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    • Tell your electrician that they won't have to attend court. A simple statement accompanied by a statement of truth will be more than adequate and they won't hear anything more of it. Tell them that you will have to referred to in court anyway but a written statement will help a lot
    • Claimant: Lowell Portfolio I Limited Our Client: Walker Love Walker Love Ref: Original Lender: Balance:   We have been instructed by our client that you have failed to repay the sums due in respect of the above account. Your Agreement with our client is terminated, which means the balance outstanding is due and our client requires your proposals for payment. Please treat this letter as notice that, unless an agreement is reached within 7 days of the date of this letter, we are instructed by our client to commence court proceedings against you for recovery of the sums outstanding. This means that you may have a Court Decree registered against you. Any Court Decree registered against you may affect your ability to obtain credit in the future. If court action proceeds, we are also instructed to seek legal costs in addition to the sum outstanding from you in order to cover any outlays by our client in having to raise court proceedings If a Decree is obtained then we may be instructed to enforce that Decree which may include an application for an Inhibition against you. This will have the effect of preventing you from selling or granting any further securities against your house, or any land that you may own in Scotland. Rather than issue court proceedings our client would prefer to find a suitable solution to enable you to repay the sums outstanding to it.   To discuss how best these outstanding sums can be repaid please contact Walker Love within the next 7 days by telephone on 0330 678 0335 or by email at contact@walkerlove.com Proposals   Our client may be able to agree to accept less than the sum outstanding in settlement of the sums due from you or, if this is not an option for you, to agree regular payment instalments with you, based on a review of your financial circumstances.   If you need to seek advice then you may wish to contact one or more of the organisations listed below who are able to provide independent advice to you. Yours faithfully   +44 (0)3700 863 000 | www.shoosmiths.com
    • Received another letter today  from shoosmiths    saying they have been instructed to act etc 
    • Answers to Stu's questions: 1) I live in a communal building and so therefore I originally assumed that it was a communal dish for the entire building, although I have not heard anyone else complain about this. I am probably the only person who lives here that actually has Sky and so the only person who uses the dish in question. There is another dish on the same side of the building which is a bit below that one towards the corner of the building, but I know which dish serves my flat as it was directlyt above where the scaffolding originally was. When I saw the blue screen on my front room TV I immediately telephoned my local Housing Association, although since then it has mostly been email contact in the past six weeks. 2) I don't personally own the dish myself as it was already there when I moved in here back in 2014 - as a matter of fact, I didn't even know which dish served my flat when it came to receiving satellite TV channels on my Digibox. I believe by implication that Sky must have installed it instead. At my old place which was a council house before I moved here, I had a Sky dish installed which was my own (a bloke came one Sunday morning back in 2005 to do the honours) , although I left it behind when I moved so that the next people could use satellite TV,  and also due to the fact that there would already be a satellite dish at the back of the building at my new place as well as a satellite socket on the wall at the back of the TV and so therefore I didn't need to take my old one with me. My Digibox and my account came with me when I moved to my present address. I would also like to say that the workman who was working on putting the satellite dish right will be returning on tomorrow - Wednesday 26th June 2024 to finally correct the dish via a cherry picker and so for the first time in six weeks, I will have proper TV again in my front room! I will post again once more on this thread to let you know that it has officially been done. Meanwhile, I have everything crossed for tomorrow that the satellite TV will be back on again, because he had been let down twice already. Wednesday is Day 44 of this charade, and hopefully the final day of it as well.             
