My story from Start to today.

[Barclays_hater]

Hi Everyone,

 

Just a bit of (what I think) is an interesting question. I posted my letter by recorded delivery to the local branch and it has been signed for.

 

However, when I actually posted the letter, the woman behind the counter told me that the mail wouldnt leave till the next day. Now If I give them a week to respond from the date of the letter, they have lost one day. It seems trivial really, but should I allow them an extra Day?

 

Regards

 

Stu

[BankFodder]

If it is an LBA, it seems kinder to give them the day

[Barclays_hater]

I am posting this as a past history at the moment as I am still waiting for Barclays to get off their ass and pay me I have had to generalise a bit though

 

Basically the story so far.

 

Approximatly 6 weeks ago I rang up Barclays and asked the chap on the phone at the call centre if he could tell me the monetry amount that my charges amounted to for the last six years . He asked why I was after them and I said I was comparing the charges and considering moving banks as they were very expensive.

 

He then put me on hold for 5 minutes whilst he tried to calculate them. He came back telling me that there were so many he couldnt calculate them all as there were too many. I smiled at this point and he said he would send full statements out to me if that was acceptable, at no cost.

 

So then I sat there and totalled up the charges. They came to £910 before any interest and the like.

 

I then screwed up I sent them a letter before action instead of the one asking nicely for my money back. As a post on here, I queried what I should do. The general concensus was recind the letter and re issue a request for payment.

 

However before I got round to this, I recieved in the post a letter saying that they disagreed with my legal analysis, but in this case were prepared to refund £300 on condition that I take no further action. Included was the slip to say yes I accept it and please put the money in the bank.

 

I politely wrote back and said I found the offer offensive and that if I did not recieve the full amount back within 14 days I would be forced to commence action against them immediatly.

 

Within five days I had a reply saying that they were sorry I hadn't taken up the offer. As far as they were concerned, the matter was now in my hands as to any further action. Also mentioned was the fact that if i didn't like this I had recourse through the courts and ultimatly the Information Commisionair.

 

So a day or two later (10th Apr) I filed a claim agains them for £910 plus 8% plus the court fee, and that little lot came to £1246.86.

 

Then on the 12th Apr they acknowledged the claim. They now have until the 10th of next month to enter a defence. Its kinda boring waiting to be paid

 

Barclays_Hater

[Guest red_ratty_rat]

Hey Barclays_hater

 

Thanks for starting your thread here

[Guest Lueeze]

I merged your threads so everyone can follow your story!

 

Lou x

[Tinkerbelle]

Good luck with your claim!

[Barclays_hater]

Ok, to follow up, today is the 28th Day that Barclays had to enter a defence. They have failed to do so........

 

So unless it still needs to be logged onto the system (tommorow lunch time at the latest) I have won because they failed to enter a defence

[Alleycat]

Hi, thanks for keeping us updated, you are quite a bit further along than I am with the evil Barclays.

 

Though it might be a good idea to check out Whizzkids thread regarding Abbey National as it may not be over just yet.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?t=3414

[Barclays_hater]

Just to let you know they have entered a defence

 

Aparently they have an extra 5 days because they (The courts) like to make sure they recieve the paperwork.

 

Is it me or are barlcays just time wasting. Its not that they entered a defence that peed me off, its the fact that they wait till the last possible second.

 

Surely these stalling tactics are borderline abuse as it were because if they do this with everyone and fold at the court steps, it must be obvious that it is a deliberate tactic to delay and upset people?

 

Ah well, off to court we go!

[kaznelson]

They are using any delaying tactic possible to try and put pressure on people and to keep hold of your money longer.

[oblong21]

Everyone is in the same boat. we dont know when we'll get there, but we'll definatley get there in the end!

 

To whichever intern or flunkey Barclays have assigned to monitoring this site... WHY ARE WE WAITING , WE ARE SUFFOCATING?

 

Ha, anybody else sing this when waiting for school dinners?

 

come on Keith, pay up, were bored....

[CrispDust]

Should any case actually get to court, would it be worthwhile pointing out to the judge that Barclays have, on inumerable occasions, sought to delay or obstruct due legal process by procrastination, ultimately "to settle out of court"?

Prolonging the legal process and using valuble court and court admin time surely can't be looked upon favourably by the court. Especially where there is a persistant and demonstrable pattern.

[GSMGuy]

Should any case actually get to court, would it be worthwhile pointing out to the judge that Barclays have, on inumerable occasions, sought to delay or obstruct due legal process by procrastination, ultimately "to settle out of court"?

