somthing is right, that doesnt make it right! Lots of people dont know any better, so stick with it and you will definately win.

 

Good Luck

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  • 2 weeks later...

Thanks for that. I think if you hadn't told me your experience I would have taken it no further if they said they were taking me to court. Had you filed your claim @ court before they offered a full settlement??

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Hi - have a read of my thread - jaxads - it'll give you details of my experience with the halifax to date. In all honesty, they've been ok and have agreed, after only the first two letters and a telephone call to refund the whole amount I've asked for!!! I sent of my first request asking for a refund at the beginning of December, and just over 4 weeks later they've agreed. Didn't even have to mention the "court" bit. Just now waiting on the full offer coming through the post. Best wishes. jaxads.

jaxads

 

Halifax - £2281, successfully refunded all charges after LBA letter & telephone call.

Have been offered the difference between the £20 and £12 charges from Capital One -- am sending LBA for remainder.

GE Money - Received settlement of £441, being total charges requested. No interest though.

CCA'd Bank of Scotland / Blair Oliver Scott to produce CCA Agreements on two Credit Cards - well in default, although still chasing payment!!!

EOS Solutions "ceased action on account" on behalf of a friend.

 

All in all, quite busy at the moment and enjoying every minute of it
:eek:

 

 

 

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Ronaldo773. Some claims seem to go through smoother than others and hopefully yours will be one of those. But one good bit of advice I got was to assume it will get to the court stage....if it doesn't then thats great.

The postal address I used to send my letters was. Halifax Plc, PO Box 548, Leeds, LS1 1WU. Another address I have seen people use is Trinity Rd, HX1 2RG.

Good Luck

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You can use either Leeds or Trinity address, but if it gets to the court stage you need to use the Trinity address as the other is a box number.

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Ronaldo.

 

Please do not highjack someone elses thread. Please start your own.

Spend a few days reading the FAQs and step by step guide in the library section. That will answer most of your initial questions.

Post any questions and progress in your own thread. that way you will get the help you need.

But please bear in mind that this is a self-help forum so it's important that you do your own homework.

Your claim,...your money.....your effort.

Read first. questions after.

 

Regards Rooster.

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