    • Thank you for all of your consideration and time on my case The revised letter is fine and approved at this stage. As far as I kno neither the toilet or basin were replaced, the holw referred to by the calimant was an access point to a stop tap that couldnt be moved due to the location at below floor level in the garage A few minutes ago i gothome to a posted hard copy of the claim the original respond date was 4pm 9thJuly  In the same post delivery I recieved a further letter showing an additional 14 days for response to 4pm 23rd July I altered my copy of the claim form posted  earlier so that we were all ware of the revised date Spoke to my electrician earlier and she is considerring whether to put it in writing in a statement of truth She doesnt like confrontation and may not.  Follows from email 20th may   The door frames, where it’s all not fitting correctly with gaps and warped timber used.  A relatively simple fix  £25 . Skirting boards on the curved parts where it’s been filled with a filla and not even been smoothed out.  as above £25 . The architrave isn’t joining correctly with one piece with a cutting taken out of it. ive not seen this so cant comment but a simple fix . Sliding door, no stopper was used to stop it going all the way back and isn’t aligned to the floor. a door stopper was fitted The door slides fully into the pocket to maximise a very tight access witha 2ft 3" door . The extractor going into the boiler where a round tubes been used to an oblong pipe. It’s also held on by gaffer tape.   not a good standard and an easy fix £25 . The window hasn’t been packed correctly and one opening window isn’t aligned. an easy fix it took 1 minutes on my return from holiday . One piece of flooring isn’t sitting flush so will damage very quickly. I hadnt seen this,  the flooring supplied by the c,aimant was apoor quality Bnq with click systme that didnt lock weel so a boad may have risen up again an easy fix to replace one board £25 The toilet is far too close to the radiator and you can’t get up if sitting down. The defendant showed the claimant the size of the room right at the beginning and had discussions about it being a tight space I supplied a short reach pan to maximise space. Difficult to change probable cost £2-300 or more dependong on the final position . The stop tap I cannot get my hand in to be able switch the tap off.  I cut  a hole in the bottom of the basin vanity unit I wsnt particulalry pretty but I have large hands and could turn off the stop top it was below floor level as mentioned earlier  £25 to make hole even bigger . The window you are aware of that’s cracked and you are replacing.  this was carried out by the defendant, appointment on 10th June on return from holiday    The claimants email of 10th june shows an extended list of items that his builder carried out in claimants absense while I was on holiday and without my consent  Quality of skirting board that was fitted around the curved wall inside the bathroom and also in the lounge.  see above . Toilet fitted too close to the radiator where you could potentially burn your leg Claimant shown this at outset I cant  comment too much as I have no measurments see above . Hardly no space for you to get off the toilet when sat down, especially if you are tall.  This was pointed out prior to fitting the floor . The hot and cold feed were incorrectly placed to the wrong connection on the sink  Easy 5 minute flexible pipe swap over £10 . The vanity unit isn’t suitable due to the position of the stop tap. Small hole cut in the vanity unit base to try and switch the tap off  see above . No caulk used around the door frames  easy fix £15 . The extractor fan, where you used a plastic round tube, going to a square tube that was held on by gaffer tape. The square tube then went into a round hole on the outside, this was then filled with foam gap.  Easy fix £25 . The pocket door felt like it wasn’t fixed well, the door at the bottom wasn’t sliding on to the runner very well and you had to help it onto the run. Also no lock on the door.  a relatively easy fix £25 . The boiler door frame had to be replaced due to the timber that was used. The door also was replaced due to the door being fitted to fix into the twisted door frame wood. The door had been shaved so it would fit into door frame that was twisted.  I wasnt aware of this prior to my holiday The architrave used inside the boiler room was short, had a piece taken out of it. The architrave in the toilet wasn’t fitted well.this is subjective . You used two single sockets for the bathroom and boiler room. Where I only needed to have I double switch. I fitted a 2 gang light light switch . The door frame going into the garage you left gaps between the wood and the wall.  maybe required a little filler of quadrant bead£10 . Door handle not fixed correctly and is stiff  easy fix £5 . The window, one opening window doesn’t look level, the other you can’t open it and leave it slightly open in a lock position  fixed by me on my return . Skirting by the radiator, the hole had been cut too big and had just been filled with filler.  ?? £10 to make good? . One plank of flooring wasn’t fitted flush and my toe caught it sitting upwards. poor quality flooring supplied by claimant an easy fix £25   All pricing is subjective as I didnt have the chance to  look at the complaints   Except for moving toilet and replacing pcoket door all snags are relatively minor items That could have been easliy remedied Interestingly he doesnt mention taking out the pocket door wall, lifting up the floor to move the toilet replacing drains and making new wall      
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Licensed breeder Puppy farm & genetically sick pups.***Settled***


