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    • I have never heard of any such law. Please post a link to what you have read online that explains this law. And please confirm whether you were ever married to or in a formal Civil Partnership with your Ex.
    • Today has been hectic so  have been unable to complete the whole thing. If you now understand it and want to go ahead with a complaint to the IPC, fine. If not then I won't need to finish it. But below is my response to your request  on post 64. No you don't seem stupid, the Protection of Freedoms Act isn't easy to get one 's head around at first. The part of the above Act referring to private parking is contained within Schedule 4 which you can find online under the Protection of Freedoms Act 2012. Section 9 of SCH.4 relates to how the parking scrotes have to perform so that they can transfer their right to pursue the keeper from the driver when the PCN is still unpaid after a certain amount of time. In your case the PCN was posted to you the keeper and arrived within 14 days from when they claimed a breach occurred. That means they complied with first part of the Act. The driver at that time was still responsible to pay the charge demanded on the PCN and PCM now have to wait for 28 days to elapse before they can write and advise the keeper that as the charge has not been paid, that they now have the right to pursue the keeper. They claim they sent the first PCN on the 13th March, five days after the alleged breach and it arrived on Friday 15th March. So to comply with the Act they have to observe Section 8 subsection 2f   (f)warn the keeper that if, after the period of 28 days beginning with the day after that on which the notice is given— (i)the amount of the unpaid parking charges specified under paragraph (d) has not been paid in full, and (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid. ---------------------------------------------------------------------------------------------------------------------------------------------So the first PCN was deemed to arrive on the 15th March and for 28 days to have elapsed is when the time is right for them to write and say you are now liable as keeper. So they sent the next PCN on the 12th April which is too early as you could still have paid until midnight of the 12th. So the earliest their second PCN should have gone to you was  Saturday 13th April so more likely on Monday 15th April. The IPC Code of Conduct states "Operators must be aware of their legal obligations and implement the relevant legislation and guidance when operating their businesses." So by issuing your demand a day early, they have broken the Act, the IPC Code of Conduct, the DVLA agreement  to abide by the law and the Code of Conduct not to mention a possible breach of your GDPR .   I asked the IPC  in the letter on an earlier to confirm that  CPMs Notice misrepresenting the law was a standard practice for all of PCMs Notices or just certain ones. Their distribution  may depend on when they were issued and whether they were issued in certain localities or for certain breaches. Whichever method used is a serious breach of the Law and could lead to PCM being black listed by the DVLA . One would expect that after that even if the IPC did not cancel your ticket, PCM could not risk going to Court with you nor even pursuing you any further.
    • thanks jk2054 - do you know any law i can quote (regarding timeframe) when sending the email as if i cant they'll probably just say no like the normal staff have done? thanks.
    • I lived there with her up until I gave notice. She took over the tenancy in her name. I had a letter from the council and a refund of the council tax for 1 month.    She took on the bills and tenancy and only paid the rent. No utility bills or council tax were paid once she took it over. She will continue to not pay bills in her new house which I'm now having to pay or will have to. I have looked online I believe the police and solicitors are going by the partner law to make me liable.   I have always paid my bills and ensured her half was paid then see how much free money is over.   She spends all her money on payday loans and rubbish then panics about the rent. I usually end up paying it or having to get her a loan.   Stupidly in my name but at the time it was because she was my partner. I even paid to move her and clean and decorate her old house so she got the deposit back. It cost me £3000 due to the mess she always leaves behind.
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Barclays put my account under review RG21M **RESOLVED**


Stuart676545
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Please if anybody can advise.

 last Monday i put a chq in to Barclays from my neighbor/friend who i care for daily as a fee and for her food in to my bank for Barclays to immediately put a RG21M code and blocked my account.

 

They have refused to speak with me about the problem and asked me to call the fraud department to explained my self where the payment for £3,500.00 had come from.

 

I told them the truth for them to say we will get back to you within 1 working day. This didn't happen,

 

this Tuesday they reviewed my response and sent a further letter asking for proof of the payment but 

 the letter didn't really state what they exactly need.

 

I have had to get my neighbor who is 91 to write as best she could a letter, along with her daughter and the contract

 

 i typed up to agree her care and on the basis of payment which we both signed.

 

ive sent this off by recorded delivery but they still refuse to say what is happening apart from that they will release funds when they verify the chq payment within 2 working days.

 

I am so stressed out i cant use the bank account or the money

 

 its been 2 weeks Monday and still nothing.

 

I have raised a complaint with Barclays but even they haven't responded  any ideas if this would be enough proof? 

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Hello, welcome to CAG.

 

Sadly, we see Barclays doing this on a regular basis. If they suspect money-laundering, however honest you are, they will work through their processes and every case we've seen people get their money back. But it takes time and they can't tell you that their money-laundering people have flagged a potential problem.

 

I hope you have another bank account as well as Barclays?

 

If you have a read around the Barclays Bank subforum you've posted on, people who have contacted the CEO of Barclays have had some success in getting their accounts reopened.

 

Best, HB

Illegitimi non carborundum

 

 

 

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Thank you for your reply honeybee.

 

Yes i think it must be due to money laundering process. 

 

No i don't have another bank only Barclays but i'm now going to open another account where else .

 

 

 

 

 

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Hi,

I'm still left in limbo. It's been they locked my account on 28th Feb , still no news. They have not closed my account yet although I can't use or see it 

 

I've spoke to level 2 complaints who said they would send email but still nothing.

 

Have you been to see a solicitor ?. Surly if they close your account they have to release the funds ?  

 

Timescale I'm now thinking it could be Months before it's resolved completely disgraceful. 

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you dont need a sols

 

have you written to the ceo and complained

another user did this recently and it was sorted in 3 days

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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CASE SOLVED.

Funds released.

This morning i was finally able to log into my account and use as normal. After nearly a month no explanation no sorry nothing.

 

I t has taken lots of calls , constant emails, And the threat of a newspaper to get involved.

 

 

Edited by Stuart676545
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post moved to your own thread

 

marked as resolved

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to Barclays put my account under review RG21M **RESOLVED**
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