Prolonging the legal process and using valuble court and court admin time surely can't be looked upon favourably by the court. Especially where there is a persistant and demonstrable pattern.

 

Hmm, may be it;s worth starting a sub thread where peple can note the delay, ie Claim filed... How long before a defence entered... To establish a proper pattern?

 

Mike

[Barclays_hater]

I recieved my defence from them in the post and notification that the case has been passed to Chester County court to deal with.

 

If anybody wants to check out their defence, esp with regards to overdraughts, check it out http://i71.photobucket.com/albums/i129/barclays_hater/

 

Oh what barclays dont know

[Alleycat]

Thanks for posting their defence. Its interesting to note that whilst we are actually referring to relevant legislation etc, nowhere do they quote anything legal to back up their claims that the charges are completely lawful and allowable. All they are saying is basically that we are right and you are wrong, quoting the terms and conditions etc with no coherent argument to back up their claims. I know they can't go into a massive amount of details in their written defence but you would have thought that if they really thought they were right, they would have tried a bit harder.

 

Could anyone comment on whether their defences received are the same/different etc? Would be useful to compare.

[Barclays_hater]

just to keep you up to speed.

 

Had my Court date today (The barstewards filed at the very very last second) I completed the allocation questionaire and asked the judge to ask them to provide a break down of the charges

 

Court Date is 17th August 2006....

[vw203]

hi can you help, i rang barclays to send me charges of last five years, they told me i could but i would have to pay £5 per statement, what the hell are thay playing out, what do i do next

thanks vicki

[Tinkerbelle]

just to keep you up to speed.

 

Had my Court date today (The barstewards filed at the very very last second) I completed the allocation questionaire and asked the judge to ask them to provide a break down of the charges

 

Court Date is 17th August 2006....

 

Wow!! Would be interesting to see if they supply the breakdown! Would love to see that! LOL

[monkeymoots]

Hi,

I have just read with interest Barclays defence, and it is laughable, because at no time do they say, that they can only legally charge for their actual losses. And as they have yet to tell anyone what they are, including a Commons Select Committee, we will have to wait and see if a computer generated letter actually costs more than the estimated 50 pence.

They have until 12th June to submit their defence in my case, which is for £1751.95 including court fees of £120. No doubt I will be expected to attend my local County Court which is Wandsworth.

But I am looking forward to this as in October 2005 I had to write to the C.E.O. of Barclays, in order that over £600 was returned to me, for Barclays Additions payments which were taken from my account, without my authority, for almost six years.

I had an interest from a friend at the BBC on that case, and she is even more interested in this one. I will keep you posted.

[Barclays_hater]

Well it would be interesting to see the defence refusing to give the judge the information I requested. It just ooozzzes arrogance on Barclays part and we all KNOW they aint going to give the judge the information

 

Poor Barclays, a no win situation lol

 

When I win Bankfodder et all will be getting 5% of my winnings and a bottle of fizz bought with Barclays cash lol Am I bitter and twisted and bent on getting my (edit)cash back, u betcha

 

Monkeymoots, if your friend wants any info, id be happy to help, cause its not like she can raid my account because Barclays took it all ROFL.

 

Barclays Hater

 

moderated: please do not post what may be seen as libelous comments on this forum please ,this is to protect the site

[monkeymoots]

Hello again,

I was expecting a last minute defence submission to be made on Monday 12th June, instead I received it this morning, Friday 8th June.

Their defence is slightly different to the one which they put forward for you, but basically its the same old nonsense, plenty of content but no direct answer to the most important question. " How much do you calculate your actual losses to be " as we all know about the £30 and £25 per item, was this a 'think of a number and then double it' scenario ?

I will post their defence as soon as I can get my scanner working again, this may help others.

[waynedear]

Good luck Barclays Hater Ill be watching with interest, I dont really want to go to court, but i suppose its people like me who make Barclays think they can get away with it...

[Barclays_hater]

Good luck Barclays Hater Ill be watching with interest, I dont really want to go to court, but i suppose its people like me who make Barclays think they can get away with it...

 

Its ok waynedear, I actually look forward to annoying barclays and costing them money as they the biggest bunch of crooks around. Just the act of them sending someone to court aint gonna come cheap

 

And I cant wait to see the outcome of my asking the judge to ask Barclays for a breakdown of costs. Ive got the biggest cheesyest grin as im typing this

[waynedear]

Any news Barclays Hater??

[Barclays_hater]

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