Lesley A

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FINAL UPDATE. 
I have not posted as the defence were reading the thread. 
An agreement was reached on the day of the hearing.  
I am unable to go into detail but for those in this position the forum has been priceless support and advice so thank you all in the site team.  
for those going through this, follow the process, ignore intimidating tactics and threats and get to the Judge.  They are very supporting of those self representing.  
I note her name has gone from the heading of the thread.  Was this them ? 
Thanks again.  

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6 minutes ago, Lesley A said:

I have not posted as the defence were reading the thread. 

So what 

 

6 minutes ago, Lesley A said:

I am unable to go into detail

Why ? Consent Order/ Confidentiality ? This would be be invaluable to followers of your topic.

 

9 minutes ago, Lesley A said:

I note her name has gone from the heading of the thread.  Was this them ?  Them ? 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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Your topic title was altered last June 23 by the owner of this forum in the interests of the forum

Anyway well done on your result and thank you for concluding your topic, title updated.

 

Andy

 

.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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  • AndyOrch changed the title to Licensed breeder Puppy farm & genetically sick pups.***Settled***

Part of a settlement agreement.  
concerns over her name online we’re raised and I was blamed for bad mouthing.

I explained I put nothing up myself. 
cannot discuss details of the case as per agreement.  

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Thanks so settled by Consent/Tomlin Order.

 

.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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Paperwork says sealed consent order and composite settlement agreement. 

iv long since caused her lots of probs with lots of organisations and sales have been hit hard.  

All done prior to any agreement. 

could have all been avoided but then she would have had zero justice.  

her LA informed her if visit so she cleaned up.  

iv escalated that outcome - prior to agreement.  

this will haunt her for a while yet.  
 

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Just had an email re the my breach in agreement by her rep.  

I asked you yesterday if they had asked about her name in the thread being removed.  

The issue they have is the Elizabeth turner and genetic pups entry on google.  

they knew I did not put it up and told them so in court.

 I dont know how to post on google.  

I told them I cannot remove what I did not post. 

when i came back here and saw her name gone from threads title, I presumed her reps sought it.  

now I get an email saying her names still on google your are breaching the agreement as it’s still on google.  

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Hi.

Could you tell us who the email is from please? And when you say 'her name', do you mean the breeder?

Have they told you where on Google the name is visible? It's possible that an older part of your thread is in a Google cache somewhere and I don't think anyone can remove that.

HB

Illegitimi non carborundum

 

 

 

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Hi. 
mom not internet savvy but upon opening the thread if you googled her Elizabeth turner breeder (yes breeder sorry),  her name and genetic puppy farming flag up.

 it shows CAG put it up.

Iv told them that.  

iv also told them it’s not slanderous as you have seen the vet reports proving it. 

I really don’t care if it remains. 

I made it clear it was out if my control. 

if it cannot be done, I will copy them into the old cachet message.  
thank you. 

well done on your result and thank you for concluding your topic, title updated.
Thank you.  

The site was priceless.  

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If her name appears on Google, she must apply to Google to have it removed. Nobody else can do it, only her.

Known as the right to be forgotten. 

BTW, it's unlikely she'll get them to do it.

  • Like 1

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

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Well tbh that’s good news and something she can find out for herself.  She has no intention of peace. 
I’m going to ask the thread stays open a little longer.  
It seems she had not learned that I am just not the one!!!! 
plus I have received new medical info from my vet today.  


To remain within agreement, I need to generally ask for advice re:

 If new medical information for the pup became apparent now - post agreement signing, that added proof a second genetic disease (tested for in those initial tests in the first case but relayed incorrectly to me then ),

does it give me grounds for asking a court to unseal the deed so I can pursue this new info….. if she persists in being a pain ?

If generally speaking,

a first case was a cardiac issue that can be argued as both genetic and congenital until a genetic test is done and then a second absolute genetic only disease was then discovered, is that deemed a new case or grounds for unsealing?

Make sense ?  


This disease is only ever genetic!!!!  

Rather more damning and indisputable proof of genetic disease breeding with no screening yk prevent.  


The vet report showing this was uploaded in the original N1 pack.  

Somehow rekeyed as normal when I was called with the results.  

A vet visit today shows they were not normal and every symptom he has had reported in all reports uploaded from day one are related to the disease. 

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29 minutes ago, Lesley A said:

does it give me grounds for asking a court to unseal the deed so I can pursue this new info

deed? :noidea:

you mean consent order you and her signed? concluding the case as long as you nor she break it's conditions signed upto?

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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YES  new condition is ADDISONS DISEASE 

The disease was tested for when his cardiac testing was done immediately after purchase and part of the now sealed case.

 However, results were disclosed incorrectly and I only found out  two days ago.  

This disease did not form part of my knowledge during the case as I had been informed of a normal result that was not the case.  

it is perfect clarity of a genetic disease where as the previous cardiac issue could be congenital until the pup is genetically tested. 

..............................

Paperwork says sealed consent order and composite settlement agreement      

sorry. they called it a deed at first in court.  

Then Judge said she was happy to have it sealed as something else exact names of orders in message above.  

 

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