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Micky v MBNA Credit card


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Hi guys just a few questions,


Worked out MBNA owe me £761 in charges etc. I sent refund request on the 8th of Dec asking for money back and got standard reply bla bla we will give you a full response by Jan 7th. Whats got me confused is Ive not added any intestest which I know is correct until I get to the MCOL stage.


BTW ive won with HSBC a while back so sort of know the process (HSBC WAS ONLY ONE LETTER AND THEY SETTLED) but not with credit cards. After reading posts Ive seen compound interest coming up alot so I am not sure what this is. Ive only sent a refund request letter but did add I would charge them 8% if we go to court is that a mistake.


Any help.

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